H. Lee Little, CFP^®
Jax Wealth Advisors

Financial Services

As a team of certified financial planners and financial paraplanners with over 30 years of combined financial experience the majority of our business is providing ongoing, detailed investment, retirement, and income planning and advice through customized financial plans.

The focus of our business is providing financial, retirement, and income planning advice to families and individuals. With an extensive combined experience, we look forward to designing individual plans for each of our clients to help them work towards achieving their goals. Each plan is regularly reviewed during annual client meetings or more frequently as determined due to individual circumstances.

We offer access to 401K and Defined Benefit programs for small businesses to help both employers and employees work towards reaching their retirement goals. We offer help with the design and implementation of these plans so the small business, highly compensated employees can maximize their contributions to the company's qualified plans.

Our portfolio management starts with a "win by not losing or not losing much" philosophy. We understand the importance of having a sophisticated methodology of matching client risk to investment goals. Our comprehensive platform utilizes quantitative statistical analysis with common sense planning. Our proprietary 3 step process utilizes dozens of performance filters and analytics that have been developed over the past 18 years. To learn more, peruse our strategy brochure available upon request.

We offer comprehensive, detailed retirement plans to all of our clients in a way that allows our clients to virtually see all of their assets and their planning goals integrated into one financial plan that's customized and updated every day so the client can extensively monitor where they are in achieving their retirement goals. We provide advice to determine the most appropriate option when determining what to do with a client's 401K plan assets. These assets are integrated into a client's financial plan and implemented along with all of the other assets they may have to pursue their lifetime goals.

We sit down with each of our clients and look through their risk management needs to help determine if insurance is a specific need at every stage of their life. If an insurance product is needed to help protect the clients, we go through the advantages and disadvantages of several types of insurance products to help them understand what may help benefit them.

Although annuities are not a primary area of money management in our practice, we do understand that some specific situations require a transfer of risk to a third party to reach a specific investment income or retirement goal. We will look at this situation with the client and help them understand the pros and cons of purchasing an annuity to protect their income needs.

We understand the value of having a good quality estate plan in place for all of our clients. We work with several quality estate planning attorneys in our area to help create plans with our clients to help protect and transfer their assets in the most efficient way possible. We understand the use of trust is sometimes needed to help offset probate and protect clients from specific business situations.

Tax planning is crucial in helping clients achieve their retirement goals. We offer tax managed portfolios inside our practice and have a very good working relationship with several CPAs in the area to help our clients mitigate their tax liability.

We offer 529 plans and other education funding tools to help our clients fund college for their children or grandchildren.

Markets don't move in a linear or predictable fashion. Instead, they shift in relation to economic conditions and market forces that can trend for extended periods of time. Our approach starts with the strategy designed for your personal risk number upon which we build an investment model that adjusts according to market trends. You may request our brochure which details the sophisticated methodology of matching client risk to investment strategies, which are reviewed daily and updated as often as quarterly, and then integrated into an encompassing financial plan.

Our Wealth Management advice is comprehensive and includes utilization of investments, financial planning plans, CPAs, attorneys, to help manage, preserve and transfer our client's wealth. We offer an online solution so our clients can see all of their assets in one place that is updated intraday to monitor their retirement and planning goals progress.

We sit down with each of our clients and look through their risk management needs to help determine if insurance is a specific need at every stage of their life. If an insurance product is needed to help protect the clients, we go through the advantages and disadvantages of several types of insurance products to help them understand what may help benefit them.

Our portfolio management starts with a "win by not losing or not losing much" philosophy. Market risk is real and we have found that many investors are actually taking on more risk than they realize. Our software calculates your current risk exposure and how much you could lose in a down market. We utilize an analytical portfolio risk management process to identify dangerous market patterns that automatically trigger exits to manage the risks to our client's assets in time of extreme volatility but still participate in new opportunities that may appear during positive market trends.