2008 brought to the world the worst financial disaster since the great depression of 1929. People lost their jobs, investments tanked, the value of real estate dropped, and financial anxiety was at its peak. The aftermath of the financial crisis of 2008 was equally alarming. There were approximately 8.8 million jobs lost in total with ...

It isn’t uncommon for people to set up their bank accounts, properties or various other assets in a manner where they have joint ownership with someone – either a spouse or other family member, and even a friend or business partner in some cases. While many people think that this is a good, cost-free replacement ...

Managing your finances optimally can often be the key to a happy life. Unfortunately, many of us are weak at managing our finances and usually don’t end up as comfortable and wealthy as we could. It’s a fact the there is a deep link between life and money.  Most Important Financial Tips at 3 Crucial ...

No investment can indeed be 100% risk-free, but a diversified portfolio can reduce the chances of risk by a significant percentage. The concept of diversification is simple. No two markets or securities function the same way. So even if you suffer losses in pharmaceuticals, you can still earn a profit in technology or real estate. ...

“The more you learn, the more you earn.” This simple mantra should be your guiding torch throughout your financial journey. There is no single best way to make secure investments. It is only with good knowledge about different strategies that one can come to a prudent decision. There could be two approaches to learning: The ...

The title itself is quite self explanatory. The biggest misconception of all time is that financial planning is for the wealthy. The truth, however, is that financial planning is a path to being wealthy. Not everyone is born with a silver spoon, but with proper planning and investments, some people can turn their faith around. ...

Business magnate and philanthropist, Warren Buffett once said, “Someone is sitting in the shade today because someone planted a tree a long time ago.” Most people aspire to be millionaires living in big mansions and owning precious assets. But being wealthy is not just limited to living life king-size. The rich and famous personalities around ...

Having a sound financial plan that reaps benefits in the long run is essential for every household. Generally, financial planning includes two broad aspects – wealth creation and wealth preservation. Most people spend their lives engrossed in the continuous process of wealth accumulation and tend to ignore the importance of preserving that wealth. However, to ...

The aim of every financial plan is to create wealth. Wealth creation is something humans aspire for from a very young age. Even before taking up a job or understanding their passion in life, most people are certain about wanting to make a lot of money. Here are some things that can help you in ...

Ever since you were a child, everyone around you has always encouraged you to set goals. Goals like topping your class in school, making it to the soccer team, getting into the college of your dreams, etc. Setting goals is important because it gives you clarity on where you are headed and how to get ...