Mr. Browning is the sole principal of Guardian Rock Wealth and is an Amazon best-selling author of the book Build a Life, not a Portfolio: A Guide to Your Financial Future Based on Your Personal Values, which can be found on Amazon or by contacting Guardian Rock Wealth for a free copy. Mr. Browning publishes a daily five-minute audio market update on all of Guardian's social media platforms as well as the weekly podcast "Building Your Life with John Browning," which can be found anywhere you like to listen to your podcasts, including Apple and Spotify as well as Guardianrockwealth.com - Additionally Mr. Browning writes a monthly commentary blog published on our website and across our social media platforms.
Mr. Browning graduated from Cedarville University in Ohio and obtained his MBA from Northern Illinois University. John is also a Certified Senior Advisor (CSA®) and brings over 3 decades of direct money management Wall Street experience designing specialized portfolios and managing billions in assets. John brings a wide range of expertise from security and portfolio analysis to domestic and global economics. John has served in various executive-level roles in the financial industry at major Wall Street firms, including Morgan Stanley, Invesco, Guggenheim, and Nuveen and has been featured in Advisors Magazine (issue 95, page 40) and Asset TV. John has also been quoted on Bloomberg News and several other publications. John is the father of six, a foster and adoptive parent and grandfather of three currently residing in West Palm Beach Florida.
|Firm Start Year:||1923|
|Number of Years with Current Firm:||4|
|Work Experience:||John spent 18 years working with Morgan Stanley in various roles ending as Executive Director overseeing a team responsible for approximately $150 billion in portfolio assets. From there, John spent time as a portfolio manager at Invesco, where he assisted in integrating the Unit Trust division of Morgan Stanley into Invesco. John spent a year as an Executive Director at Guggenheim before accepting a position to start a division for Incapital, which was eventually merged with Nuveen/TIAA CREFF, where he served as Senior Executive Director. From there, John spent a few years as Vice President of Smart Trust based in New Jersey before starting Guardian Rock Wealth as an independent fiduciary firm in 2018.|
|Work with the following types of clients:||Non-Profit Organizations, Individual Investors, Businesses|
|Advisory Services Provided:||Financial Advice & Consulting, Investment Advice & Management, Insurance Products & Annuities, Financial Planning, Portfolio Management, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Retirement Planning|
|Investment Types:||Annuities, Insurance, Stocks, Bonds, Alternative Investments, Exchange Traded Funds (ETFs), Options & Futures|
|Can meet clients in the following ways:||Phone, Email, Your Office, Your Home, Video Conference|
|Advisor's Number of Clients:||51|
|Advisor's Number of Managed Clients:||51|
|Advisor's Number of Planning Clients:||38|
|Assets Managed by Advisor:||$28,000,000|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Based on Assets, Flat Fee|
|Additional Details on Charges:||Financial planning fees range from $1,000 to $6,000|
|Organization :||Church Extension Investors Fund, Oakbrook Terrace, IL|
|Position :||Board Chair|
|Organization :||North American Baptist Convention Investment Committee, Roseville, CA|
|Position :||Committee Member|
|Organization :||Evangelical Child & Family Agency, Wheaton, IL|
|Position :||Board Chair|
|Organization :||Village Green Baptist Church, Glen Ellyn, IL|
|Position :||Board Chair|
|MBA - Finance||Norther IL University
|Bachelor of Business Administration - Finance||Cedarville University
- Cedarville OH
|Financial Planning for Businesses
Business owners have more flexibility and generally require additional complexity in their financial planning, including tax mitigation efforts, how and when they extract funds from the business as well as exit and legacy planning, to name a few.
|Financial Planning for Individuals
We conduct an extensive review and analysis of all financial assets, current and expected future liabilities, combine that with a risk tolerance assessment of the client and generate a detailed, written, easy-to-understand roadmap to help them build their best life as they define it.
|Financial Advice & Consulting
We provide several free ongoing educational resources and will conduct an in-depth financial analysis and generate an understandable financial plan based on the client's goals and objectives
Managing assets to accomplish a specific objective or objectives, which also includes setting and maintaining volatility and risk controls.
Managing a plan that includes portfolio management, tax & cash flow planning, risk management to accomplish objectives set by the client.
Provide assistance with 401(k) rollovers to gain more control and consolidate assets into a single plan. We also will provide advice and management of 401(k) plans for businesses and individuals before assets are available to roll over.
We work with several insurance providers, and since we are independent, we can select the best partner for each client's situation. Additionally, we generally work on a fee basis which generally allows for much more flexibility to the client.
We are independent, which allows us to search for and provide the best possible solution for each individual. Additionally, since we work on a fee basis, this can add additional flexibility for our clients.
|Estate Planning & Trusts
We do not provide legal advice but have a deep bench of referral partners with whom we work closely to provide risk mitigation and legacy planning for clients.
|Tax Advice and Services
We do not provide tax advice but have a deep bench of referral partners with whom we work closely to provide the best possible outcomes for our clients.
|Education Funding and Planning
We provide counsel in terms of planning for and funding educational expenses based on each client's specific needs and objectives.
|Investment Advice & Management
We use our deep bench of resources developed over the years on Wall Street to think outside the box and generate the best risk-adjusted outcomes for clients. The experience managing billions of dollars in portfolio assets on Wall Street allows us to provide advice based on decades of real-world experience.
Comprehensive wealth management includes Portfolio management, retirement planning, cash flow planning, and management of liabilities and assets in a cost-effective manner to accomplish objectives set by the client. We work closely with the client's tax, legal, and insurance professionals and can provide referrals as needed.
Provide a risk assessment to identify and potentially mitigate financial risks that many clients may not be aware of and make suggestions based on conversations with the client on how they may want to mitigate certain risks.
Similar to portfolio management, money management includes the management of liabilities and cash flow in the most optimal fashion to accomplish the client's objectives.
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Additional Detailed Disclosures
Registered Investment Advisor:
Investment Advisor Representative:
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
|West Palm Beach||Wellington|
|Boynton Beach||The Villages|
|Jupiter||Port St. Lucie|
|Boca Raton||Royal Palm Beach|
|Lake Worth||Palm Beach Gardens|
|South West Palm Beach||North West Palm Beach|
|Port Salerno||River Park|
|White City||Fort Pierce|
|Fort Pierce South||Fort Pierce North|
|Lighthouse Point||Pampano Beach|
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