As a local independent financial advisor in Colorado Springs, I have a fiduciary duty to act in
the best interests of my clients. My clients' retirement years are secured by addressing and
fixing overlooked financial and non-financial issues before they become a problem.
Some of these issues include:
Making sure a wife doesn't lose half of their Social Security income when the husband passes away.
Ensuring at least two years of long-term care cost assistance without paying annual premiums.
Making sure your Powers of Attorney have the appropriate language to work with Social Security, Medicare, the IRS and other organizations.
"I live by a simple rule: treat others the way I want to be treated. I would never recommend something I wouldn't do in a similar situation or recommend to my parents. I welcome the opportunity to earn your trust and show you how I do things differently."
|Firm Start Year:||2014|
|States Licensed in:||Colorado|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Life , Long Term Care , Variable Annuity , Annuity|
|Non-Financial Organization Memberships:||BBB Age Friendly Business, National Ethics Association, Association of Financial Educators, Tri-Lakes Chamber of Commerce, Colorado Springs Senior Resource Council,|
Compensation and Fees
|Fee Structure:||I am a Fee-Based financial professional|
|Compensation Methods:||Flat Fee , Based on Assets|
Nick is a retired USAF officer, having served throughout the world including a tour in Baghdad, Iraq. After serving his country, he continued to serve locally by becoming a financial advisor with a national level company. After realizing he did not want to be a salesman pushing products, he joined a local advisory firm to help investors prepare for retirement. After several years with the local firm, Nick decided to start his own company, Iron Mountain Financial and focus on preparing investors for a great retirement. He has earned the Retirement Income Certified Professional designation in pursuit of that focus.
As an independent fiduciary advisor, Nick focus on those things that impact you financially, not just your portfolio. By coordinating your investments, Social Security, taxes, and estate planning, he's able to address the multitude of risks associated with retirement.
Nick is also a Financial Educator, having earned the CFED and CFEI designations. He's taught adult financial literacy classes at Pikes Peak Community College for three years before offering classes at the Pikes Peak Library District.
Financial Planning for Individuals
Using several different approaches to ensure your needs and concerns are met. Comprehensive analysis to determine exactly what changes, if any, are needed to allow you to experience financial peace of mind.
Coordinated planning encompassing financial and non- financial aspects, including: Social Security, withdrawal strategies, tax coordination, long-term care planning, and legacy planning.
Review and recommendations as to the appropriateness of a rollover. If appropriate, research and recommendations based on individual circumstances and goals.
|Mon.||8:00 AM - 5:00 PM|
|Tue.||8:00 AM - 5:00 PM|
|Wed.||8:00 AM - 5:00 PM|
|Thu.||8:00 AM - 5:00 PM|
|Fri.||8:00 AM - 5:00 PM|
Solving the Social Security Puzzle
When: 09/11/2018 6:00 PM | By: Nick Naseman
Location: Pikes Peak Library East Branch
Details:You've spent your working lifetime paying into Social Security. Learn why it's important to coordinate your SS with other income sources and how to get the most from Social Security. ...more
Planning for an Awesome Retirement
When: 08/14/2018 6:00 PM | By: Nick Naseman
Location: Pikes Peak Library District East Branch
Details:This 2 week course covers:retirement,income planning, and investing for the future, tax planning, healthcare planning, legacy planning, and steps to a retirement plan. ...more