Do you have a customer satisfaction or refund policy?
Customer satisfaction is our main priority. If you are not completely satisfied with our services, we can certainly come to a mutual agreement regarding discounted fees for services rendered. We have been in business for 45 years and are proud of an A+ Better Business Bureau (BBB) rating.
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Why should I choose you as my financial advisor?
I am a CERTIFIED FINANCIAL PLANNER practitioner and have worked in the financial industry since 2008. I was awarded the Five Star Wealth Manager Award as recent as 2020.
I earned both my Masters (MBA) and Bachelors degrees (Finance) at Delaware State University.
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What are your qualifications? What is your education background?
Listening. The financial planning process begins with both of us working as a team to determine what your specific goals are and for me to assist you with the tools of proper, comprehensive financial planning to achieve them.
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How do you charge for your services?
Here at Affinity Wealth Management, we believe that our goals are best aligned with those of our clients' by charging a percentage-fee based on assets under management (AUM) for each client. These fees are charged quarterly and are listed on your statements. If preferred, we can also charge a flat fee for a financial plan, fees varying depending on complexity.
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How are you compensated? How will I pay for your services?
Here at Affinity Wealth Management, we believe that our goals are best aligned with those of our clients' by charging a percentage-fee based on assets under management (AUM) for each client.
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If you are going to manage my account, will you obtain my permission every time you buy or sell something?
In order for me to actively manage your account, you will need to sign a limited POA/trading authority authorizing AWM to execute trades on your behalf and within a mutually crafted investment strategy. You will receive trade confirmations for each activity automatically.
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How many clients do you currently manage?
I am very selective in the clients that I work with and am only looking to bring on a few new ones each year.
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Will you be the only person working with me?
Because we believe in a team-based approach, you will likely see an associate advisor in meetings with me. We do this to ensure consistency and comfort for our clients. Should there be a specific need, however, we would add other qualified individuals to our discussion as well.
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Do you offer any guaranteed results?
No.
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How much risk should I be willing to take?
Your risk tolerance is one of the key components of the financial planning process. Through careful analysis we can pinpoint how much risk you "need" to take to accomplish your specific goals.
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Have you ever been charged with any breaches?
No.
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What services do you provide? What are your specialties?
Investment Management, Financial Planning, Risk Tolerance Assessment, IRA and 401(k) Rollovers, Estate Planning, Tax Planning, Employer-Sponsored Retirement Plans and Long-Term Care.
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What is your experience? How many clients do you currently manage?
I am a CERTIFIED FINANCIAL PLANNER practitioner and have worked in the financial industry since 2008.
I earned both my Masters (MBA) and Bachelors degrees (Finance) at Delaware State University.
I am the President of the Society for Financial Service Professional Delaware Chapter. The SFSP unites Financial Advisors, Accountants and Estate Planning Attorneys to come up with better client service ideas and planning opportunities for our mutual clients.
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What is your approach to financial planning?
I am a CERTIFIED FINANCIAL PLANNER practitioner, acting as a true fiduciary for my clients. Through diligent planning, we can determine the proper investment allocation for you and periodic reviews, ensure that your actual performance keeps you on track to your goals. Since we are an independent firm, we can choose from the best fund provider's out there to best meet your needs.
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What services do you offer?
Investment Management, Financial Planning, Retirement Planning, Risk Tolerance Assessment, IRA and 401(k) Rollovers, Estate Planning, Tax Planning, Employer-Sponsored Retirement Plans.
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What are your qualifications?
I am a CERTIFIED FINANCIAL PLANNER practitioner and have worked in the financial industry since 2008.
I earned both my Masters (MBA) and Bachelors degrees (Finance) at Delaware State University.
I manage around 100 relationships.
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What is your approach to 401 K plan rollovers?
I like to make rollovers and transfers as easy as possible for my clients. My qualified staff will assist you with any paperwork necessary and/or even coordinate a time with you to call the plan administrator together to initiate a transfer, assuming that a rollover is the best option for you.
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How long does the process of rolling over a 401K plan usually take?
401(k) plan rollovers typically take 2 - 4 weeks, depending on the 401(k) provider.
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How many years of experience do you have?
I have been in the financial service industry since 2008.
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What are your fees for this service?
Here at Affinity Wealth Management, we believe that our goals are best aligned with those of our clients' by charging a percentage-fee based on assets under management (AUM) for each client. These fees are charged quarterly and are listed on your statements.
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Why should I roll over my 401K plan to your firm?
401(k) plans are very restrictive with regards to investment options. At AWM, your 401(k) can be rolled to an IRA where we will actively manage your portfolio. Additionally, as an independent advisor, we have access to an ever expanding universe of investment options. Again, this is assuming that a rollover is truly in your best interest. There are situations where it would make sense to leave retirement funds with a previous provider.
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