Treasure Valley Financial Planning is a fiduciary financial planning and investment management
firm headquartered in Meridian, ID. Bringing thirty years of combined experience, JT
Belnap and Michael Fuhriman, CRPS saw an opportunity to serve the community they love by
providing a unique financial planning experience free of conflicts of interest. We provide
independent, objective, and unbiased advice. We love what we do, and it shows.
We focus on helping those climbing the mountain to retirement and those who've recently reached the summit. During this time, there are 15 critical financial decisions to be made. We help our clients navigate these complex issues so they can enjoy their life doing the things that matter most. We've developed the Peace & Prosperity Model to ensure all areas of your life feel secure.
Our clients need more than just investment management. They want a four-pillar approach that considers Retirement Planning, Investment Management, Estate & Tax Planning while considering underlying risks. They want a team that provides a truly comprehensive solution so they can pursue peaceful prosperity in retirement. We are sensitive to investment management costs and provide a fully transparent and easily understandable fee schedule.
Most importantly, we are great listeners. We partner with you only after fully understanding your situation and concerns. We look forward to the opportunity to partner together.
|Name of Custodial Firm:||TD Ameritrade|
|States Licensed in:||All|
|Number of Years with Current Firm:||2|
|I work with the following types of clients:||Pre-retirees & Retirees|
|Advisory Services Provided:||Estate Planning & Trusts, Tax Advice and Services, Retirement Planning|
|Investment Types:||Stocks, Mutual Funds, Bonds, Annuities, Insurance, Exchange Traded Funds (ETFs)|
|I can meet clients in the following ways:||At my office, Via Phone, Via Email, Video Conference|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Health, Life|
|Firm's Number of Clients:||125|
|Assets Managed by Firm:||$60,000,000|
|Advisor's Number of Clients:||125|
|Assets Managed by Advisor:||$60,000,000|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||Fee Only|
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Based on Assets|
Clients describe JT as passionate, caring & creative. JT is a native Idahoan who takes great pride in being able to live and work in the beautiful Treasure Valley. He is married with five children. He met his wife in choir class, and they have instilled a love for music in their family. They enjoy dressing up for Halloween every year in a family theme. JT loves to cook, and his family gets to try out all of his concoctions. He is active in church and community functions. He is a graduate of Boise State University, Go Broncos!
With over a decade of financial planning experience, JT co-founded Treasure Valley Financial Planning in 2018 to help residents preparing for retirement. As a fiduciary and without conflicts of interest, he provides objective advice that is in his clients' best interests. He offers holistic advice, well beyond investment management.
His clients know he will roll up his sleeves to come up with creative solutions to almost any financial issue. They find comfort knowing they can trust him to be there when it matters most. His most rewarding experiences come when he helps his clients think of an idea that they had never thought of before, or thought was even possible. His clients appreciate that he is honest and is a get it done person. His office is conveniently located in the heart of the Treasure Valley, right off of the Eagle road exit in Meridian.
Retirement planning isn't something to be done once. We help you maximize opportunities and avoid pitfalls throughout your retirement years. We follow a proven process to ensure we consider all angles so you can retire confidently in the Treasure Valley.
Estate Planning & Trusts
Discussing personal matters among family members can be difficult. However, neglecting these conversations can cause more stress within our families. As your trusted advisor, we are uniquely positioned to help you facilitate these discussions. You will experience a great sense of relief as you share your wishes with your loved ones. As you put these plans in place, your family will be able to better prepare to carry out your desires when the time comes. Our team of highly experienced estate planners and attorneys allows us to coordinate the creation of estate planning documents that will be the centerpiece of these critical conversations.
Tax Advice and Services
Tax planning is an important pillar when building your retirement plan. We will make sure that our recommendations align with a smart tax strategy. We want to maximize your opportunities while avoiding pitfalls. We can work with your existing tax professional, or use one of our contracted tax professionals to help you be proactive with your tax planning and preparation. - Find the balance between Traditional & Roth retirement contributions. - Determine if converting some of your pre-taxed dollars to Roth IRA's is a viable strategy. - Know the impact of making withdrawals from your IRA accounts. - Learn the smartest way to withdraw your retirement funds.
Mike Fuhriman CRPS
Rob Flagler Financial Advisor
Gina Nightingale Administrative Assistant
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|