wiseradvisor

Brent Hanson, CFP®, CERTIFIED FINANCIAL PLANNER
Financial Life Plans

Tel: 805-445-1992
340 Rosewood Avenue
Suite P
Camarillo, CA 93010

Meeting the Demands of a Challenging World

Financial Life Plans | Financial Advisor in Camarillo ,CA

About Financial Life Plans

We are passionate about the opportunities we have to make a positive impact on your life. We have tailored our practice to offer what we believe are unique benefits that separate us from the average firm. As financial advisors, we play a role in your life's most meaningful moments. You trust us to assess your needs, understand your concerns, and offer relevant recommendations to address your unique situation. We do not take your trust lightly and strive to earn it every day. We are supported by a network of premier partners, who bring strength, stability and security to strategies that are designed to work for today and tomorrow. All with one goal in mind: your success.

OUR COMMITMENT TO YOU: We will listen to what's important to you about money and life With your guidance, we strive to build a sustainable plan designed to help you achieve your goals. We will monitor your plan and investments and communicate often and transparently about your progress. When life presents challenges, we will help you and your loved ones get through those challenges. We settle for nothing less than client service excellence. Beyond providing financial planning, investment management, and insurance services, we help you make decisions, provide clarity, and ensure you are comfortable with where your roadmap is leading you. We make a lifetime commitment to every client we serve, treating you like a member of our family.


General Information

Firm Start Year:   2007
No.of Employees:   2-4
Insurance License#:   0685991
Name of Broker/Dealer:   Royal Alliance Associates, Inc.
Name of Custodial Firm:   Pershing, LLC
States Licensed in:   AZ, CA, CO, FL, HI, MD, NE, OR and TX
Number of Years with Current Firm:   12
Work Experience:   September 2007-present: Investment Advisory Representative through Royal Alliance Associates, Inc.

March 1997-September 2007: Independent life insurance agent and head of own insurance agency offering life insurance, disability insurance, long term care insurance, and fixed and fixed indexed annuities.

September 1989-February 1997: District Manager for Independent Order of Foresters (IOF Foresters) in Reno, NV 1989-1994, then Ventura, CA 1994-1997. Hired and trained advisors and personally worked with clients on life insurance, disability insurance, long term care insurance, and fixed annuity planning.

September 1985-August 1989: Representative for Independent Order of Foresters (IOF Foresters) working with clients on their life insurance, disability insurance, long term care insurance, and fixed annuity planning.

1979-August 1985: Real estate agent and 1/3 partner of a mortgage brokerage firm.
I work with the following types of clients:   Non-Profit Organizations, Businesses, Individual Investors


Services

Investment Types:   Managed accounts, Alternative Investments, Exchange Traded Funds (ETFs), Insurance, Annuities, Stocks, Bonds, Mutual Funds, Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Video Conference, At your home, At my office, Via Phone, At your office


Qualifications & Memberships

Insurance and Annuity Licenses:   Long Term Care, Variable Life, Annuity, Health, Life, Variable Annuity, Disability
Financial Organization Memberships:   National Association of Insurance and Financial Advisors (NAIFA)


Firm Information

Firm's Number of Clients:   256
Firm's Number of Planning Clients:   136
Firm's Number of Managed Clients:   136
Assets Managed by Firm:   $55,000,000
Advisor's Number of Clients:   256
Advisor's Number of Managed Clients:   136
Advisor's Number of Planning Clients:   136
Assets Managed by Advisor:   $24,485,000


Compliance

Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   $100,000
Compensation Methods:   Based on Assets, Hourly, Flat Fee, Commissions
Fee % Based on Assets:   1.2
Hourly Rate:   $200
Additional Details on Charges:   The fee percentage shown is an average charge. Depending on the complexity of the clients plan and ongoing requirements, actual fee agreed upon may be more or less than the 1.2% indicated.
Minimum Fee Charged for Managed Accounts:   $1,000
Minimum Fee Charged for Hourly Planning Accounts:   $400


Education

Certificate  - Personal Financial Planning  University of California Santa Barbara - Santa Barbara/Ventura
03/27/2004- 03/27/2006



