CIC Wealth empowers people to achieve financial independence, manage the risk of outliving their assets, and leave a legacy.
We take a holistic approach to financial planning. We are here to educate you and design a strategy to help you live worry-free now and in the future.
After 17 years, CIC Wealth remains steadfastly committed to the same simple idea: helping clients reach their personal financial goals through straightforward, unbiased financial advice and guidance.
|Firm Start Year:||1999|
|Name of Broker/Dealer:||Commonwealth Financial Network|
|Name of Custodial Firm:||National Financial Services|
|States Licensed in:||AK,AL,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,IL,IN,LA,MA,MD,MI,MO,MS,NC,NJ,NY,NV,OH,OR,PA,RI,SC,SD,TX,VA,WA,WV|
|Number of Years with Current Firm:||17|
|Work Experience:||23 years|
|I work with the following types of clients:||Individual Investors , Businesses , Non-Profit Organizations|
|Investment Types:||Annuities , Insurance , Mutual Funds , Stocks , Bonds , Alternative Investments , Exchange Traded Funds (ETFs) , Socially Responsible Investments (SRI)|
|Qualifications & Memberships|
|Insurance and Annuity Licenses:||Health , Variable Life , Annuity , Disability , Variable Annuity , Long Term Care , Life|
|Financial Organization Memberships:||Financial Services Institute , Paladin Registry|
|Assets Managed by Firm:||$400MM|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
|Compensation & Fees|
|Fee Structure:||I am a Fee-Based financial professional|
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Commissions , Based on Assets , Flat Fee , Hourly|
|Fee % Based on Assets:||1|
|Additional Details on Charges:||
First $1,500,000 - 1%|
Next $1,500,000 - 0.8%
Over $3,000,000 - negotiable
|Minimum Fee Charged for Managed Accounts:||$0|
|Minimum Fee Charged for Hourly Planning Accounts:||$200|
|Organization:||The Treatment and Learning Center of Rockville Rockville, MD|
|Position :||Board of Trustees|
|Duration :||February 2011-Currently holding|
|Bachelors - Economics||
|Wharton Fellow - Business||
University of Pennsylvania
Ryan Wibberley is the CEO of CIC Wealth, which he founded in 1999. CIC has become one of the regions leading wealth management firms, providing investors with independent, unbiased advice while offering complete transparency.
Recognized as a leader in the wealth management industry, Ryan is a regular contributor in Forbes and The Wall Street Journal's MarketWatch. Ryan appears regularly in national publications that include The Wall Street Journal, Barron's, Reuters, and The Washington Post, as well as maintaining a strong voice within his industry in financial advisory focused publications. Ryan previously served his clients as a Financial Advisor at Legg Mason in Washington, DC where he offered financial planning and investment services. From 1993-1994 he worked with Merrill Lynch as a licensed registered representative in the Tyson's Corner, VA office.
Ryan earned a Bachelor's degree from Towson University in Baltimore, MD. He is also currently a Fellow at the Wharton School of Business, University of Pennsylvania. He holds the Accredited Investment Fiduciary (AIF) designation and the Certified in Long-Term Care (CLTC) designation, as well as the Financial Industry Regulatory Authority (FINRA) Series 7, 63, 65 and 24 securities registrations held through Commonwealth Financial Network. Ryan is an active member of the Financial Services Institute in Washington, DC.
Ryan enjoys spending time with his wife and two daughters. He embodies the active lifestyle, and enjoys surfing, running, snowboarding and playing tennis.
Financial Advice & Consulting
We act as fiduciaries, providing unbiased, transparent and objective advice for individuals, families, and businesses.
Financial Planning for Individuals
Our individual financial planning clients go through an in depth financial planning process that addresses everything from current cash flow and savings, to creating an investment strategy based on both short and long-term goals, addresses risks, and helps our clients stay on track to achieve their goals
Financial Planning for Businesses
We help our business owner clients solve problems with solutions to combining succession planning with their estate planning, employee benefits, key employee retention strategies, tax mitigation, among other value added services.
|Falls Church||Fort Myer|
|Glen Echo||Great Falls|
|Montgomery Village||New Market|
|Sandy Spring||Silver Spring|
CIC Wealth for Financial Excellence Scholarship
Details:CIC Wealth offers a scholarship for financial excellence. ...more
Afraid your retirement nest egg won’t last long?
Details:The Washington Post interview Ryan Wibberley about making money last in retirement. ...more
Gray divorce can drag both parties into the red
Details:The Washington Post interview Ryan Wibberley about divorce in retirement. ...more
The art of keeping an eye on aging parents
Details:The Washington Post interviews Ryan Wibberley about keeping an eye on aging parents. ...more
CIC Wealth Launches New Interactive Website
Details:The website offers a new uncluttered and intuitive design that puts key information on a single dashboard view and provides drilldowns to whatever level of detail the client needs. •A brand new Help function now works contextually to provide the relevant assistance to the page that the client is using. •The website has been redesigned for ease of use with simpler site navigation. ...more
CIC Wealth Establishes New Multi-Industry Board
Details:•CIC Wealth looks outside the financial advisory industry and engages diverse, top talent for new advisory board. •The advisory board members are top-ranked executives from industries that range from art museums to Google. •The advisory board will work with CIC Wealth partners to expand the firm's service model, enhance the firm's marketing plan, and support community outreach. ...more
Are High-Priced Managers Worth It?
Details:The Wall Street Journal interviews Ryan Wibberley about cost of high-priced fund managers. ...more