Financial planning is essential for achieving one’s financial goals. It is a step-by-step approach wherein you create a financial plan to control your income, expenses, and investments to better manage your finances. However, not everyone has a financial plan. According to reports, many workers live on the paycheck to paycheck model, and nearly half of ...

Searching for a financial advisor can be challenging. You may feel overwhelmed in trying to get the decision right, since the advisor you choose will be in charge of helping you grow and manage your finances. It is recommended that you find an advisor who you can trust to communicate consistently with you, one who ...

The world of investing is complicated, especially for new investors. Undoubtedly, investing can cause a genuine fear of loss among new investors. Moreover, even seasoned investors can be fearful of the investment world in some cases; specifically, the fear of financial loss. This feat could lead to them making irrational investment decisions to avoid making ...

The New Year is finally here, and it brings with it the possibility of new beginnings. New Year resolutions are infamous all over the globe. People often resolve to build and follow certain habits, but, more often than not, fail to keep up. One of the main reasons for this is the lack of focus ...

40 year olds are at an interesting place in their lives. The uncertainties of your 20s and 30s are far behind you. 20s are spent figuring out your goals and aspirations. They are also riddled with student loans, finding a job, a place to stay, transitioning from the life of a student to the life ...

The success of your investments depends on how you keep track of and manage your investment portfolio. Maintaining equilibrium between risk and reward, diversifying your investments optimally, timing the market, knowing when to enter and exit, etc., are some ways that you can use to ensure that your portfolio fares well over time and delivers ...

Retirement is the golden period of your life, provided you save well for it. If you have sufficient retirement savings, you can spend your non-working years traveling, enjoying life, spending time with your family, and doing anything else you like. However, if your retirement savings are below the required limit (average Americans feel they require ...

Retirement saving has always been a financial goal for most Americans. However, despite understanding the importance of saving for their retirement, most Americans are under-saving for their golden years, as reported by PwC’s Retirement in America report. As per the study, one in four Americans have no savings for their retired life, and the remainder ...

You cannot leave your financial health to chance. A financially secure life requires you to create a strategically optimised financial plan that aligns with your goals. Identifying your investment goal to create a sound financial plan helps you to reach your objective faster and in a more disciplined manner. Several studies have found how using ...

A financial advisor can help you achieve your financial goals, such as saving for retirement, planning a child’s future education costs, purchasing a home, achieving financial freedom, and more. Financial advisors can be a guide in your financial journey, slowly enabling you to meet all your goals. With years of experience and relevant education, these ...