wiseradvisor

Donald Duncan CPA CFA CFP
D3 Financial Counselors

Tel: (312) 526-3680
5151 Mochel Drive
Suite 301
Downers Grove, IL 60515

Ethics, Education, Experience™

D3 Financial Counselors | Financial Advisor in Downers Grove ,IL

About D3 Financial Counselors

As a completely independent firm, we offer un-biased financial
advice, focusing solely on achieving our clients' goals,
refusing to accept any commissions or referral fees. We
provide financial planning, estate planning, tax planning and
investment advisory services to individuals who want to
understand the economic consequences of their financial
decisions. Our services range from providing one-time
consultations, to the creation of comprehensive financial
plans and investment management services.

Our team of professionals offers a unique combination of
education, professional credentials and institutional asset
management experience. Asset management experience includes
managing over $50 billion in mutual funds at Northern Trust
Company. We have been registered as an independent investment
advisor since 1997, and have been active in the financial
markets since 1980.

Why Should You Call D3 Financial Counselors?
You're a smart individual who would like assistance in helping
yourself make smarter financial decisions.


General Information

Firm Start Year:   1997
No.of Employees:   5-9
Name of Custodial Firm:   Fidelity
States Licensed in:   Illinois
Number of Years with Current Firm:   17
Work Experience:   See resume on website
I work with the following types of clients:   Individual Investors, Businesses


Services

Investment Types:   Alternative Investments, Exchange Traded Funds (ETFs), Bonds, Mutual Funds, Stocks
I can meet clients in the following ways:   Via phone, Via email, At my office


Qualifications & Memberships

Financial Organization Memberships:   American Institute of Certified Public Accountants (AICPA), National Association of Personal Financial Advisors (NAPFA), CFA Institute, Financial Planning Association (FPA)


Firm Information

Firm's Number of Clients:   102
Firm's Number of Planning Clients:   58
Firm's Number of Managed Clients:   102
Assets Managed by Firm:   $115,000,000
Advisor's Number of Clients:   102
Advisor's Number of Managed Clients:   102
Advisor's Number of Planning Clients:   58
Assets Managed by Advisor:   $115,000,000


Compliance

Registered Investment Advisor:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee Only
Minimum Portfolio Size for New Managed Accounts:   $1,000,000
Compensation Methods:   Hourly, Based on Assets
Fee % Based on Assets:   1
Hourly Rate:   $200
Flat Fee Rate:   $10,000
Additional Details on Charges:   Initial Consultations are free if you are not completely satisfied
Minimum Fee Charged for Managed Accounts:   $5,000
Minimum Fee Charged for Hourly Planning Accounts:   $200
Minimum Fee Charged for Flat Fee Accounts:   $6,000


Education

B.S. - Finance, Operations Mgmt., Human Resource Mgmt.  Illinois State University - Normal, Illinois
-

Masters of Business Administration (MBA) - Business Administration  Depaul University - Chicago, Illinois
September 1985-May 1987



Faqs

  • Do you have a customer satisfaction or refund policy? Yes, if clients don't believe the initial consultation was worth the cost, they do not have to pay. Also, customer satisfaction surveys are sent to clients annually.
  • What are your qualifications? What is your education background? Two of our professionals have an MBA. Two are CFPs. Our founder, Don Duncan, is also a CPA, and a Certified Specialist in Estate Planning, and a Chartered Financial Analyst (CFA)
  • What is your approach to financial planning? We are strategic thinkers, taking a holistic viewpoint in helping people manage their financial lives. Our clients have customized programs, designed to grow, protect, and conserve their wealth, while delivering a high level of personal service and expertise. We differentiate ourselves because we have more education and experience than most financial advisors.
  • What services do you offer? We offer Financial Planning services to clients on an hourly basis, a project basis, or it can be combined with investment management for clients who prefer a low-cost, all inclusive financial management service, including the preparation of their income taxes.
  • How many clients do you currently manage? About 102.
see more


Disclaimer

D3 Financial Counselors LLC (“D3”) is an independent, fee-only financial consulting firm. D3 is an SEC registered investment advisor, and is subject to Federal and State securities laws and regulations. D3 may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Due to various factors, including changing market conditions, this information may no longer be reflective of current position(s) and/or recommendation(s). No client or prospective client should assume any information on D3’s website serves as the receipt of advice from D3.

Donald Duncan CPA CFA CFP

Donald Duncan CPA CFA CFP

PFS, CFP®, CFA, CPA, CERTIFIED FINANCIAL PLANNER™ Certificant

After a successful career at Northern Trust Company, Don took
his experience and started D3 Financial Counselors (D3) in
1997. The reason for the career change was so he could work
with individuals rather than institutions. The singular focus
of D3 is to help people achieve their goals through financial
planning, risk-controlled investment management and tax wealth
management. During his 16+ years with Northern Trust, Don
managed over $8 billion in various portfolios and served as a
member of the division's risk management team.

