The best way to decide if Back Cove Financial is the right firm for you is to spend a little time together. You can tell us about your interests, financial goals and anything else you'd like to share, and we'll explain our approach to investing, how we work with our clients, and answer any questions you may have.
We believe in creating an environment that is respectful, trustworthy, and empowering.
-We are independent, and not beholden to any product; we recommend only what is best for you. -We tell you the truth always, and are completely on your side. -We will take the time to help you understand, feel more in control and make informed decisions. -We are committed to ongoing education so that our knowledge and professional skills are relevant to your life circumstances.
|Firm Start Year:||1995|
|Name of Broker/Dealer:||Commonwealth Financial Network|
|States Licensed in:||ME|
|Number of Years with Current Firm:||2|
|I work with the following types of clients:||Individual Investors, Businesses|
|Investment Types:||Mutual Funds, Alternative Investments, Insurance, Exchange Traded Funds (ETFs), Bonds, Stocks, Annuities, Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||At your office, Via email, Via phone, At my office, At your home, Video Conference|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Life, Variable Annuity, Long Term Care|
|Assets Managed by Advisor:||$140 million|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||Fee-Based (Fee and Commissions)|
|Compensation Methods:||Flat Fee, Hourly, Based on Assets|
|Minimum Fee Charged for Managed Accounts:||$2,500|
This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, CT, DC, FL, GA, HI, KS, MA, MD, ME, MI, NC, NH, NJ, NY, OH, OR, PA, RI, SC, TX, UT, VA, VI, VT, WA, WI. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA, SIPC, a Registered Investment Adviser.
I learned early on in life that financial security is not a given. Family instability motivated me to become an expert on money and inspired me to help others achieve their financial goals. Over 30 years ago, I met my husband John by chance while I was working for a commodity trading firm in London and John was serving in the United States Air Force. We decided to settle and raise our family in Maine. I'm so fortunate to have the opportunity to make a difference for my clients and to build lasting relationships. I ask my clients the same questions I ask myself: What do I want and why?; What obstacles do I need to plan for?; What can I control and what can I let go of? I love to set goals, make big things doable, solve problems and find solutions to financial challenges for my clients. People know that I am completely on their side and dedicated to helping them live their best financial lives. That's why I'm a CERTIFIED FINANCIAL PLANNER" professional. When you work with a CFP ® you can be sure you're working with someone experienced and committed to providing the highest standard of financial planning. From budgeting and planning for retirement, to coping with the loss of a loved one or inheriting wealth, I make sure you are informed and in control of your financial life decisions.
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|