Vetted Advisor's Table

Michael Lynch
Lynch Financial Advisors

Tel: 916-772-3103
1700 Eureka Road, Suite 155
Roseville, CA 92805
Lynch Financial Advisors | Financial Advisor in Roseville ,CA

Financial Planning, Wealth Management & Business Consulting

About Michael Lynch

Let me introduce myself. I am Mike Lynch, the founder of Lynch Financial Advisors. I started advising clients in 2000 back in New Jersey after my wife's and my financial advisor urged me to work with him. When we moved back to California in 2002, I started my own practice.

What is important to me?

Like most people, my wife, kids, my family, friends, and my dog. When I set my goals, these are the things that are uppermost in my mind. And without doing my own planning, I cannot reach the goals that give my life balance and happiness. Like many, I put in fair portion of hours at work. Fortunately for me I LOVE going in and helping my clients meet their goals and put together solutions that makes their lives better.

As you can see through our website, this practice is centered around knowing what is important to YOU. It is NOT some marketing line by some national firm. We truly love what we do and are passionate about our clients.

About Lynch Financial Advisors

Lynch Financial Advisors is a Fee-Only (no commissions and no sales of ANY sort) Wealth and Tax Advisory firm. If your looking for advisors that look at your full financial picture in order to construct the best road to financial independence, we should talk.

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General Information

Firm Start Year:   2000
No. of Employees:   2-4
Name of Custodial Firm:   Charles Schwab
States Licensed in:   California
Number of Years with Current Firm:   18
Work with the following types of clients:   Individual Investors, Businesses
Advisory Services Provided:   Tax Advice and Services


Investment Types:   Alternative Investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Bonds, Stocks, Options & Futures, Insurance, Mutual Funds, Annuities, Commodities, Socially Responsible Investments (SRI)
Can meet clients in the following ways:   Our Office, Phone, Email, Your Office

Qualifications & Memberships

Financial Organization Memberships:   The Alliance of Cambridge Advisors, Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA)
Non-Financial Organization Memberships:   Roseville Chamber of Commerce

Firm Information

Firm's Number of Clients:   90
Firm's Number of Planning Clients:   90
Firm's Number of Managed Clients:   90
Assets Managed by Firm:   $50000000
Assets Managed by Advisor:   $50000000

Compensation and Fees

Fee Structure:   Fee-Only
Minimum Portfolio Size for New Managed Accounts:   $0
Compensation Methods:   Flat Fee

Financial Services

Tax Advice and Services

We provide tax planning as well as tax preparation for our clients.

Investment Advice & Management

We provide investment management for individual clients as well as businesses.


Do you have a customer satisfaction or refund policy?

In the 19 years we've been in business, we have lost very few clients. Our refund policy is simple, if we don't perform the work that we have agreed to, we will refund your money. Our Client Agreement goes into further detail on this.

Why should I choose you as my financial advisor?

MBA, Global Management BS, Business Administration (Finance & Economics) CFA,CFP, RLP Member, National Association of Personal Financial Advisors Member, The Alliance of Cambridge Advisors Member, CFA Society of San Francisco Member, Financial Planning Association of San Francisco Over 20 years of experience consulting individuals, families and small businesses with their finances.

What are your qualifications? What is your education background?

We take a behavioral approach to financial planning. This means that we look at the overall picture of your finances and how they relate to your personal and family goals.

How do you charge for your services?

Comprehensive financial planning which includes: - Prioritizing Short and Long Term Needs - Educational, Retirement & Estate Planning - Liquidity Analysis - Insurance Review (home, life, disability, liability, etc.) - Employee Benefits & Compensation Review - Small Business Coaching

How are you compensated? How will I pay for your services?

We currently manage 90 clients.



WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.


Additional Detailed Disclosures





Registered Investment Advisor:


Compliance Disclosures in Last 5 years:

Have a clean record

Criminal Disclosures in Last 5 years:

Have a clean record

Office Hours

Mon. 9:00 AM - 4:30 PM
Tue. 9:00 AM - 4:30 PM
Wed. 9:00 AM - 4:30 PM
Thu. 9:00 AM - 4:30 PM
Fri. 9:00 AM - 4:30 PM

Communities Served

Auburn Carmichael
Citrus Heights El Dorado
El Dorado Hills Fair Oaks
Folsom Lincoln
Loomis Newcastle
Orangevale Penryn
Rocklin Roseville
Sacramento West Sacramento,

Compensation Arrangements

Check Money Order
Bank Transfer Visa
MasterCard American Express

Social Networks

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