Richard Reyes, CERTIFIED FINANCIAL PLANNER, CFP^®
Wealth and Business Planning Group, LLC

Do you have a customer satisfaction or refund policy?

Yes we do. If a client hires us to provide them with a financial road map, second opinion advice, or any other service and they are not 100% satisfied we will refund 100% of their initial engagement fee.

Why should I choose you as my financial advisor?

I graduated from the University of Florida and completed the Certified Financial Planner Program at the University of Central Florida. I am contributing author to the book titled "The Dirty, Filthy Lies My Broker Taught Me and 101 Truths about Money and Investing", and have been published & featured in various magazines, newspapers, & local television.

What are your qualifications? What is your education background?

Investment success is not at all about skill—it is about having a process, a plan, and good behavior. Financial planning does not end nor begin with the words, “Buy, Sell or Hold.”

How do you charge for your services?

Sleep well at night solutions for retired and near-retired individuals.

How are you compensated? How will I pay for your services?

References are provided at initial consultation.

Do you have a customer satisfaction or refund policy?

Yes we do. If a client hires us to provide them with a financial road map, second opinion advice, or any other service and they are not 100% satisfied we will refund 100% of their initial engagement fee.

Why should I choose you as my financial advisor?

I graduated from the University of Florida and completed the Certified Financial Planner Program at the University of Central Florida. I am contributing author to the book titled "The Dirty, Filthy Lies My Broker Taught Me and 101 Truths about Money and Investing", and have been published & featured in various magazines, newspapers, & local television.

What are your qualifications? What is your education background?

Investment success is not at all about skill—it is about having a process, a plan, and good behavior. Financial planning does not end nor begin with the words, “Buy, Sell or Hold.”

How do you charge for your services?

Sleep well at night solutions for retired and near-retired individuals.

How are you compensated? How will I pay for your services?

References are provided at initial consultation.

If you are going to manage my account, will you obtain my permission every time you buy or sell something?

We encompass a team approach depending on your needs and objectives.

How many clients do you currently manage?

We are a Registered Investment Advisor which offers Fee Planning and Asset Management. Our fee structure is completely transparent and easily understood by our clients. Our fees are not only competitive; they’re a great value for the service provided and value added to your financial and investment planning!

Will you be the only person working with me?

We do not do ANY MARKET TIMING, GAMBLING, OR SPECULATING so there is absolutely no need to communicate with you for purposes of buying and selling. Buying and selling is done only for purposes of rebalancing your portfolio and is done automatically and approved by you at engagement.

Do you offer any guaranteed results?

Absolutely Not!

Have you ever been charged with any breaches?

Absolutely Not!

What services do you provide? What are your specialties?

Sleep well at night solutions for retired and near-retired individuals.

What financial institution(s) do you represent?

We are an independent Registered Investment Advisor firm. As such we put in writing that we honor our fiduciary obligations to you as our client first and foremost. This means we have to put your interests first, not theirs. (Hey, isn’t that the way it should be?) You’ll be shocked at how many companies will not allow their advisors to act as your Fiduciary.

What is your approach to financial planning?

Wealth and Business Planning Group,LLC is a Registered Investment Advisor which offers Fee Planning and Asset Management. Our fee structure is completely transparent and easily understood by our clients. Our fees are not only competitive; they’re a great value for the service provided and value added to your financial and investment planning!