Born and raised in Baltimore, Nick graduated cum laude with a BA in economics and a concentration in finance from St. Mary's College of Maryland. After cutting his teeth at T. Rowe Price, Nick began looking for a firm that more closely matched his philosophy, investment process, and passion for helping people reach their financial goals joining Williams Asset Management as a full-time wealth manager. Nick has earned prestigious designations, including CERTIFIED FINANCIAL PLANNER professional and Accredited Investment Fiduciary® credentials.
Nick is married to his beautiful wife, Jami, and after living in Baltimore City for almost 10 years, and first-hand witnessing the polarizing income levels and economic conditions, Nick decided to volunteer through the CASH Campaign of Maryland's Pro-Bono Financial Planning Program. A program that has been specifically designed to provide free access to quality financial planning guidance and coaching for low-to-moderate-income individuals and families in Baltimore and across Maryland.
Wealth management is about much more than crafting investment portfolios. It's about translating your financial goals into a comprehensive plan with specific strategies and actions that carefully balance your short-term needs with your long-term aspirations. It's about planning for the unexpected and putting protections in place to ensure the well-being of your loved ones. And it?s about preparing the next generation for the challenges of wealth. In the words of Henry David Thoreau,"Wealth is the ability to fully experience life."
|Firm Start Year:||1994|
|Name of Broker/Dealer:||Commonwealth Financial Network|
|States Licensed in:||All 50 states plus DC|
|Number of Years with Current Firm:||5|
|Advisory Services Provided:||Investment Advice & Management, Financial Advice & Consulting, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Insurance Products & Annuities, Estate Planning & Trusts|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Life, Long Term Care, Disability|
|Financial Organization Memberships:||Financial Planning Association (FPA)|
|Firm's Number of Clients:||380|
|Firm's Number of Planning Clients:||275|
|Firm's Number of Managed Clients:||380|
|Assets Managed by Firm:||$225,000,000|
|Assets Managed by Advisor:||$60,000,000|
Compensation and Fees
|Compensation Methods:||Based on Assets, Flat Fee, Hourly|
Do you have a customer satisfaction or refund policy?
Why should I choose you as my financial advisor?
I am a CFP® Certificant
What are your qualifications? What is your education background?
We have an objective, client-first mantra: An educational, non-sales approach that offers (1) a fee-based option instead of commissions, (2) an independent model not influenced by a corporate parent, (3) a mission statement that puts clients interests first, and (4) a transparent fee structure.
What services do you offer?
The accumulation goals you have are goals you're sacrificing your current lifestyle for and have been sacrificing for ever since you started saving! Through a refreshing, non-intimidating, objective approach, we can help you determine if you're on track, what could be done better, and offer strategies and guidance to make sure all of your saving and sacrificing is being optimized.
|Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.|
Investment Advisor Representative:
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
|Mon.||8:00 AM - 6:00 PM|
|Tue.||8:00 AM - 6:00 PM|
|Wed.||8:00 AM - 6:00 PM|
|Thu.||8:00 AM - 6:00 PM|
|Fri.||8:00 AM - 6:00 PM|
|West Friendship||Windsor Mill|