At Charlton Investment Services we work hard to create one-on- one, long -term relationships focusing on all of our client's financial needs. Our Team approach to investment advice centers around your particular financial hopes and dreams. We know how critical aspirations such as sending your child to the right school, providing for a comfortable retirement, and financial independence late in life are to creating Financial Confidence.
|Firm Start Year:||2000|
|Name of Broker/Dealer:||LPL Financial|
|States Licensed in:||CO, CA, NV, MA, KS, OR, WA|
|Number of Years with Current Firm:||21|
|Work Experience:||I have been an Independent Financial Advisor since 1992.|
|I work with the following types of clients:||Non-Profit Organizations, Individual Investors, Investment Clubs, Businesses|
|Investment Types:||Mutual Funds, FOREX & Currency, Alternative Investments, Exchange Traded Funds (ETFs), Insurance, Bonds, Commodities, Stocks, Annuities, Options & Futures, Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||Via phone, At my office, At your home, At your office, Video Conference, Via email|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Life, Annuity, Variable Annuity, Variable Life, Long Term Care|
|Advisor's Number of Clients:||100|
|Advisor's Number of Managed Clients:||65|
|Advisor's Number of Planning Clients:||20|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$150,000|
|Compensation Methods:||Based on Assets|
|Bachelor of Arts - English Literature||
Trinity College - Hartford, CT
Andy Lyford is a Registered Representative with and securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC (www.finra.org; www.sipc.org).LPL Financial is not affiliated with WiserAdvisor.com.
Andy Lyford is a Fourth Generation Denver Native. He graduated from Denver East High School and attended Trinity College in Hartford, CT, where he received his BA. Andy has spent his entire professional career as a Financial Advisor; a span of over 27 years. He has been affiliated with LPL Financial since 1997 and established Charlton Investment Services in 2000. Andy offers a full range of financial products from traditional (stocks, bonds, mutual funds, etc.) to alternatives (Hedge funds, Private Debt/Private Equity, Managed Futures, etc.). He has been married for 23 years and is the proud father of Grace,11, Sydney Dog, 7 and Molly Cat, 9. Andy's Series 6, 7, 24 and 63 held with LPL Financial.
Financial Planning for Individuals
I construct personalized investment portfolios for each of my clients. Education and understanding risk tolerance is key to success in any investment plan. My clients and I forge an ongoing partnership based on communication which allows for clarity in establishing and working toward life's financial goals.