Faqs

  • Do you have a customer satisfaction or refund policy? Customer satisfaction is our highest priority. That said, a refund policy usually does not apply as services are paid for as they are provided or in arrears (after they have been provided). Clients are not bound by a contract to continue to use our services and may leave at any time.
  • What are your qualifications? What is your education background? Thirty three years experience in insurance planning with 11 of those years including investment and financial planning. Securities licensing: Series 7, 65,63. California life insurance license #0685991. Certificate in Personal Financial Planning through UC Santa Barbara, and Certified Financial Planner(R) designation for nine years. Finally a passion for helping people.
  • What is your approach to financial planning? We use a goals based approach to planning with our primary focus on retirement, and wealth/investment management.
  • What services do you offer? Financial planning which can include retirement, income, tax, estate, and insurance planning. Also investment management either with financial planning or separately.
  • How many clients do you currently manage? 136 that we manage investments for and an additional 120 that have insurance and/or annuities through us.
see more

Disclaimer

Michael Brent Hanson is a Registered Representative of and offers securities products & advisory services through Royal Alliance Associates, Inc., a registered broker-dealer and registered investment advisor, Member FINRA/SIPC. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, HI, MD, NE, OR and TX. No offers may be made or accepted from any resident outside the specific state(s) referenced. Financial Life Plans is a marketing name for services offered through Royal Alliance Associates, Inc. Certain insurance products may be provided by Brent Hanson as an individual under his insurance license in the state of California #0685991

Brent Hanson

Brent Hanson

CFP®, CERTIFIED FINANCIAL PLANNER

Brent Hanson is a well known financial educator in the Ventura, Santa Barbara, and Los Angeles county areas having spoken to over 300 audiences in the tri-counties on retirement, estate, and tax planning since 1997. With over 29 years of experience in financial services, Brent focuses on investment, tax reduction, and estate planning strategies to help clients keep more of their retirement income and assets.

Brent is also certified in Long Term Care (CLTC) planning and holds a certificate in Professional Financial Planning from the University of California at Santa Barbara. Prior to Brents 17 years as an independent advisor he was District Manager for the IOF Foresters in Ventura, CA, and in Reno, NV. He is a registered representative (Series 7 registration), and investment advisor representative (Series 65 registration) under Royal Alliance Associates, a registered broker-dealer and registered investment advisor, member FINRA/SIPC, member Advisor Group.

Brent also holds a Life Agents license in California and is a member in good standing of the National Association of Insurance and Financial Advisors (NAIFA).

Brent lives in Oxnard, CA and his interests include travel, theatre, and painting.

see more

My Services

Portfolio Management

Investment management is offered for clients who want help implementing the investment recommendations laid out in their financial plan. It is also available on a stand alone basis. Using our experienced strategists, we'll build, implement, and monitor a portfolio that's right for you and we'll do it with a straightforward fee structure. When it comes to fees, you should know what you're paying your advisor and how we apply those fees to your investments when we're providing investment management. We'll explain our fee structure so you have confidence that you are receiving value from us and your questions will be answered.


Retirement Planning

Retirement planning is offered through our financial planning services or in conjunction with investment management services. Retirement planning can be a daunting task due to all the variables. Variables such as: When should I or when can I retire? When should I take my Social Security? Should I even plan on Social Security being available? How long should I expect to live and plan for? How much will cost of living and healthcare costs and premiums increase? What will happen if I die younger but my spouse lives a long time? What if the stock or real estate markets crash? What about tax increases? What if I/we need help as we get more frail? We evaluate your current situation and these variables and the probability of you being able to sustain your retirement income and investments as long as you live. We can then help you develop a clear roadmap to help you achieve your goals.


401K Rollovers

Many people have a large percentage of their investments in a 401K due to the convenience of investing pre-tax dollars directly from a paycheck, and also due to employer matches. While a valuable tool for accumulation, 401K plans are not always the best option for retirement distribution. We help clients objectively evaluate their options to determine which one best meets their goals and va values. values.


Office Hours

wiseradvisor-balck-li-img Mon. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 8:30 AM - 5:00 PM

Communities Served

Agoura Hills Calabasas
Camarillo Malibu
Moorpark Newbury Park
Oak Park Oak View
Ojai Oxnard
Port Hueneme Santa Paula
Simi Valley Somis
Thousand Oaks Ventura
West Hills Westlake Village

Compensation Arrangements

Check

Social Networks

tweeter facebook linkedin