Even though Roth Individual Retirement Accounts (IRAs) have been around since 1998, many investors aren’t aware of all the differences between traditional and Roth IRAs. Thus, they aren’t sure which IRA is the better alternative for them. As a summary, the unique features of a Roth IRA include: Single taxpayers with adjusted gross income (AGI) ...

The road to retirement seems straightforward and simple. One needs to have a steady job, save as much as possible, invest in safe stocks and bonds, and keep their expenses in check. However, despite knowing these basics, not all people reach the finish line with flying colors. Many struggle to keep up with these habits. ...

If you are tired of working now, just imagine how hard it will be to go back to work when you run out of money during retirement. Even in your 70s and 80s, you would still want to travel, eat out, and have a place to call home. But unlike a steady salary that you ...