If you are going to work with an Investment Advisor who is a fiduciary, you need to know if you trust them in addition to feeling comfortable with them and their team. This biography on Ronald Lang will provide you with his background, investment methodology, his thoughts on the industry and advisory business. You will gain insight into his mindset on investing on fundamentals and risk management, which are the cornerstones of long-term investing success.
Dealing with life events and specifically tragedy is never easy and it is an extremely difficult conversation to have with anyone that has gone through it. Ron lost 17 people in 7 years from 2013 2020. This included his sister in 2014 and son in 2016. Again, it is never easy to help or talk to people about their situations, let alone deal with more than one yourself in a short period of time. So, when he says he has been there done, that, he can truly say that he has dealt with hardship and tragedy.
Ron created the business motto for Atlas, We are Crusaders Against Wall Street Greed . While many advisors do right by their clients, he has seen and heard a lot of legal, but in his opinion, not so ethical way the advisory business allows hidden fees to be taken from clients. Many advisors, especially those that are both an Investment Advisor/Broker and are not transparent about how total fees work. Meaning, some advisors charge a quarterly management fee, but they and/or their Broker/Dealer gets a backend trailer commission on many Mutual Funds and the Advisor may get a portion of that too. Also, some Mutual Fund companies may provide an additional bonus at the end of the year for the total assets they have with that Investment House. Is this legal, yes. But is it right? Why dont Clients and Investors know more about this? Again, transparency is paramount to a successful long-term relationship. Also, those additional fees reduce and degrade long-term portfolio performance.
Understanding your goals, objectives and risk tolerance are the tenets of basic portfolio construction. Ron is a very positive person, especially about the future, but he is a self-proclaim Cockeyed Optimist when it comes to economic and market cycles and properly investing in and around them. He provides you with facts and data that he consumes from hours of research weekly in order to make sure his clientele are on the right path. Prospective clients may not be used to an Advisor giving them the truth, as raw and presentably harsh at times, but nothing is being glossed over just to get someones business. Current clientele stay long-term because they know they are going to receive the information they need unfiltered and unvarnished.
About Atlas Wealth Management, LLC
Our Wealth Management Advisory Business is built on understanding our clients needs today and building a plan that makes sense for their financial future. Ron Lang is our Principal & Chief Investment Officer.
We have a 100% Fiduciary Responsibility towards our clientele. Too many people are affected by short-term headlines, political risk and need to look beyond and filter out the noise. Our portfolio management style overcomes those obstacles and builds a portfolio tailored to each client.
Investment Advice
We have a unique approach to providing Investment Advice that specifically caters towards our Active Management style. Each person and family has their own specific needs and goals.
Retirement Planning
Most people are NOT prepared or on target for their retirement. We help put clarity and milestones in place so you can follow a road to retirement success.
Financial Planning
Tools for tracking investments, analyzing spending and income, and forecasting future needs will help you produce more actual and substantial decisions.
Estate Planning
Protecting your investments and assets should be paramount to your current well-being and legacy. The earlier you start to think about estate planning, the more you will have a peace-of-mind to live each day.
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At our core, Atlas Wealth Management are risk managers of your financial and investment future. Every client has different needs and financial requirements. All investment management is fee-based , not commission-oriented as we have a fiduciary responsibility to only advise you on investments that are in your best interest. We assess and provide a comprehensive proposal based upon your requirements and manage those expectations moving forward.
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Your finances and investments are very personal and emotional. We understand this and our patient approach will help you and your family plan and secure your financial future. Realizing your goals with a long-term investing strategy is the best approach to living a more fruitful life with less stress.
Education
General Information |
| Firm Start Year: | 2011 | |
| No. of Employees: | 2-4 | |
| Insurance License#: | 17493484 |
| Name of Broker/Dealer: | Schwab, Altruist |
| Name of Custodial Firm: | Schwab, Altruist, Pershing |
| States Licensed in: | AZ, PA, NJ, DE |
| Number of Years with Current Firm: | 13 |
| Work Experience: |
Ron Lang grew up in the business. His father Allen started in the brokerage side of the business in the late 1960s. While in high school over three summer vacations Ron worked on the Options floor of the Philadelphia Stock Exchange. It was an unbelievable experience and an environment that would get you excited about being in any part of the investment world. When Ron got older, Allen tried to recruit and convince him to get into the business. He loved the technology sector, worked and then owned a software and business consulting business designing CRM software for businesses. He never lost his passion for the investment business and even though he was helping people with financial planning, the financial and housing crisis in 2008 got him interested in getting involved in finance and investments. Many of his friends' portfolios were set up where their risk tolerance and portfolio allocation were not in-line with their goals, objectives and timeline. They kept asking him to manage their investments. Without a Securities License, that could not happen. In 2011, Ron started Atlas Wealth Management, LLC, and began to manage portfolios and continue financial planning for those friends and referrals then continued to grow the business. From there the business continued to grow and began to help more business owners and help those that needed Estate Planning. Atlas and Ron works with many CPA's and Attorney's to make sure their clients are taken care of the way we know they should be for the long-term. Lastly, Ron prides himself and the organization on Communication . People change Advisors for several reasons. One of the top reasons is communication and either receiving none, very little and when they have a question, the response time back to them is unacceptable. Ron and his team have been accused of being over communicators . We would rather be accused of being that, than getting feedback we never hear from that guy . |
