Cetera Advisor Networks LLC | Financial Advisor in Naperville ,IL

608 S Washington St
Suite 304
Naperville, IL 60540
Phone: (630) 778-6169

Plan Today For Your Happiness Tomorrow


About

As financial professionals with American Capital Management, we
help individuals and companies determine their financial needs
and goals and implement possible solutions. We provide a range
of financial services to individuals, employers and non-profit
organizations. Whether you are an individual investor seeking
information, an employer or non-profit organization seeking
assistance with benefits consulting or employee financial
education, we are here to assist you.

5 Years of Experience



General Information
Firm Start Year:   1999
No.of Employees:   5-9
Insurance License#:   16525770
Name of Broker/Dealer:   Cetera Advisor Networks, LLC
Name of Custodial Firm:   Pershing LLC
States Licensed in:   IL,CO,MI,MD,AZ,CA,AR,FL,GA,MN
Number of Years with Current Firm:   5
Work Experience:   26 Years of Financial Management Experience.
I work with the following types of clients:   Businesses , Investment Clubs , Individual Investors


Services
Investment Types:   Exchange Traded Funds (ETFs) , Alternative Investments , Annuities , Insurance , Mutual Funds , Stocks


Qualifications & Memberships
Insurance and Annuity Licenses:   Disability , Long Term Care , Annuity , Life , Variable Life , Variable Annuity
Financial Organization Memberships:   Financial Planning Association (FPA)
Non-Financial Organization Memberships:   Institute of Certified Management Accountants


Compliance
Registered Investment Advisor:   Yes
Registered Representative:   Yes
Investment Advisor Representative:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation & Fees
Fee Structure:   I am a Fee-Based financial professional
Minimum Portfolio Size for New Managed Accounts:   $100,000
Compensation Methods:   Hourly , Flat Fee , Commissions , Based on Assets
Fee % Based on Assets:   1
Hourly Rate:   $125
Minimum Fee Charged for Managed Accounts:   $1
Minimum Fee Charged for Hourly Planning Accounts:   $1


Education
Bachelor of Science - Finance  Northern Illinois University - DeKalb, IL
08/01/1988- 08/01/1990

Masters of Business Administration - Finance  North Central College - Naperville, IL
09/01/1996- 11/01/1999



FAQs

  • What are your qualifications? What is your education background? BS Degree in Finance, MBA (Emphasis Finance), Certified Accountant, Chartered Retirement Planning Counselor. 26 Years of financial management experience.
  • What is your approach to financial planning? Determine goals, gather facts, develop financial plan, implement financial plan.
  • What services do you offer? Financial Planning, Wealth Management, Money Management, Investments, Insurance.
  • Will you be the only person working with me? Typically yes. However, occasionally other specialists and other Advisors can be used.
  • How are you compensated? How will I pay for your services? Fee Based
see more

DISCLAIMER

Registered representative offering securities through Cetera Advisor Networks, LLC, member FINRA/SIPC. Advisory Services offered through Total Clarity Wealth Management, Inc. Total Clarity and American Capital are under separate ownership from Cetera.

Michael Walschot

Michael Walschot

CMA®, CRPC®

Biography


Michael is a Financial Planner/Adviser. He focuses on working with individuals and small business owners in identifying their aspirations and goals, and then implementing strategies to help achieve their dreams. Mike believes that a well-rounded, thought out plan that is implemented properly, is the best way to help achieve needed and desired long-term results.

After serving six years in the U.S. Army, Mike earned a B.S. in Finance from Northern Illinois University, and an M.B.A. from North Central College. He has worked in Finance and Accounting for over 20 years; most recently as a CFO and Corporate Controller. Since 2004, he is an Adjunct Instructor teaching Accounting and Business at Elgin Community College. Mike is married to his wonderful wife Cindy for over 20 years and they have 5 beautiful children; 3 sons and twin daughters. Mike believes in volunteering and helps out with schools, coaching, and teaching.

see more

My Services


Financial Advice & Consulting

We do a great job on incorporating your needs into your financial plan. We constantly manage and update and inform you. Always willing to provide advice to any client large or small.


Financial Planning for Individuals

We do a great job on incorporating your needs into your financial plan. We constantly manage and update and inform you. Always willing to provide advice to any client large or small.


Financial Planning for Businesses

We do a great job on incorporating your needs into your financial plan. We constantly manage and update and inform you. Always willing to provide advice to any client large or small.


Communities Served

Arlington Heights Aurora
Bartlett Batavia
Bolingbrook Carol Stream
Chicago Darien
Downers Grove Dundee
Elgin Geneva
Hinsdale Lisle
Medinah Montgomery
Naperville North Aurora
Oak Brook Oak Park
Palatine Palos Heights
Palos Park Park Ridge
Saint Charles South Elgin
Sugar Grove Wayne
West Chicago Wheaton
Winfield Wood Dale
Woodridge

Office Hours

Mon. 9:00 AM - 7:30 PM
Tue. 9:00 AM - 7:30 PM
Wed. 9:00 AM - 7:30 PM
Thu. 9:00 AM - 7:30 PM
Fri. 9:00 AM - 4:30 PM
Sat. 9:00 AM - 12:00 PM

Compensation Arrangements

Check Bank Transfer
C.O.D.

Awards & Recognitions


Pass with Distinction
(11/01/1998)

MBA Thesis