Greg Welborn, MBA
First Financial Consulting

Scott Sommers is a partner with First Financial Consulting. He joined the firm in 1999, but has been working in financial services and consulting since 1989. Scott has a well-deserved reputation in investment consulting and financial planning and is renowned for his work in the area of personal cashflow management. Recently, he assisted NBC’s Today Show in their week-long series, “Money for Women”. Scott has also been a lecturer on the topic of personal financial management and has develo ...more

Scott Sommers is a partner with First Financial Consulting. He joined the firm in 1999, but has been working in financial services and consulting since 1989. Scott has a well-deserved reputation in investment consulting and financial planning and is renowned for his work in the area of personal cashflow management. Recently, he assisted NBC’s Today Show in their week-long series, “Money for Women”. Scott has also been a lecturer on the topic of personal financial management and has developed an acclaimed workshop, entitled The Game of Finance, covering topics such as: How to talk about money with your spouse Successful budgeting How to make your kids money-wise Debt reduction techniques Prior to joining First Financial Consulting, Scott spent ten years working for the New York Life Insurance Company, where he assisted individuals and small business owners with their investment and risk management needs. Scott received a Bachelor of Arts degree in economics from the University of Southern California and for the past 15 years has enjoyed teaching an economics course for young adults. He and his wife, Lisa, live in the Los Angeles area with their three children and are active in their local community and church. Scott has also coached baseball and softball where he applies his skill and experience as a former member of the Boston Red Sox organization for the benefit of a local high school team.

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Chad K. Germann is an advisor with First Financial Consulting, a fee-only independent registered investment advisory firm. Mr. Germann partners with individuals to grow and preserve their wealth and has developed an excellent reputation among his peers and clients. One of his great strengths is communication, and he is exceptionally good at demystifying the process of financial planning. Mr. Germann comes from a long line of educators. Much of his process is focused on educating client ...more

Chad K. Germann is an advisor with First Financial Consulting, a fee-only independent registered investment advisory firm. Mr. Germann partners with individuals to grow and preserve their wealth and has developed an excellent reputation among his peers and clients. One of his great strengths is communication, and he is exceptionally good at demystifying the process of financial planning. Mr. Germann comes from a long line of educators. Much of his process is focused on educating clients, and he is fully committed to teaching clients the basics of good financial management and helping them understand the investments they own. Prior to joining First Financial Consulting, Mr. Germann was an advisor with Edward Jones Investments where his client-centered approach and dedication to financial education built a strong reputation among his peers for ethics and professionalism. During his time with Edward Jones, Mr. Germann also developed an expertise in school district retirement plans and served as their regional 403b specialist. Mr. Germann received a Bachelor of Arts degree from Vanguard University and is an Accredited Asset Management Specialist (AAMS). He and his wife, Melissa, have lived in Upland for the past 15 years and are active in their local community and church. Mr. Germann has coached his son’s soccer team for many years, still plays soccer himself occasionally and loves to travel.

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John Griesinger is an advisor with First Financial Consulting. Mr. Griesinger works with individuals and privately-owned businesses on financial planning issues including investment, retirement, and cash flow management. Mr. Griesinger has developed a reputation among financial professionals and clients alike as a particularly well-versed resource in the area of retirement planning. He is well- regarded by his clients for his ability to make the technical aspects of retirement planning easi ...more

John Griesinger is an advisor with First Financial Consulting. Mr. Griesinger works with individuals and privately-owned businesses on financial planning issues including investment, retirement, and cash flow management. Mr. Griesinger has developed a reputation among financial professionals and clients alike as a particularly well-versed resource in the area of retirement planning. He is well- regarded by his clients for his ability to make the technical aspects of retirement planning easily understood by the average person. Prior to joining First Financial Consulting, Mr. Griesinger spent eight years working for Pacific Life Insurance Company where he specialized in utilizing innovative strategies to help manage the risks common to retirement, namely market volatility, loss of purchasing power, and outliving one’s nest egg. Through his consultative role with clients and various speaking opportunities, Mr. Griesinger has demonstrated his expertise on topics including: Lifetime income strategies Principal protection Asset allocation and risk-adjusted returns Wealth transfer and charitable giving Mr. Griesinger received a Bachelor of Arts degree from Westmont College, majoring in economics and business. He later earned a Masters degree from Fuller Theological Seminary. In addition to his financial services expertise, John speaks Spanish and has spent time in Latin America providing pastoral and character development training to young adults and church leaders. Mr. Griesinger resides in the Los Angeles area and enjoys skiing, mountain biking, and is an avid musician.

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Evan D. Loomis is an advisor with First Financial Consulting, a fee-only independent registered investment advisory firm. He works with individuals and privately-owned businesses on financial planning issues including investment, retirement, and cash flow management. Mr. Loomis’ goal is to answer the two main questions that most people have in regards to their finances: Do I have any financial holes and will I make it? By utilizing an approach that is driven by relationship and focused on ...more

Evan D. Loomis is an advisor with First Financial Consulting, a fee-only independent registered investment advisory firm. He works with individuals and privately-owned businesses on financial planning issues including investment, retirement, and cash flow management. Mr. Loomis’ goal is to answer the two main questions that most people have in regards to their finances: Do I have any financial holes and will I make it? By utilizing an approach that is driven by relationship and focused on stewardship, Mr. Loomis navigates his clients with tailored financial plans and client-centered wealth management. Mr. Loomis’ number one focus is the client and his approach to wealth management is service-oriented, objective and direct–centering solely on the individual needs of his client. Through listening to their goals, fears and expectations, Mr. Loomis partners with his clients to determine their unique objectives. Prior to joining First Financial Consulting, Mr. Loomis spent 8 years with Bank of America Merrill Lynch where he partnered with his clients in developing effective strategies for meeting their everyday needs and achieving their long term goals. He also took time to speak at universities discussing the importance of being intentional with financial decisions. Along with his financial experience, Mr. Loomis is heavily involved in the soccer community having played collegiately at San Francisco State University. He currently coaches a high school soccer program and consults for adult soccer leagues in the San Gabriel Valley. He currently resides in Glendora with his wife Meagan, and their two children Faith and Connor.

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