wiseradvisor

Matthew  Lapides, CFP®
Ethos Private Wealth

Tel: 305-206-1621
1825 Ponce de Leon Boulevard
Suite 567
Coral Gables, FL 33134

Complex World, Clear Advice

Ethos Private Wealth | Financial Advisor in Coral Gables ,FL

About Ethos Private Wealth

We like being a "Well Kept Secret". We choose to be small and mighty. This choice was crystal clear after serving nearly 15 years in the big bank and brokerage channel. Ethos is built upon core beliefs and principals that serve as a personal, professional and moral compass. Every relationship means something special to our firm. Our passion revolves around helping others become liberated from financial worries. We do this through tailored planning, smart decision making and access to the right solutions. We have uncovered special methods that work in all economic cycles to help achieve goals. We don't use cookie cutter solutions since no clients are alike.

The global markets are inextricably linked. Investing today requires more rigor to find the right sources of returns on your investments. Our primary goal as your Advisor is help you achieve and maintain financial prosperity through careful planning, asset management and risk management strategies. Our solutions are entirely driven by your goals and priorities, and sensible solutions are specialized for you.

Ethos is built upon core principles and beliefs, they the beacon that shines in any weather. Our approach at Ethos fully aligns the firm and client, thus creating a refreshingly pure relationship. We work for you, and nobody else. We receive no outside fees, commissions, trails or remuneration of any kind for a 3rd party. Our loyalty solely lies with our client.

At Ethos, you are not just another number or another account. Each client is important to our firm. We listen to become knowledgeable about your matters, and spend time to truly understand your needs. We are singularly dedicated to help you meet your goals. Ask us anything, we will never patronize. We have simply created a more congenial way to work together.


General Information

Firm Start Year:   2013
No.of Employees:   1
Gender:   Male
Insurance License#:   P015841
Name of Broker/Dealer:   NA for advisory business. We have a Broker/Dealer relationship with March Capital Corp for Capital Markets Transactions.
Name of Custodial Firm:   Charles Schwab & Company, Inc and Millennium Trust Company (for certain specialty holdings)
States Licensed in:   FL, MD, PA, OH, KY, CO
Number of Years with Current Firm:   10
Work Experience:   1998-2009: Merrill Lynch Pierce Fenner & Smith: Advisor and Director 2009-2011: (Acquired) Private Bank: Executive Member and Director or Wealth Management and Trust Divisions 2011-Current: Ethos Private Wealth. Founder, Advisor
I work with the following types of clients:   Non-Profit Organizations, Businesses, Individual Investors
Advisory Services Provided:   Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Portfolio Management, Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Retirement Planning


Services

Investment Types:   Stocks, Mutual Funds, Options & Futures, Bonds, Annuities, Insurance, Commodities, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Our Offices, Via Email, At your office, Video Conference, Via Phone, At my office, At your home


Qualifications & Memberships

Insurance and Annuity Licenses:   Disability, Annuity, Health, Life, Variable Annuity, Long Term Care, Variable Life


Firm Information

Firm's Number of Clients:   9
Firm's Number of Planning Clients:   9
Firm's Number of Managed Clients:   9
Assets Managed by Firm:   28,000,000
Advisor's Number of Clients:   9
Advisor's Number of Managed Clients:   9
Advisor's Number of Planning Clients:   9
Assets Managed by Advisor:   $28,000,000


Compliance

Registered Investment Advisor:   Yes
Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   $500,000
Compensation Methods:   Based on Assets, Flat Fee
Fee % Based on Assets:   0.75-1.25%
Additional Details on Charges:   Fees are transparent and set based on mutual understanding and agreement.
Minimum Fee Charged for Managed Accounts:   $5,000
Minimum Fee Charged for Hourly Planning Accounts:   $500


Education

Business and Economics - Finance  Lehigh University - Bethlehem, PA
09/1987-05/1991