Don is focused on being educated so that he can bring the best
ideas to help clients achieve their goals. To this end, Don
received his Certified Public Accountant designation in 1985,
earned a Masters of Business Administration from DePaul
University in 1987 and became a Chartered Financial Analyst in
1992. In 1997, he earned the Certified Specialist in Estate
Planning designation and, in 2000, he became a licensed
CERTIFIED FINANCIAL PLANNER™. Each year Don earns at least 30
hours of continuing education credits, to stay current with
financial planning topics, taxes and investments.

With his strong convictions about education, Don taught
Financial Planning at DePaul University and Portfolio
Management at Lewis University. Utilizing Don's teaching and
public speaking experience, D3 Financial Counselors also
conducts customized seminars to business employees and
association groups. Don also was past Chairman of the Illinois
Financial Planning Association, served on the NAPFA Midwest
Board as well as having served as Chairman of the Downers
Grove Chamber of Commerce.

see more

My Services

Financial Planning for Businesses

A business owner’s primary focus is running a successful business. Successful business owners often recognize that they are not experts in all areas and may have to outsource non-core competencies. Business owners ultimately choose how much control they have of their business. Similarly, business owners can choose how much, or how little, they want to utilize D3 Financial Counselors’ expert services. We can assist you with financial planning, tax strategies, estate planning and portfolio management. D3 Financial Counselors is a small business with 15 years of experience in issues facing all business owners. From employee benefits to wealth maximization, D3 can consult with business owners to help them achieve their long term goals.


Financial Planning for Individuals

Individuals and families face many financial decisions that require them to allocate their resources (cash flow, investments, time etc.). Our responsibility as financial planners and investment advisors is to help you organize, prioritize and optimize your financial decisions. We help individuals and families by: 1. Reducing uncertainty with well designed financial plans 2. Maximizing after-tax wealth with insightful tax strategies 3. Managing investment risk utilizing our institutional investment perspectives. D3 Financial Counselors is unique in the market because we do not have a one size fits all mentality. You can use our skills and insights on an hourly basis, asset management basis or for our affordable family office service.


Insurance Planning

Broad based review of all insurance (with exception of life insurance). This would cover analysis of disability, homeowners, liability, umbrella, and long term care insurance. We also provide an assessment of current life insurance needs, as well as assessment of appropriate insurance products. Analysis performed by CFP®


My Team

Adam  Glassberg
Adam Glassberg CFP®, CIMA®
Adam joined our team in June 2008, after graduating from Eastern Illinois University with a Bachelor’s degree in Finance, with a specialization in Financial Planning. Adam earned his CFP® designation in June 2011 and his Certified Investment Management Analyst ® (CIMA®) certification in June 2012. Adam is also a NAPFA registered financial planner. Adam is responsible for development and review of financial plans and is the co- portfolio manager at D3. Adam is now in Level 3 of the FPMD p ...more

Ryan Pace
Ryan Pace CFP®
Ryan joined our team in May 2011, after graduating cum laude from Illinois State University with a Bachelor’s degree in Finance and Financial Planning. Ryan earned his CFP® designation in March 2013. Ryan is also a NAPFA registered financial planner. Ryan is responsible for the development and review of financial plans and tax returns. Ryan is now in level 2 of the FPMD program, continuing to focus on tax saving strategies and is currently pursuing an Enrolled Agent (EA) designation. He ...more

Michael  Meyers
Michael Meyers CFP®, MBA
After a 34-year career at AT&T Bell Laboratories and Lucent Technologies, Michael decided to help other people become successful in their financial lives. Michael earned an MBA from the University of Chicago in 1984 and earned his CFP ® designation in 2007. Michael is one of the financial planners on staff and is also our Compliance Officer. Michael works part time and has an expertise in seniors’ issues, charitable giving, financial plan implementation, plus mutual funds and equity inv ...more

Patty Shipinski
Patty Shipinski RP®
Patty joined the D3 team in November 2009 and earned her Registered Paraplanner certification in November 2013. Patty is here to help answer your questions and direct you to the person who can best serve your needs. She is well versed in account opening, account consolidation and estate plan execution and will make sure that we are responding and attending to your needs in a timely manner. Patty lives in Downers Grove with her husband Rob and their son Zach. She enjoys gardening and c ...more

Sharon  Wallyn
Sharon Wallyn
Sharon joined our team in January 2014 with over 30 years of experience in sales and marketing. In April 2014, Sharon passed the Series 65 Securities License Exam becoming an Investment Adviser Representative. She is focused on business development for D3 Financial Counselors. Sharon is a graduate of Saint Joseph’s College in Indiana with a Bachelor’s degree in Business Administration. Raised on the south side of Chicago, she currently resides in the Lincoln Park community in Chicago. Sh ...more

Office Hours

wiseradvisor-balck-li-img Mon. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 7:00 PM
wiseradvisor-balck-li-img Fri. 8:30 PM - 5:00 PM

Communities Served

Chicago All

Compensation Arrangements

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Awards & Recognitions

Five Star Wealth Manager
(1/1/14)

Donald Duncan has been nominated as a Five Star Wealth Manager in the Chicagoland area in 2008, 2009, 2010, 2011, 2012, 2013 and 2014. http://www.fivestarprofessional.com/find- a-professional? market_id=36&prof_id=2&professional_name=& company_name=d3+financial+counselors… more

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