Joseph Lyons
Hargrave & Associates LLC

3050 Chicago Ave.
Suite 150
Riverside, CA 92507

About Hargrave & Associates LLC

Hargrave & Associates LLC is a California registered investment advisor. We offer fee-based financial advice to individuals and businesses. Financial planning and investment management are offered on a fee-only basis, for which we are compensated by billing hourly, project or fixed fee, or as a percentage of assets under management. We are also licensed to provide risk management advice and insurance products for which we can receive commissions. In all cases, we assume the role of the client's fiduciary, in that we always place the interests of the client above our own.

3 Years of Experience


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General Information

Firm Start Year:   2005
No.of Employees:   2-4
Insurance License#:   0F72916
States Licensed in:   CA
Number of Years with Current Firm:   3
Work Experience:   Retired logistics manager pursuing my passion for Financial Planning.
I work with the following types of clients:   Individual Investors , Investment Clubs , Businesses , Non-Profit Organizations


Services

Investment Types:   Mutual Funds , Bonds , Exchange Traded Funds (ETFs) , Stocks , Insurance , Annuities
I can meet clients in the following ways:   At my office , At your home , At your office , Via email , Via phone


Qualifications & Memberships

Insurance and Annuity Licenses:   Life , Annuity , Health , Long Term Care
Financial Organization Memberships:   Financial Planning Association (FPA)


Firm Information

Firm's Number of Clients:   40
Firm's Number of Planning Clients:   30
Firm's Number of Managed Clients:   30
Assets Managed by Firm:   $10 Million
Advisor's Number of Clients:   40
Advisor's Number of Managed Clients:   30
Advisor's Number of Planning Clients:   30
Assets Managed by Advisor:   $10 Million


Compliance

Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   I am a fee-based financial professional
Minimum Portfolio Size for New Managed Accounts:   $100,000
Compensation Methods:   Flat Fee , Based on Assets , Hourly
Fee % Based on Assets:   1%
Hourly Rate:   $200
Flat Fee Rate:   $1500
Minimum Fee Charged for Managed Accounts:   $1500
Minimum Fee Charged for Hourly Planning Accounts:   $200
Minimum Fee Charged for Flat Fee Accounts:   $1500


Joseph Lyons

Joseph Lyons

CERTIFIED FINANCIAL PLANNER™ Certificant

Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 5:00 PM