Tom McDermott
A.P.A. F L.

Tel: (904) 222-8491
3010 3rd Street South
Suite A
Jacksonville, FL 32250

Guaranteed Income and Retirement Planning --- for life!

A.P.A.  F L. | Financial Advisor in Jacksonville ,FL

About A.P.A. F L.

We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. We endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products to help you reach your goals.

General Information

Firm Start Year:   2001
No.of Employees:   20-49
Insurance License#:   NC 2360031
Name of Broker/Dealer:   Folio FN Investments
Name of Custodial Firm:   Folio FN Investments
States Licensed in:   AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI
Number of Years with Current Firm:   15
I work with the following types of clients:   Non-Profit Organizations , Businesses , Individual Investors


Investment Types:   Bonds , Stocks , Exchange Traded Funds (ETFs) , Insurance , Annuities
I can meet clients in the following ways:   At my office , At your home , At your office

Qualifications & Memberships

Insurance and Annuity Licenses:   Annuity , Health , Long Term Care , Life

Firm Information

Firm's Number of Clients:   over 200
Assets Managed by Firm:   34,000,000+
Advisor's Number of Clients:   750
Assets Managed by Advisor:   26,000,000+


Registered Investment Advisor:   Yes
Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record

Compensation and Fees

Fee Structure:   I am a Fee-Based financial professional
Minimum Portfolio Size for New Managed Accounts:   $250,000
Compensation Methods:   Based on Assets
Fee % Based on Assets:   1


Bachelor of Science - Economics  Liberty University - Lynchburg, Virginia
2009- 2013


  • What services do you provide? What are your specialties? We provide full service financial planning. This includes a partnership with a CPA and an estate attorney to assist in tax services and legal document preparation.
  • What is your experience? How many clients do you currently manage? Tom has 26 years of experience in financial planning. This includes 750 clients under management.
  • What financial institution(s) do you represent? Asset Protectors & Advisors is an independent financial firm that partners with a variety of financial institutions.
  • How do you charge for your services? We offer a free, no obligation consultation. Fees are based on the type of service that is provided.
  • Do you provide a free initial consultation? Yes.
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Tom McDermott

Tom McDermott

TOM MCDERMOTT entered the insurance and financial industry in 1988. His desire and passion was to help others prepare for their long term income needs in retirement. He started in the little town of Cookeville, TN and was asked to move to Raleigh, NC a short time later to help with a struggling office. Tom accepted the challenge and turned the office around to be productive in a very short time. As a result of his hard work and his 'putting others first attitude,' he became one of the top five advisors with a national insurance company.

In 1993, Tom decided to go independent. That meant Tom could always put the clients interest in front of a companys interest. This created an even better opportunity for his clients. The independence allowed him to become one of the top advisors in the nation. Tom, in addition to working with clients, also works with agents and advisors around the United States. He has been described as 'The Advisor to the Advisor.'

Tom focuses on staying current with the issues and concerns that plague his clients. He has dedicated himself and his staff to staying current with issues and solutions available to better work with his clients. Tom has a team of attorneys and CPA's at his disposal to help with any legal and tax issue.

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My Services

Financial Planning for Individuals

Financial Planning is unique to each persons goals and dreams. We use a process to determine the needs, wants and desires of each individual to maximize your assets to meet your planned goals. Whether its for income, growth or legacy we can help you meet your goals.

Financial Planning for Businesses

We have specialized plans and concepts to help businesses provide benefits for their employees. 401K's, executive bonus, buy - sell agreements, and tax efficient plans. We are uniquely positioned to help an employer or self employed business person to save on taxes while growing their retirement accounts.

Portfolio Management

Our Portfolio is based on strategies to help maximize gains and minimize risk. By using some of the top money managers, we are able to specialize a portfolio to match the risk classification that you are comfortable with. By using Separate Managed Accounts we are able to maximize your gains while keeping fees low.

My Team

Jonathan Camarda
Jonathan Camarda CFP
Jonathan Camarda has been specializing in building and preserving wealth for families and businesses since 1993. His experience in the areas of portfolio management, equity and bond markets, advanced estate planning for high net worth families, global macro analysis, alternative assets/hedge funds, along with technical and fundamental analysis has allowed Jonathan to be the proverbial wealth management "quarterback" for his clients and their financial teams (CPA's, Attorneys, Real Esta ...more

Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 5:00 PM

Communities Served

Atlantic Beach Fernandina Beach
Jacksonville Orange Park
Ponte Vedra Beach Saint Augustine
Saint Johns