We launched Coastal Capital Advisors to help our clients invest with confidence, reduce taxes, and enjoy life.
We work with investors like you to streamline your financial life and build towards your future. We believe that investing now with the right plan in place will lead you to reach your financial goals, whether that's taking a year off work to travel the world or an earlier retirement.
Together, we will work alongside you to get you on a path towards financial success.
|Firm Start Year:||2020|
|Name of Custodial Firm:||Charles Schwab|
|States Licensed in:||CA, TX|
|Number of Years with Current Firm:||2|
Private Management Group, Inc.
June 2012 - December 2019|
Coastal Capital Advisors, LLC Co-Founder & Partner Irvine, CA January 2020 - Present
|I work with the following types of clients:||Investment Clubs, Businesses, Individual Investors|
|Advisory Services Provided:||Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Tax Advice and Services, Investment Advice & Management|
|Investment Types:||Exchange Traded Funds (ETFs), Bonds, Stocks|
|I can meet clients in the following ways:||Video Conference, Via Email, At your office, Via Phone|
|Firm's Number of Clients:||101|
|Firm's Number of Managed Clients:||101|
|Assets Managed by Firm:||$25,000,000|
|Advisor's Number of Clients:||46|
|Advisor's Number of Managed Clients:||46|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||Fee Only|
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Additional Details on Charges:||Management Fee Schedule $0.00 - $100k 1.6% $100k - $500k 1.4% $500k - $1M 1.2% $1M - $5M 1.0% $5M+ 0.8%|
|Bachelor of Sciences in Business Administration - Business Management||
University of Arizona - Tucson, AZ
Chris is a native of Orange County and worked for a large investment advisor for the first part of his career. While there, he passed the Series 65 exam, achieved his Chartered Financial Analyst (CFA) certification, became a portfolio manager, and helped manage roughly $3 billion in client assets across approximately 3,000 clients. Ultimately, Chris saw an opportunity to leave and start Coastal Capital Advisors. His favorite parts of the job are the client relationships and helping them invest smart and make sounds financial decisions to live a full life. Chris is a proud Wildcat as a graduate from the University of Arizona. He currently lives in Irvine, California with his wife Emily, daughter Ellie, and dog Dixie. When he's not researching companies and helping clients, you can find Chris hanging out with his friends and family, going to the beach, and playing basketball.
Financial Planning for Individuals
Our financial planning services help you reach your goals without the risk of running out of money. We want to give you confidence, transparency, and certainty so you can enjoy life and spend time doing the things that are most important to you. Our financial planning process includes: -Determining what you are working towards. Everyone comes to the table with a different set of circumstances, wants, needs, and concerns. -Identifying any areas where you are at risk, and steps to reduce those risks. -Creating a robust investment game plan to reduce risk, improve returns, and give confidence. -Ongoing tax strategy to reduce your long term tax bill. -Coordinating all the changing parts of your financial situation to build a successful life A financial plan is ever changing, not a one time deal. Once we create it, we have to track it, pivot as life changes, and communicate with you in plain English.
Your portfolio shouldn't be determined by your age or risk tolerance. There are way too many other factors to consider! Instead, we take the time to understand your financial situation so we can construct a portfolio to get you where you need to go. Some of the areas we take into consideration are: Investment Goals - what are you working towards, and how much money will you need? Time Horizon - when do you need the money? Do you have any big purchases or expenses coming up (ie home, college, wedding)? When are you looking to retire? Taxes - What do we need to do so that you don't pay too much in taxes, particularly in capital gains? Outside Assets - Are there any assets you have that we aren't currently managing but we need to consider when we build your portfolio. A common example is any company stock you currently have or rental properties. Other Income - Will you get money from outside of your portfolio? Pension, annuities, SSI, etc. There isn't a one-size-fits-all approach to investing, and your portfolio should reflect that.
Tax Planning & Mitigation
Most people are only focused on how they can pay the least in taxes this year. We are focused on the next 30+ years, and what you can do today that will make a big impact over the long term. If you don't have a strategy in place, it's very possible to pay more in taxes during retirement than you did while working. We develop a strategy together to help keep taxes low, both now and in the future. We do this through: -Annual Tax Return Analysis -Charitable Giving Strategies -Annual Roth Conversions -Maximizing Retirement Contributions (i.e. 401k, IRA, TSP, 403b) -Integrating & Calibrating of Income Streams (i.e. Social Security, Required Minimum Distributions, Pension etc.) Remember, we are looking ahead for tax savings that will help you, not just now but for the next 30+ years.
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|
|Dana Point||Fountain Valley|
|La Habra||La Palma|
|Laguna Beach||Laguna Hills|
|Laguna Niguel||Laguna Woods|
|Lake Forest||Los Alamitos|
|Mission Viejo||Newport Beach|
|Rancho Santa Margarita||San Clemente|
|San Juan Capistrano||Santa Ana|