wiseradvisor


Esai Ferguson, CFP®
Investment Concepts

Tel: 813-451-0633
20940 Andiron Pl
Estero, FL 33928
Investment Concepts | Financial Advisor in Estero ,FL

About Esai Ferguson

Esai graduated from Pensacola Christian College with a Bachelors in Finance and Business Management. He currently holds his series 7, 63, and 66 securities registrations with LPL Financial, and his 2-15 with the state for life, variable and health. As a CERTIFIED FINANCIAL PLANNER professional, He is dedicated to bringing value to pre-retirees who face challenges with investment direction, discipline, confidence, and trust. He provides financial planning strategies to help you pursue your short and long-term financial goals.


About Investment Concepts

Investment Concepts provides individuals and businesses with an array of financial planning strategies. As a CERTIFIED FINANCIAL PLANNER professional, Esai Ferguson leads with experience and strives to bring confidence to any financial situation.

See Disclosures

Talk to an Advisor and GET ANSWERS   
      

General Information

Insurance License#:   W763033
States Licensed in:   FL, SC, IA
Number of Years with Current Firm:   1
Work Experience:   Over my fives years in the financial services industry, I have dedicated my life to the well-being of my clients. Through positions held at T Rowe Price and Morgan Stanley, I had the privilege of managing multi millions of dollars in assets while providing sophisticated financial planning services. These experiences in investment management and financial planning gave me the platform to start my own practice in 2021 where I continue the world class service to my clients and prospects.
Work with the following types of clients:   Individual Investors, Businesses
Advisory Services Provided:   Financial Planning, Risk Management, Education Funding and Planning, Insurance Products & Annuities

Services

Investment Types:   Exchange Traded Funds (ETFs), Bonds, Commodities, Stocks, Annuities, Insurance, Mutual Funds, Alternative Investments
Can meet clients in the following ways:   Your Home, Phone, Email, Your Office, Video Conference

Qualifications & Memberships

Insurance and Annuity Licenses:   Annuity, Life, Variable Annuity, Long Term Care, Variable Life, Health

Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   $250,000
Compensation Methods:   Based on Assets, Commissions
Fee % Based on Assets:   1%
Additional Details on Charges:   Fee ranges from 1.00% to 1.35% depending on assets and recommended programs. Financial Planning services are no additional cost with managed assets.
Minimum Fee Charged for Managed Accounts:   1%

Education

B.A. Finance and Business Management  - Finance / Business Management   Pensacola Christian College  - Pensacola, Florida
08/2013-05/2017

Financial Services

Retirement Planning

Financial Planning includes all items related to wealth management and retirement planning. I take a goals-based approach to determine what is most important to you. Through this, we will be able to nail down income and assets needed to pursue your goals.

Insurance Planning

Insurance planning also encompasses risk management and annuity services. You have worked so hard in your life to accumulate all you have; let's make sure we do all we can to protect it.


FAQs

Do you have a customer satisfaction or refund policy?

I take great pride in the service I provide my clients. It all starts with relationship and the care I show. This builds the trust that makes the long lasting personal and professional relationships I seek to have with each of my clients.

Why should I choose you as my financial advisor?

I have been in the business for five years. Through my experience on the corporate side of the business with my time at Morgan Stanley and my experience on the independent side of the business by starting my own practice, I have a well rounded perspective of what truly matters to clients. Clients want someone they can trust and who will solely lookout for the best interest of the client. That is my commitment to all my clients as we grow together and hopefully enter a relationship to last into the next generations of your family.

How do you charge for your services?

I am a fee based advisor. My assets management service is a minimum 1% of assets.

What services do you provide? What are your specialties?

I provide retirement planning services for individuals and 401k services for business. I specialize in income planning for pre-retirees to help try to achieve adequate income streams for their family to allow retirement to be a time of personal interest. For businesses, I specialize in revitalizing existing 401k plans to make sure the plan matching the business benefits models.

What is your experience? How many clients do you currently manage?

I began my career at T Rowe Price helping retail investors manage their mutual fund investments. I then transitioned to Morgan Stanley where I worked as an advisor and attained my CERTIFIED FINANCIAL PLANNER Professional designation. I was responsible for managing client portfolios and goals based planning initiatives to make sure client investments matched their goals. I currently manage 50+ clients who have all become family to me and my practice.

SEE MORE  

Disclosures

WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.

LPL ADV 2A

https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf

LPL WiserAdvisor Cash Solicitor Disclosure

https://www.lpl.com/content/dam/lpl-www/documents/disclosures/wiseradvisor/wiseradvisor-lpl-solicitor-disclosure.pdf

Additional Detailed Disclosures

https://www.wiseradvisor.com/disclosure/1890761/wiseradvisor-investment-concepts-detailed-disclosure.html


Disclaimer

SECURITIES AND ADVISORY SERVICES OFFERED THROUGH LPL FINANCIAL, A REGISTERED INVESTMENT ADVISOR. FINRA & SIPC FINRA.ORG SIPC.ORG THE LPL FINANCIAL REGISTERED REPRESENTATIVE(S) ASSOCIATED WITH THIS WEBSITE MAY DISCUSS AND/OR TRANSACT BUSINESS ONLY WITH RESIDENTS OF THE STATES IN WHICH THEY ARE PROPERLY REGISTERED OR LICENSED. NO OFFERS MAY BE MADE OR ACCEPTED FROM ANY RESIDENT OF ANY OTHER STATE. --OR-- THE LPL FINANCIAL REGISTERED REPRESENTATIVE(S) ASSOCIATED WITH THIS SITE MAY ONLY DISCUSS AND/OR TRANSACT SECURITIES BUSINESS WITH RESIDENTS OF THE FOLLOWING STATES: FLORIDA, SOUTH CAROLINA, IOWA, and OHIO.

Compliance

Registered Investment Advisor:

Yes


Registered Representative:

Yes


Acknowledged fiduciary:

Yes


Compliance Disclosures in Last 5 years:

I have a clean record


Criminal Disclosures in Last 5 years:

I have a clean record


Communities Served

Cape Coral, Fort Myers, Estero, Bonita Springs, Naples

Social Networks

tweeter facebook linkedin
brokercheck

Nearby Financial Advisors View All Financial Advisors In Florida