Alan L Rosenberg & Company, Inc. | Financial Advisor in Oldsmar ,FL

170A State Street East
Oldsmar, FL 34677

A Registered Investment Advisory Firm


About

Alan L. Rosenberg & Company is a Registered Investment Adisory Firm. How are we different from advisors who work at a bank, an insurance company or a brokerage firm? And what exactly does it mean to you?

In contrast to "brokers" and "insurance agents", (even ones who call themselves "financial advisors" or "financial planners") independent registered investment advisors are always legally required to act as fiduciaries to their clients. This means that they must put their clients' interests first - not the interests of the company they work for.

Also, independent, fee-based registered investment advisors may be more closely aligned with their clients because they are generally free from the conflicts, constraints, limitations, and pressures so often found in the financial services industry today.

It is in the investors' best interest to know the difference between a "fiduciary" standard and a "suitability" standard. The overwhelming majority of advisors today may offer you products that may be "suitable" according to your profile, needs and goals but they may not be the best choices to help you meet those needs and goals. A fiduciary "MUST" choose only those products and services that are indeed the best possible choices for you.

As you read this today, Wall Street is fighting very hard to keep the "Merrill" exemption; in other words they do not want the reps of their registered investment advisory division to be required to use the fiduciary standard . What type of advisor do you want to work with?

26+ Years of Experience



General Information
Firm Start Year:   2003
Insurance License#:   A225970
Name of Broker/Dealer:   Investacorp, Inc.
Name of Custodial Firm:   National Financial (NFS)
States Licensed in:   FL, MS, MT, NY, PA, TN, NC
Number of Years with Current Firm:   12+
Work Experience:   1988-1995 Independent Advisor. 1996-2003 owned a full service Broker/Dealer: Chief Compliance Officer/Financial Planner. 2003-Present: Own a Registered Investment Advisory Firm. Also was the host of a daily Tampa Bay radio show called "Inevitable Wealth".
I work with the following types of clients:   Businesses , Individual Investors , Non-Profit Organizations , Estates , Investment Clubs
Foreign Languages Serviced:   Spanish


Services
Investment Types:   Structured Investments , Stocks , Mutual Funds , Bonds , Annuities , Insurance , Mortgages & Real Estate , Exchange Traded Funds (ETFs) , Alternative Investments , Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via email , Via phone , At your office , At your home , At my office


Qualifications & Memberships
Insurance and Annuity Licenses:   Disability , Annuity , Health , Life , Variable Annuity , Long Term Care , Variable Life
Financial Organization Memberships:   National Association of Insurance and Financial Advisors (NAIFA) , Financial Planning Association (FPA)
Non-Financial Organization Memberships:   Past President: Oldsmar/Eastlake Rotary Club


Compliance
Registered Investment Advisor:   Yes
Registered Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation & Fees
Fee Structure:   I am a fee-based financial professional
Minimum Portfolio Size for New Managed Accounts:   $50,000
Compensation Methods:   Subscriptions , Based on Assets , Flat Fee , Hourly , Commissions
Fee % Based on Assets:   1%-1.5%
Hourly Rate:   $125-$150
Flat Fee Rate:   $500 up
Additional Details on Charges:   The degree of complexity of the customized Financial Plan creation determines the total fee. However, the fee is usually waved when we implement the plan.



FAQs

  • Do you have a customer satisfaction or refund policy? We do not have a refund policy because we do not receive our compensation until you are completely satisfied with our services and your plan is implemented.
  • What are your qualifications? What is your education background? I have over 26 years experience. I have owned a broker/dealer where I also served as the Chief Compliance Officer and as a financial planner. I hosted a daily financial radio show as well as hundreds of educational workshops.
  • What is your approach to financial planning? I believe in creating a comprehensive financial plan that is unique to each individual client by bringing together all of your financial goals. The three aspects include: Contingencies for the unexpected, Accumulation for the expected, and Preservation (including Estate Planning) for the later years.
  • What services do you offer? Comprehensive Financial Planning: Investment, tax, estate, retirement, education, and insurance ? depending on the personal needs and goals of each client.
  • How many clients do you currently manage? I have approximately 70-75 families.
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Alan L Rosenberg

Alan L Rosenberg

Biography


Alan is a 26 year veteran of the financial services industry. Alan spent many years as host of the popular financial radio show ?Inevitable Wealth?. He has also hosted hundreds of financial educational seminars and workshops.

Because of the popularity of the radio show, the seminars and workshops Alan felt it was time to start a Registered Investment Advisory firm. Alan L Rosenberg & Company, Inc. was created in 2003. Alan believes that as an independent, ?fee-based? advisor he is better able to address the needs, dreams and goals of his clients. In contrast to ?brokers?, ?insurance salespeople?, and bankers (all of which may refer to themselves as ?financial planners? or ?financial advisors?) independent registered investment advisors are always legally required to act as ?fiduciaries? to their clients. This means that they must put their clients? interests first. Most industry professionals adhere to a ?suitability? standard as opposed to the fiduciary standard.

Alan also believes that knowing his clients, their families, their needs and their goals requires that he keep his practice limited to a smaller number of clients than most other advisors. As such he currently has a limited number of openings to help new clients address their dreams, goals, and needs.