wiseradvisor

Stephanie  Carreras
Signet Financial Management

Tel: 904-678-9928
2255 Glades Road Suite 324A
Boca Raton, FL 33431

Signature Wealth Solutions For You

Signet Financial Management | Financial Advisor in Boca Raton ,FL


About Signet Financial Management

Signet Financial Management, LLC was established in 1988. We are a team of driven professionals including Chartered Financial Analyst's (CFA) and Certified Financial Planner's (CFP) with decades of experience. We believe each client deserves their own personal portfolio, custom tailored to their individual requirements. We accomplish this by developing genuine relationships to intimately understand your goals and needs. We custom design portfolios based upon each client's individual risk tolerance and income needs using our own proprietary management strategies. This means our clients own the individual stocks and bonds our research has identified. The result is, we believe, a lower cost, more tax-efficient portfolio. Furthermore, this promotes transparency for clients about every investment decision we make.


General Information

Firm Start Year:   1988
No.of Employees:   10-19
Gender:   Female
Name of Custodial Firm:   TD Ameritrade, Charles Schwab
States Licensed in:   All states
Number of Years with Current Firm:   5
I work with the following types of clients:   Non-Profit Organizations, Individual Investors, Businesses, Investment Clubs
Advisory Services Provided:   Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, Retirement Planning, Portfolio Management, Financial Planning, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, 401K Rollovers


Services

Investment Types:   Options & Futures, Mutual Funds, Bonds, Stocks, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Video Conference, Via Email, At my office, Via Phone, Our Offices, At your home, At your office


Firm Information

Firm's Number of Clients:   683
Firm's Number of Planning Clients:   51
Firm's Number of Managed Clients:   683
Assets Managed by Firm:   $809,000,000
Advisor's Number of Clients:   140
Advisor's Number of Managed Clients:   140
Advisor's Number of Planning Clients:   140
Assets Managed by Advisor:   $250,000,000


Compliance

Registered Investment Advisor:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   $500,000


Education

Bachelors Degree - Economics and Sociology / Anthropology  Colgate University - Hamilton NY
09/01/1989-05/21/1993



Faqs

  • Do you have a customer satisfaction or refund policy? We pride ourselves in providing our clients with the service they expect and deserve. We send out client satisfaction surveys to ensure our clients are happy with the service provided. Although we do not give refunds, our management agreement lasts only as long as the client wants to remain a client.
  • How are you compensated? How will I pay for your services? We are a fiduciary, and charge a percentage of assets under management. The fee comes directly out of the account and is charged quarterly.
  • If you are going to manage my account, will you obtain my permission every time you buy or sell something? We manage money on a discretionary basis, which means we will not contact you for every buy or sell. There are some instances, where clients have positions that we will restrict from trading and only sell those with client permission.
  • Will you be the only person working with me? I will be your main point of contact, but we employ a team approach so that you get the best service possible.
  • Have you ever been charged with any breaches? No
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Disclosures

Signet Financial Management, LLC ("Signet") is a registered investment advisor with the U.S. Securities and Exchange Commission ("SEC"). Information in this message is for the intended recipient[s] only. Please visit our website [http://www.signetfm.com/index.php/disclaimer.html] for important disclosures.

Stephanie  Carreras

Stephanie  Carreras

Stephanie guides clients through the investment process of wealth management and planning. She focuses on making sure the client has a comprehensive understanding of investing and a comfort level with her as an advisor. She spends the time needed with each client to ensure the relationship is built on trust. She provides ongoing insight to create the best scenario for a client to achieve their financial goals. Stephanie has over 27 years of investment industry experience. Prior to joining Signet Financial Management, LLC in 2016, she worked for TD Ameritrade, iShares, Fisher Investments, and Merrill Lynch. Stephanie has a BA in Economics and Sociology/Anthropology from Colgate University. She enjoys time in Florida with her dogs and traveling. She is a Pack Leader for Broward County Humane Society, and involved with other charities including Paws for You and Toys for Tots.

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My Services

Portfolio Management

Our investment team believes that a disciplined, analytical process grounded in academic theory and fundamental research drives success in the long-term. We use evidence, data, and logic to make investment decisions. We structure your portfolio based on years of market research and a deep understanding of the dimensions of risk that reward investors over longer (10+) periods of time. We don't participate in guesswork, predictions or market timing. We use a proprietary, quantitative stock ranking system which we call factor investing to evaluate investments across an extensive group of factors, including value, size, quality, momentum, and safety.


Retirement Planning

Achieving your retirement goals takes disciplined saving, spending, and investing. Our team of experts work with you to stay on track to live the retirement you want: Develop a clear picture of your current financial situation. Help you decide when to retire. Show the income your nest egg could provide compared to your needs and goals. Implement strategies designed to generate income, manage risk, and protect against inflation. Continuously monitor your plan, adjusting as markets and your circumstances change.


Estate Planning & Trusts

With ever-changing tax laws, healthcare overhaul and other dynamic issues at play, it is increasingly vital to consult experts in each of these areas to ensure your wealth is properly shielded from unnecessary tax burdens. Estate planning includes but is not limited to: The establishment and updating of wills and trusts Health, life, liability and business insurance Long-term health care Beneficiary designations and powers of appointment Philanthropy and gifting As fee-based fiduciaries, we work with you to identify your risks and needs in order to try to align you with just the right professionals. We will also work with your existing team of CPAs, attorneys and others as needed to prioritize your comfort and financial well-being.


My Team

Greg has over 25 years of experience in the financial services industry. He is a CERTIFIED FINANCIAL PLANNER™(CFP®). He is a curious, empathetic, engaged and solutions-oriented financial professional with a passion for putting clients and their families in a better financial situation. He accomplishes this by obtaining a thorough understanding of each client’s needs and preferences and then developing a plan and implementing customized solutions that accomplish these goals. H ...more


Office Hours

wiseradvisor-balck-li-img Mon. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 8:30 AM - 5:00 PM