David specializes in helping successful professionals review their current tax and investment situations to plan for retirement and help efficiently transfer their assets to their children, grandchildren and charitable beneficiaries.
Helping others get the unbiased information they need to make sense of their options, designing a roadmap that reflects the specific concerns he hears from his clients, and supporting them to make tough but educated decisions to help gain control over their financial lives has been David's mission since he began his career in financial planning in 2000.
As a Certified Financial Planner (TM) professional, David develops comprehensive financial planning strategies to help address client goals, and then help clients implement those strategies, often in coordination with clients' other professional advisors.
To learn more about David's fee based financial planning process, call to set up a complimentary initial consultation.
|Firm Start Year:||2000|
|Insurance License#:||CA 0D11810|
|Name of Broker/Dealer:||Cambridge Investment Research, Inc.|
|States Licensed in:||CA, CO, GA, HI, NV, OR, WA|
|Number of Years with Current Firm:||7|
|Work Experience:||Financial Planner: Gateway Financial Advisors, Inc. June 2014 to Present LPL Financial: 2009 to June 2014 Lincoln Financial Advisors: 2002 to 2009 American Express Financial Advisors: 2000 to 2002|
|I work with the following types of clients:||Individual Investors, Businesses|
|Advisory Services Provided:||Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Financial Planning for Individuals, Financial Planning for Businesses, Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Education Funding and Planning, Risk Management|
|Investment Types:||Real Estate, Insurance, Annuities, Exchange Traded Funds (ETFs), Stocks, Alternative Investments, Bonds, Mutual Funds, Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||Video Conference, At my office, At your home, At your office|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Disability, Annuity, Variable Annuity, Long Term Care, Variable Life, Health, Life|
|Financial Organization Memberships:||Northern California Planned Giving Council, Financial Planning Association (FPA)|
|Firm's Number of Clients:||60|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Compensation Methods:||Hourly, Based on Assets, Commissions|
|Fee % Based on Assets:||1-2%|
|Bachelor of Arts - Political Science||
September 1987-June 1991
|Master of Arts - Politics||
New York University
September 1992-June 1994
|Master of Philosphy - Politics||
New York University
July 1994-May 2003
David is a Registered Representative with, and securities offered through Cambridge Investment Research, Inc., Member FINRA/SIPC (please see website section above for hyperlinks to FINRA/SIPC). Investment Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Gateway Financial Advisors, Inc. and Cambridge are not affiliated. Registered to conduct securities business in CA, CO, GA, HI, NV, OR and WA.
David has been directly advising clients as a financial planner for 21 years. David joined Gateway Financial Advisors, Inc. and became affiliated with Cambridge Investment Research, Inc. as a Registered Representative and Investment Advisor Representative in 2014 in order to be able to offer completely independent advice to his clients.
David has been a Certified Financial Planner" practitioner since 2004. He earned the Chartered Life Underwriter® designation in 2005 and the Chartered Financial Consultant® designation in 2010, both through the American College of Bryn Mawr, PA. Recently, David completed additional training in 2020 to become a Chartered Socially Responsible Investing Counselor (CSRIC") to better serve the needs of my clients desiring to incorporate their values in their portfolios with sustainable, responsible, and impact investments.David is a member of the Financial Planning Association and the Northern California Planned Giving Council.
David is a graduate of UCLA with a B.A. in Political Science, and also holds a M.A. and M.Phil. in Politics from NYU, where he pursued and published doctoral research on the causes and impact of the social investing movement.
|Mon.||9:00 AM - 6:00 PM|
|Tue.||9:00 AM - 6:00 PM|
|Wed.||9:00 AM - 6:00 PM|
|Thu.||9:00 AM - 6:00 PM|
|Fri.||9:00 AM - 5:00 PM|