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Retirement Planning

Retirement Lifestyle Management


Why to Do Retirement Plan?

By WiserAdvisor.com   Have you ever thought about the day when you will be retired from your work? Consider that day when you will have to work no more, and then your biggest problem will be what next? Therefore, a creative retirement plan is a must if you want to enjoy the days following your retirement. Often people do not plan for their retirement. They just wait for it. In every aspect of life, planning is important. Otherwise you will not be able to contemplate what to do after... more

Social Security Benefits


Social Security at Tax Time: Key Strategies for Protecting Post-Retirement Income

Recent surveys tell us that working during one's post-career years is the new expectation for most retirees.   Three in four responded to a Merrill Lynch/Age Wave poll, last year, affirming that some element of a working life not only figured into their retirement—it would actually make their after-65 lifestyle ideal.   That kind of move toward post-retirement work — and additional income —means that many retirees will also have to think about what happens... more

Strategy of Retirement Planning


Five Ways to Start the New Year on the Right Foot

The New Year is a good time to take stock of your portfolio. Here are some tips on what to look at, and set yourself up for a good time down the road. By Anna B. Wroblewska   The New Year is just around the corner, which makes it the perfect time to do a bit of portfolio housekeeping. By investing a little bit of time now, you can enhance your tax situation, save some money, and set yourself up for a smoother ride down the road. Break out the eggnog or hot chocolate and take these five... more

IRA Investments


Retirement 2015: Rule Changes for the Year Ahead

Was one of your New Year's resolutions to get up to date and better informed about your retirement plans? If so, you're on the right track. The start of a fresh calendar is the perfect time to re-up your financial self-improvement goals.   As 2015 gets underway, understanding your options when it come to how you save and invest for your post-work years doesn't have to be a daunting process. From the introduction of MyRA plans to changes in contribution limits and income thresholds, let's... more

Pension Planning and Benefits


How Much Savings, How Much Growth? (A Guide to Your Own 'Right' Retirement Blend)

By James O'Brien. The market might be enjoying record highs , but investors are increasingly committed to their cash. And that includes retirees. A recent report from State Street's Center for Applied Research shows that investors are leaning in the direction of cash allocation. In part, that means they're opting for perceived security, when it comes to holding onto their money against potential market changes, but it also means that many of them are giving up the returns that higher-risk... more