Most who come through the WiserAdvisor program are looking for answers to specific questions, we can help with that.
Typically, those questions point to a larger issue: most people are looking for a trusted individual to have as a resource as they walk through different seasons of their financial lives. We partner with our clients and walk with them, as a guide, on their financial journey.
Are you looking for answers on debt optimization or efficient investment allocations?
Are you asking the question, - When can I afford to stop working full time, and still maintain my current standard of living for the rest of our lives?
Are you looking to go beyond the -normal- financial questions and start aligning your life, wealth, and finances around the items that provide you with lasting joy and fulfillment?
If you're looking for answers to questions like these, let's connect. We'd love to learn more about you and what you're seeking to accomplish.
|Firm Start Year:||2018|
|Name of Custodial Firm:||TD Ameritrade, Charles Schwab, First Clearing|
|States Licensed in:||SEC Registered in all 50 States|
|Number of Years with Current Firm:||5|
|Work Experience:||Certified Financial Planner Certified College Funding Specialist Series 66 Series 63 Series 7 Series 6 Securities Industry Essential Exam Life and Health Insurance Licensed|
|I work with the following types of clients:||Individual Investors, Businesses|
|Foreign Languages Serviced:||English|
|Advisory Services Provided:||Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Wealth Management, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, 401K Rollovers|
|Investment Types:||Bonds, Stocks, Exchange Traded Funds (ETFs), Mutual Funds, Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||Via Phone, At my office, Video Conference, Our Offices|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Disability, Annuity, Health, Life, Variable Annuity, Long Term Care|
|Firm's Number of Clients:||400|
|Firm's Number of Planning Clients:||300|
|Firm's Number of Managed Clients:||400|
|Assets Managed by Firm:||611,667,169|
|Advisor's Number of Clients:||102|
|Advisor's Number of Managed Clients:||102|
|Advisor's Number of Planning Clients:||65|
|Assets Managed by Advisor:||$70,000,000|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$5,000|
|Compensation Methods:||Based on Assets, Hourly, Flat Fee|
|Fee % Based on Assets:||Varies|
|Additional Details on Charges:||0 - $249,999 Billed Annually at 1.35% $250,000 - $999,999 Billed Annually at 1.10% $1,000,000 - $1,999,999 Billed Annually at 0.95% $2,000,000 - $2,999,999 Billed Annually at 0.85% $3,000,000 - $4,000,000 Billed Annually at 0.75% $4,000,000 - $5,000,000 Billed Annually at 0.65% $5,000,000 - $6,000,000 Billed Annually at 0.55% $6,000,000 and up Billed Annually at 0.50%|
|Business Management - Business||
Taylor University - Upland, IN
David joined the financial industry in 2008. Since his joining, the markets have certainly changed, but his focus hasnt. David is hyper focused on the incredibly unique process of helping his clients work towards building wealth, saving on taxes, and financial peace. He desires that each of his clients know how to Live Confidently.
In addition to his experience, hes also a CERTIFIED FINANCIAL PLANNER® as well as being a certified College Funding Specialist (CCFS).
Outside of work, Davids an active member of his church, the President of his neighborhood association, and loves being a husband of 10 years and a dad of three children.
Interesting fact about David, his first job out of college was in Uganda, Africa.
Each Portfolio is dependent on what the clients seeks to accomplish. We believe that the Portfolio allocation needs to serve the specific financial goal.
Most of our clients think of the words Financial Independence or Financial Security. We seek to provide our clients with guidance on when does work become optional.
Typically 401ks, along with 403b, 401a, 457, etc... come with different options on how to use and utilize the assets. Participants in these plans need to be educated before making a decision.
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|