We like being a "Well Kept Secret". We choose to be small and mighty. This choice was crystal clear after serving nearly 15 years in the big bank and brokerage channel. Ethos is built upon core beliefs and principals that serve as a personal, professional and moral compass. Every relationship means something special to our firm. Our passion revolves around helping others become liberated from financial worries. We do this through tailored planning, smart decision making and access to the right solutions. We have uncovered special methods that work in all economic cycles to help achieve goals. We don't use cookie cutter solutions since no clients are alike.
The global markets are inextricably linked. Investing today requires more rigor to find the right sources of returns on your investments. Our primary goal as your Advisor is help you achieve and maintain financial prosperity through careful planning, asset management and risk management strategies. Our solutions are entirely driven by your goals and priorities, and sensible solutions are specialized for you.
Ethos is built upon core principles and beliefs, they the beacon that shines in any weather. Our approach at Ethos fully aligns the firm and client, thus creating a refreshingly pure relationship. We work for you, and nobody else. We receive no outside fees, commissions, trails or remuneration of any kind for a 3rd party. Our loyalty solely lies with our client.
At Ethos, you are not just another number or another account. Each client is important to our firm. We listen to become knowledgeable about your matters, and spend time to truly understand your needs. We are singularly dedicated to help you meet your goals. Ask us anything, we will never patronize. We have simply created a more congenial way to work together.
|Firm Start Year:||2013|
|Name of Broker/Dealer:||NA for advisory business. We have a Broker/Dealer relationship with March Capital Corp for Capital Markets Transactions.|
|Name of Custodial Firm:||Charles Schwab & Company, Inc and Millennium Trust Company (for certain specialty holdings)|
|States Licensed in:||FL, MD, PA, OH, KY, CO|
|Number of Years with Current Firm:||10|
|Work Experience:||1998-2009: Merrill Lynch Pierce Fenner & Smith: Advisor and Director 2009-2011: (Acquired) Private Bank: Executive Member and Director or Wealth Management and Trust Divisions 2011-Current: Ethos Private Wealth. Founder, Advisor|
|I work with the following types of clients:||Businesses, Individual Investors, Non-Profit Organizations|
|Advisory Services Provided:||401K Rollovers, Risk Management, Portfolio Management, Financial Planning, Retirement Planning, Money Management, Wealth Management, Insurance Products & Annuities, Estate Planning & Trusts, Tax Advice and Services, Investment Advice & Management, Financial Planning for Businesses, Financial Planning for Individuals, Financial Advice & Consulting, Education Funding and Planning|
|Investment Types:||Exchange Traded Funds (ETFs), Mortgages & Real Estate, Commodities, Annuities, Insurance, Stocks, Alternative Investments, Options & Futures, Bonds, Mutual Funds, Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||At your office, Via Phone, Via Email, Video Conference, Our Offices, At your home, At my office|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Variable Life, Variable Annuity, Long Term Care, Life, Health, Disability, Annuity|
|Firm's Number of Clients:||9|
|Firm's Number of Planning Clients:||9|
|Firm's Number of Managed Clients:||9|
|Assets Managed by Firm:||28,000,000|
|Advisor's Number of Clients:||9|
|Advisor's Number of Managed Clients:||9|
|Advisor's Number of Planning Clients:||9|
|Assets Managed by Advisor:||$28,000,000|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$500,000|
|Compensation Methods:||Based on Assets, Flat Fee|
|Fee % Based on Assets:||0.75-1.25%|
|Additional Details on Charges:||Fees are transparent and set based on mutual understanding and agreement.|
|Minimum Fee Charged for Managed Accounts:||$5,000|
|Minimum Fee Charged for Hourly Planning Accounts:||$500|
|Business and Economics - Finance||
Lehigh University - Bethlehem, PA
Ethos Private Wealth (ETHOS) is a Registered Investment adviser in Miami, Florida. ETHOS and its representatives are compliant with the current filing requirements imposed upon state registered investment advisers by those states in which ETHOS maintains clients. ETHOS may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. ETHOS's website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. The publication of ETHOS website on the Internet should not be construed by any consumer and/or prospective client as ETHOS solicitation to effect, or attempt to effect transactions in securities, or the rendering or personalized investment advice for compensation, over the Internet. Any subsequent communication by ETHOS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption/exclusion from registration in the slate where the prospective client resides. ETHOS does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to ETHOS' web site or incorporated herein, and takes no responsibility therefor. All such information is provided for convenience purposes. Different types of investments involve varying degrees of risk. There is no assurance that future performance or any specific investment or strategy (including any recommended by ETHOS), will be profitable or equal any historical performance level(s).
Matthew gained a unique experience since 1998 in serving as an advisor and director of a major wirehouse, a private bank and now in his advisor-owned firm, Ethos Private Wealth. Growing up in Annapolis, MD, Matthew has always had an entrepreneurial spirit and curiosity for the complex. After selling a business he founded in the 1990s, and witnessing a family member be financially exploited, he felt that he could make a difference to some folks. He joined Merrill Lynch in 1998. Those were days that training and development were especially demanding, it was somewhat of a financial boot camp. Only roughly 1-2% of new hires would succeed after 3 years. Matthew had a successful career at Merrill for more than a decade and became a visiting coach for the firm in Princeton, NJ. However, he became disenchanted with the Wall Street affiliation after the 2008 financial crisis. That was the impetus for a personal and professional reflection. Matthew moved to a Private Banks in an executive role, but still felt a disingenuous connection between a major firm and the client. As Matthew's long-time clients continued to reach out to him, he established a private firm to provide investment counsel and wealth strategies to a small number of successful and kind families. Thus, Ethos was born from a set of guiding and unwavering principles. Matthew is passionate and serious about his responsibility to those he serves, and has been an advocate on many occasions for his clients. He is patient, thoughtful and creative in helping clients. Matthew is a former triathlete and is known for his love of both art and science, his family projects and community building. He is also a published author of children's books. Matthew's hallmark is helping others to be more& both personally and professionally. Matthew currently lives in Miami, FL with his Brazilian wife and two children. One child attends middle-school and the other served in the U.S. Army and currently attends college and serves in the National Guard.
Financial Planning for Businesses
Financial planning from using both side of the balance sheet as well as qualified and non-qualified business sponsored retirement plans.
Financial Planning for Individuals
Financial planning from basic elements to comprehensive multi generation family wealth, risk and transition planning. Tools utilized for written plans as well as "What-if" scenarios to evaluate possible alterations of plans in real time.
Financial Advice & Consulting
Financial planning from basic elements to comprehensive multi generation family wealth, risk and transition planning.
|Mon.||9:00 AM - 6:00 PM|
|Tue.||9:00 AM - 6:00 PM|
|Wed.||9:00 AM - 6:00 PM|
|Thu.||9:00 AM - 6:00 PM|
|Fri.||9:00 AM - 6:00 PM|