The stock market can be both intimidating and attractive to people at the same time. It can offer significant returns on investments and sometimes lead to losses too. Markets are unpredictable, and there is always a risk. But there are also several ways to counter the uncertainties. With the right investment choices and strategies, it ...

Experts time and again advise investors to keep a well-balanced and diversified portfolio. This includes a combination of stocks, bonds, real estate, cash and cash equivalents, etc. A mix of investment instruments reduces the overall risk from your portfolio. This happens because while bonds, even with their low interest rate offer guaranteed returns over volatile ...

Financial planning is not limited to knowing what to do with your money. It is impacted by various aspects from time-to-time and needs to be revisited and modified to ensure it is in line with your financial goals. A mid-year financial checkup helps to build your holistic financial well-being. Such a strategy becomes even more ...

In the last few years, many investors have faced moral dilemmas about their investments. Directly or indirectly contributing to a company’s growth that may be responsible for the destruction of natural resources or promoting unethical work practices, has led to a shift to sustainable investing. Also known as Environmental Social and Governance investing (ESG), sustainable ...

Dedicated portfolios, also referred to as structured portfolios, are based on a cash flow matching dedication strategy. This approach aims to generate stable cash flows to match the anticipated liabilities of the future. The portfolio derives its name from the fact that it is dedicated to providing a minimum flow of cash to meet the ...

The short-term implications of the coronavirus pandemic have begun to show its effects across the globe in all realms, including the financial and investment sectors. Meanwhile, the bigger question in front of investors is whether to make modifications to long-term investment strategies or not. It is not possible to predict the impact that this crisis ...

The Coronavirus pandemic has moved people across the world towards making changes to their social and personal lifestyles. In addition to this, their investment portfolios have been affected too and may require adjustments amid the crisis in order to maintain balance and profitability. The primary purpose of these alterations is to secure the investments amid ...

Market volatility can be a matter of serious concern. Challenging market conditions affect the value of investments and often cause significant losses. Such as, in COVID-19, the S&P 500, Dow Jones, or Nasdaq saw a 10% fall until mid-March, 2020.  But, if there is a sound investment plan in place, market volatility usually is a ...

The accuracy of your financial plans is a huge determinant of how your life will be post-retirement. To plan with precision, you need to make certain assumptions, some driven by facts and others based on cautious judgment. However, in both scenarios, the assumptions need to be as close to reality as possible for financial planning ...

For those who do not have a retirement plan in place, this might be the right time to make one. With many uncertainties lurking around, the formulation of a concrete retirement strategy has become a necessity. The idea behind a retirement plan is to secure the future and make sure that when one is not ...