| Work with the following types of clients: | Individual Investors, Businesses |
| Advisory Services Provided: | 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Wealth Management |
Services |
| Investment Types: | Options & Futures, Bonds, Stocks, Annuities, Insurance |
| Can meet clients in the following ways: | Your Home, Our Office, Phone, Email, Your Office, Our Offices, Video Conference |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Life |
Firm Information |
| Firm's Number of Clients: | 250 |
| Firm's Number of Planning Clients: | 50 |
| Firm's Number of Managed Clients: | 100 |
| Assets Managed by Firm: | 60,000,000 |
| Advisor's Number of Clients: | 200 |
| Advisor's Number of Managed Clients: | 200 |
| Advisor's Number of Planning Clients: | 50 |
| Assets Managed by Advisor: | $60000000 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $250,000 |
| Compensation Methods: | Based on Assets, Flat Fee |
| Additional Details on Charges: |
We are fee-based, but it does depend on the asset size. Financial Planning is typically a Flat Fee depending on the level of Financial Planning is required. |
| Minimum Fee Charged for Managed Accounts: | $1,000 |
| Minimum Fee Charged for Hourly Planning Accounts: | $275 |
Board Positions |
| Organization : | Pals For Life, Philadelphia |
| Position : | Treasurer |
| Duration : | 07/01/2015-12/15/2017 |
| Organization : | Great Valley Human Resource Association, Philadelphia |
| Position : | Treasurer |
| Duration : | 07/01/2018-06/30/2021 |
Financial Services |
| Financial Planning for Individuals
Tools for tracking investments, analyzing spending and income, and forecasting future needs will help you produce more actual and substantial decisions. |
| Portfolio Management
This is more art than science, but with effective Risk Assessment and management and understanding the timeline, we can put together the right portfolio management. You don't want to trade your account, these are investments for the long-term and making minor adjustments along the way. |
| Retirement Planning
Everyone wants to retire and live off their portfolio and use Social Security income as the cherry on top if possible. We have found most people have unrealistic expectations by the time they want to plan for retirement and how much they should be putting away each year. We look at this very closely and align expectations of income required in retirement and what needs to be done to get there and achieve that goal. |
| 401K Rollovers
We have done a tremendous amount of 401(k) Rollovers over the years. Many people didn't realize how many legacy 401(k) accounts they had from previous employers. We will consolidate all those accounts to better manage the money and align with the the strategy of the balance of your portfolio. Most 401(k) Plans have hidden fees that you are probably not aware of and should always Rollover those 401(k) Plans into an IRA or a Roth Rollover account versus the current employer 401(k). |
| Annuities
Only in very select circumstances. Annuities need to be understood completely before recommending them. |
| Estate Planning & Trusts
Protecting your investments and assets should be paramount to your current well-being and legacy. The earlier you start to think about estate planning, the more you will have a peace-of-mind to live each day. |
| Wealth Management
Our goal is to build wealth for you and your family. The timeline and risk-level is paramount to achieving this success in the long-term. |
| Risk Management
We use a Risk Assessment to make sure your comfort-level with investments and money is aligned with your portfolio allocation. |
FAQs |
Why should I choose you as my financial advisor?We are Crusaders Against Wall Street Greed. We peel back the curtain to show you how to avoid being taken advantage of by Wall Street and the Investment banks. We recommend lower cost assets if the allocation calls for Funds (specifically ETFs) and avoid any alternative or illiquid speculative assets that typically make no sense for the client. |
How do you charge for your services?Fee-based mainly depending on the assets being managed and the type of management you are requesting. |
How are you compensated? How will I pay for your services?Fee-Based Only. We are Investment Advisors with a full Fiduciary Responsibility towards our clients. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?Your choice. We have "Discretion" on the majority of our accounts to essentially do what we feel is right on behalf of the client. In most situations, we like to discuss any changes or additions to the account prior to making those transactions. |
How many clients do you currently manage?100 |
Disclosures |
| https://www.atlasbuildswealth.com/email-disclosures/ |
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Additional Detailed Disclosures |
Disclaimer |
| Client account information or transaction details do not supersede mailed confirmations or account statements, which are the only official records containing this information. As a matter of policy, orders are not accepted via e-mail or voicemail and no responsibility shall accrue relating to any orders placed in this manner. E-mail messages are not guaranteed to be secure. They may contain computer viruses or other defects, may not be accurately replicated on other systems, or may be intercepted, deleted or interfered with without the knowledge of the sender or intended recipient. Atlas Wealth Management, LLC does not provide tax, accounting or legal advice. This e-mail and any attachments are not intended or written to be used, and cannot be used or relied upon, by any taxpayer for the purpose of (i) avoiding U.S. tax related penalties or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein. |
Registered Investment Advisor:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 8:00 AM - 6:00 PM |
| Tue. | 8:00 AM - 6:00 PM |
| Wed. | 8:00 AM - 6:00 PM |
| Thu. | 8:00 AM - 6:00 PM |
| Fri. | 8:00 AM - 6:00 PM |
| Sat. | 9:00 AM - 12:00 PM |
| We have client nationally, but the majority of our clients are based in Arizona |
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