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Rick Martinez, CFP®
RDM Financial

Tel: 909-261-2749
1425 W Foothill Blvd.
Suite 125
Upland, CA 91786
RDM Financial | Financial Advisor in Upland ,CA

About Rick Martinez

Rick Martinez CFP® is a Passionate and highly experienced Retirement Wealth & Tax Strategist. His goal is always to help his pre-retirees and retirees experience financial peace of mind. Rick works closely with a collaborative team of CPA's, Estate Attorney's, and other Certified Financial Planners with RDM Financial Group. Using the powerful approach of The "Retirement Wealth Maximizer System", He has been able to help his retirees enjoy a comfortable retirement where they are positioned to never run out of money and are also able to leave tax-efficient and tax-free money to their kids, grandkids, and other love ones. Because Rick is passionate about his career, he continues to seek higher education through the University of California, Irvine, and has attained the designation of CERTIFIED FINANCIAL PLANNER. He maintains qualifying state licensing, quality strategic coaching from other experts in the industry, and ongoing training on new laws affecting taxes and retirement investments. Rick is a life-long Californian. He is happily married to his wife Gracie of 25 years and is the proud father of two wonderful daughters Sarah and Chelsee. Rick enjoys family weekend trips to the river and walking his dog's Candy and Max.


About RDM Financial

We understand how important it is for you to be able to trust your Financial and Tax planning team - particularly in the wake of recent, highly publicized corporate failures and investment management misdeeds. Regardless of the direction the stock market and interest rates take in the future, it's important to have a trusted advisory team you can count on to give you the news straight and look after your best interests.

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General Information

Insurance License#:   0H25189
States Licensed in:   AZ,CA,Tx,VA
Number of Years with Current Firm:   11
Work Experience:   1997-2010- ATT - Major Account/Data Manager- Handled 35 million of company revenue while managing 25 accounts 2010 to Present- RDM Financial- Own and Operate Financial Planning firm.
Work with the following types of clients:   Businesses, Individual Investors
Foreign Languages Serviced:   English, Spanish
Advisory Services Provided:   Financial Planning for Businesses, Financial Planning for Individuals, Money Management, Wealth Management, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Investment Advice & Management, Financial Advice & Consulting, 401K Rollovers

Services

Investment Types:   Mutual Funds, Bonds, Stocks, Annuities, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Can meet clients in the following ways:   Via Email, Via Phone, Our Office, Your Home, Video Conference, Your Office

Qualifications & Memberships

Insurance and Annuity Licenses:   Disability, Long Term Care, Life, Health, Annuity

Firm Information

Advisor's Number of Clients:   250
Advisor's Number of Planning Clients:   100

Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   $100,000
Compensation Methods:   Flat Fee, Commissions
Fee % Based on Assets:   1%
Hourly Rate:   No hourly
Additional Details on Charges:   Consultation is complementary.

Managed assets 1%

Commissioned products no asset fee. Commission paid by sponsor not client
Minimum Fee Charged for Managed Accounts:   1%

Education

Finance  - Certified Financial Planner   University California at Irvine  - Irvine
1/2015-1/2018
Business Management  - Marketing   California State at Los Angeles  - Los Angeles
9/92-6/95

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Financial Services

Financial Planning for Businesses

We can help in several areas, some being retirement and risk planning as well as utilizing a team to help reduce taxation.

Financial Planning for Individuals

We assist clients of all ages and stages of life: Pre-Retirement and Retirement. Asset accumulation and Distribution to include assessing many risks.

Financial Advice & Consulting

Tailor a plan according to the client's needs and dreams.

Portfolio Management

Since we are independent, we can utilize annuities, managed money, and alternatives to mitigate risk and provide confidence and clarity that a client's plan has a better chance of success through economic changes and inflation adjustments.

Retirement Planning

Our planning includes a retirement plan to create a pay check and "play-check": checks to cover fixed costs with inflation forecasts and a check for ongoing quality of life fun. -Assessing risks like death and Healthcare needs including Medicare cost. -When needed, utilizing a team of experts to assess needs like tax mitigation and estate planning

401K Rollovers

Stress Test current portfolio and produce a plan to determine the type of investments needed to accomplish retirement goals.

Insurance Planning

Utilize a team of experts that specialize in insurance planning.

Annuities

Every investment has its place. Annuities are great when there is family longevity or the need of a guaranteed income/pension.

Estate Planning & Trusts

Utilize a team of experts that specialize in estate planning and trust.

Tax Advice and Services

Utilize a team of experts to help with tax advice that can save and preserve assets.

Education Funding and Planning

Not part of my expertise, but I can refer to outside experts to assist with client needs.

Wealth Management

Stress Test current portfolio and produce a plan to determine the type of investments needed to accomplish retirement goals.

Risk Management

Assess heath, family longevity, and coverages in order to prevent financial loss.

Money Management

Since our firm is independent, we have the ability to seek out unique money-managers that can help specific goals.


Disclaimer

Investment advisory services are offered through Retirement Wealth Management, a California registered investment adviser. Securities are offered through Great Point Capital, member SIPC and FINRA. Great Point Capital and Retirement Wealth Management are not affiliated.

Compliance

Registered Representative:

Yes


Acknowledged fiduciary:

Yes


Compliance Disclosures in Last 5 years:

I have a clean record


Criminal Disclosures in Last 5 years:

I have a clean record


Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 6:00 PM

Communities Served

Open
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