wiseradvisor


Treasure Valley Financial Planning

Tel: 208-813-9500
3080 E. Gentry Way #205
Meridian, ID 83642
Treasure Valley Financial Planning | Financial Advisor in Meridian ,ID

Helping you retire confidently in the Treasure Valley.



About JT Belnap

Clients describe JT as passionate, caring & creative. JT is a native Idahoan who takes great pride in being able to live and work in the beautiful Treasure Valley. He is married with five children. He met his wife in choir class, and they have instilled a love for music in their family. They enjoy dressing up for Halloween every year in a family theme. JT loves to cook, and his family gets to try out all of his concoctions. He is active in church and community functions. He is a graduate of Boise State University, Go Broncos!

With over a decade of financial planning experience, JT co-founded Treasure Valley Financial Planning in 2018 to help residents preparing for retirement. As a fiduciary and without conflicts of interest, he provides objective advice that is in his clients' best interests. He offers holistic advice, well beyond investment management.

His clients know he will roll up his sleeves to come up with creative solutions to almost any financial issue. They find comfort knowing they can trust him to be there when it matters most. His most rewarding experiences come when he helps his clients think of an idea that they had never thought of before, or thought was even possible. His clients appreciate that he is honest and is a get it done person. His office is conveniently located in the heart of the Treasure Valley, right off of the Eagle road exit in Meridian.


About Treasure Valley Financial Planning

Treasure Valley Financial Planning is a fiduciary financial planning and investment management firm headquartered in Meridian, ID. Bringing thirty years of combined experience, JT Belnap and Michael Fuhriman, CRPS saw an opportunity to serve the community they love by providing a unique financial planning experience free of conflicts of interest. We provide independent, objective, and unbiased advice. We love what we do, and it shows.

We focus on helping those climbing the mountain to retirement and those who've recently reached the summit. During this time, there are 15 critical financial decisions to be made. We help our clients navigate these complex issues so they can enjoy their life doing the things that matter most. We've developed the Peace & Prosperity Model to ensure all areas of your life feel secure.

Our clients need more than just investment management. They want a four-pillar approach that considers Retirement Planning, Investment Management, Estate & Tax Planning while considering underlying risks. They want a team that provides a truly comprehensive solution so they can pursue peaceful prosperity in retirement. We are sensitive to investment management costs and provide a fully transparent and easily understandable fee schedule.

Most importantly, we are great listeners. We partner with you only after fully understanding your situation and concerns. We look forward to the opportunity to partner together.

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General Information

No. of Employees:   5-9
Name of Custodial Firm:   TD Ameritrade
States Licensed in:   All
Number of Years with Current Firm:   2
Work with the following types of clients:   Pre-retirees & Retirees
Advisory Services Provided:   Wealth Management, Retirement Planning, Tax Advice and Services, Estate Planning & Trusts

Services

Investment Types:   Insurance, Mutual Funds, Bonds, Annuities, Stocks, Exchange Traded Funds (ETFs)
Can meet clients in the following ways:   Our Office, Phone, Email, Video Conference

Qualifications & Memberships

Insurance and Annuity Licenses:   Life, Health

Firm Information

Firm's Number of Clients:   125
Assets Managed by Firm:   $60,000,000
Advisor's Number of Clients:   125
Assets Managed by Advisor:   $60,000,000

Compensation and Fees

Fee Structure:   Fee-Only
Minimum Portfolio Size for New Managed Accounts:   $250,000
Compensation Methods:   Based on Assets

Financial Services

Retirement Planning

Retirement planning isn't something to be done once. We help you maximize opportunities and avoid pitfalls throughout your retirement years. We follow a proven process to ensure we consider all angles so you can retire confidently in the Treasure Valley.

Estate Planning & Trusts

Discussing personal matters among family members can be difficult. However, neglecting these conversations can cause more stress within our families. As your trusted advisor, we are uniquely positioned to help you facilitate these discussions. You will experience a great sense of relief as you share your wishes with your loved ones. As you put these plans in place, your family will be able to better prepare to carry out your desires when the time comes. Our team of highly experienced estate planners and attorneys allows us to coordinate the creation of estate planning documents that will be the centerpiece of these critical conversations.

Tax Advice and Services

Tax planning is an important pillar when building your retirement plan. We will make sure that our recommendations align with a smart tax strategy. We want to maximize your opportunities while avoiding pitfalls. We can work with your existing tax professional, or use one of our contracted tax professionals to help you be proactive with your tax planning and preparation. - Find the balance between Traditional & Roth retirement contributions. - Determine if converting some of your pre-taxed dollars to Roth IRA's is a viable strategy. - Know the impact of making withdrawals from your IRA accounts. - Learn the smartest way to withdraw your retirement funds.

Investment Advice & Management

In today's world, crafting a low-cost and diversified investment portfolio is commonplace. However, expecting to ride the ups and downs of the roller coaster in a traditional buy-and-hold strategy isn't good enough. We go above & beyond these metrics because there is a better way, and we'll show you how. For our model, we drew inspiration from an advanced statistical metric used in baseball. Baseball statisticians have a metric called Wins Above Replacement (WAR). This is a way of scoring a player based upon their position. It condenses many traditional statistics into one number that represents an individual players ability to provide team wins over the average replacement. Players with a positive number provide value over the average player. We use a set of criteria to score the vast universe of funds available to invest in. This allows us to keep the best "players" on the field. We will rotate our lineup as needed to give us the best opportunities to win.


FAQs

How do you charge for your services?

We collect a percentage of the assets that we manage on your behalf. This allows our incentives to be aligned with yours.

If you are going to manage my account, will you obtain my permission every time you buy or sell something?

No, as your trusted advisor we need to have the ability to manage your accounts at lighting speed, but we always communicate with you regarding why changes were made in your account. As a fiduciary, we only buy or sell something if it is in your best interests. We are not compensated for buying or selling.

How many clients do you currently manage?

125

Will you be the only person working with me?

I will be your lead advisor, but we have an amazing team waiting to help you achieve your goals.

Do you offer any guaranteed results?

We can't guarantee market performance, but we can guarantee we will listen well, understand your goals and make every effort to help you avoid pitfalls and capture opportunities.

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Disclosures

WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.

Additional Detailed Disclosures

https://www.wiseradvisor.com/disclosure/1888365/wiseradvisor-treasure-valley-financial-planning-detailed-disclosure.html

Compliance

Registered Investment Advisor:

Yes


Investment Advisor Representative:

Yes


Acknowledged fiduciary:

Yes


Compliance Disclosures in Last 5 years:

I have a clean record


Criminal Disclosures in Last 5 years:

I have a clean record


Office Hours

Mon. 9:00 AM - 5:00 PM
Tue. 9:00 AM - 5:00 PM
Wed. 9:00 AM - 5:00 PM
Thu. 9:00 AM - 5:00 PM
Fri. 9:00 AM - 5:00 PM

Communities Served

Boise Caldwell
Eagle Emmett
Garden City Greenleaf
Kuna Marsing
Melba Middleton
Nampa Notus
Star

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