Faqs

  • Do you have a customer satisfaction or refund policy? There has never been a client complaint. Each relationship has a written Advisory Agreement that details terms including termination from either party. If a client chooses to terminate the agreement, a pro-rated refund would be provided.
  • Why should I choose you as my financial advisor? This is a sacred relationship, the the advisor you choose should be one that has the proper skills, disposition, knowledge and emotional awareness to serve your particular needs. It works both ways, not every client is right for us.
  • What are your qualifications? What is your education background? I maintain nearly 25 years in the securities industry in helping families achieve and maintain financial prosperity. The ability to understand a client and their changing life, prudently invest, continue learning about the changing world, and leverage technology to perform function that previously seemed impossible just a few years ago, and staying in from of clients all contribute to success. Regardless of having a Degree in Finance from Lehigh University, a CFP Designation, FINRA Series 7, 66, 31, 9, 10, 23, and maintaining Life, Health and VA licenses does not automatically mean an advisor is qualified. It means they are smart at taking tests. However, providing smart solutions for clients is what matters.
  • How do you charge for your services? The typical fee is an asset based fee, thus our success is linked to the investor. We do not operation on any commissions or other fees. Our only source of advisory income is from our clients.
  • How are you compensated? How will I pay for your services? Typically we engage in a fee based relationship based on the level of assets and complexity. We have been glad to work on fixed rates under the correct circumstances in the past.
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Disclaimer

Ethos Private Wealth (ETHOS) is a Registered Investment adviser in Miami, Florida. ETHOS and its representatives are compliant with the current filing requirements imposed upon state registered investment advisers by those states in which ETHOS maintains clients. ETHOS may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. ETHOS's website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. The publication of ETHOS website on the Internet should not be construed by any consumer and/or prospective client as ETHOS solicitation to effect, or attempt to effect transactions in securities, or the rendering or personalized investment advice for compensation, over the Internet. Any subsequent communication by ETHOS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption/exclusion from registration in the slate where the prospective client resides. ETHOS does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to ETHOS' web site or incorporated herein, and takes no responsibility therefor. All such information is provided for convenience purposes. Different types of investments involve varying degrees of risk. There is no assurance that future performance or any specific investment or strategy (including any recommended by ETHOS), will be profitable or equal any historical performance level(s).

Matthew  Lapides

Matthew  Lapides

CFP®

Matthew gained a unique experience since 1998 in serving as an advisor and director of a major wirehouse, a private bank and now in his advisor-owned firm, Ethos Private Wealth. Growing up in Annapolis, MD, Matthew has always had an entrepreneurial spirit and curiosity for the complex. After selling a business he founded in the 1990s, and witnessing a family member be financially exploited, he felt that he could make a difference to some folks. He joined Merrill Lynch in 1998. Those were days that training and development were especially demanding, it was somewhat of a financial boot camp. Only roughly 1-2% of new hires would succeed after 3 years. Matthew had a successful career at Merrill for more than a decade and became a visiting coach for the firm in Princeton, NJ. However, he became disenchanted with the Wall Street affiliation after the 2008 financial crisis. That was the impetus for a personal and professional reflection. Matthew moved to a Private Banks in an executive role, but still felt a disingenuous connection between a major firm and the client. As Matthew's long-time clients continued to reach out to him, he established a private firm to provide investment counsel and wealth strategies to a small number of successful and kind families. Thus, Ethos was born from a set of guiding and unwavering principles. Matthew is passionate and serious about his responsibility to those he serves, and has been an advocate on many occasions for his clients. He is patient, thoughtful and creative in helping clients. Matthew is a former triathlete and is known for his love of both art and science, his family projects and community building. He is also a published author of children's books. Matthew's hallmark is helping others to be more& both personally and professionally. Matthew currently lives in Miami, FL with his Brazilian wife and two children. One child attends middle-school and the other served in the U.S. Army and currently attends college and serves in the National Guard.

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My Services

Financial Planning for Businesses

Financial planning from using both side of the balance sheet as well as qualified and non-qualified business sponsored retirement plans.


Financial Planning for Individuals

Financial planning from basic elements to comprehensive multi generation family wealth, risk and transition planning. Tools utilized for written plans as well as "What-if" scenarios to evaluate possible alterations of plans in real time.


Financial Advice & Consulting

Financial planning from basic elements to comprehensive multi generation family wealth, risk and transition planning.


Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 6:00 PM

Communities Served

Clients nationally.

Compensation Arrangements

Check Bank Transfer