Stephen P. Ahern, CPA/PFS, CFP®, AEP®,MST
President, Founding Member
Stephen has served his profession in various capacities such as Chairman of the Massachusetts Society of Certified Public Accountants (MSCPA) Personal Financial Planning Committee; and Treasurer, President and Chairman of the Board of Directors for the Financial Planning Association of Massachusetts. He is an active member of the American Institute of Certified Public Accountants (AICPA) Personal Financial Planning Division and the Financial Planning Association (FPA) (a national professional organization of Certified Financial Planners). Stephen served academia for Bentley University on the Advisory Committee for Tax and Financial Planning where he also served on the Assurance of Learning Initiative Council for the University accreditation.
Stephen has served the community of Stoneham, MA for over twenty-five years. He served as Chairman of the Parish Finance Advisory Council and member of the School Finance Council at Saint Patrick Parish. He was active as Treasurer of the Stoneham Youth Hockey Organization, coaching soccer and supported Stoneham Youth Soccer. He also served as President of the Board of Directors of the Middlesex Fells Zoological Society (Friends of Stone Zoo) and as a member of the Board of Trustees of the Commonwealth Zoological Corporation (Zoo New England) representing Stone Zoo.
Stephen lives in Stoneham, MA and Naples, FL with his wife Janet and has three grown children. In his spare time he loves to travel internationally, spend time by or on the sea in Cape Cod and Florida. He is an avid golfer, runner, and skier.
Sachetta, LLC is a full-service wealth and tax advisory firm based in Lynnfield, Massachusetts. We offer comfortable, holistic financial services that support who you are and where you want to be.
Sachetta offers the full spectrum of financial services, including financial planning, portfolio management, insurance, and tax planning & preparation, to individuals, families and businesses in Massachusetts. The benefits of working with us include:
-- We understand the full picture of our clients financial situations, ensuring more comprehensive recommendations.
-- Here, your financial planner and your accountant are already working together on your behalf.
-- Down-to-earth advisors who listen well and can explain things in easy-to-understand terms.
-- Our strong sense of who we are, and our understanding and acceptance of each of our clients.
At Sachetta, we provide you with long-range planning for lifes road ahead.
General Information |
| Firm Start Year: | 1984 | |
| No. of Employees: | 20-49 | |
| Name of Custodial Firm: | Fidelity Investments, Charles Schwab & Company, |
| Number of Years with Current Firm: | 22 |
| Work Experience: |
Stephen P. Ahern, CPA/PFS, CFP®, AEP®,MST
President, Founding Member
Before joining Sachetta, Stephen co-founded and served as President of Wealth Management Advisors, LLC. For over thirty-five years, Stephen has provided individual financial, investment, estate and tax planning and small business consulting to a diverse base of clients. His clients have included key top-level executives, high-net-worth individuals, business owners, venture capitalists, and entrepreneurs. As an established personal financial planner, Stephen has delivered numerous presentations on financial, investment, retirement and tax planning to corporations and professional groups. He has also written articles on investment, education and estate planning. Stephen is a licensed Certified Public Accountant (CPA), a Certified Financial Planner" practitioner (CFP®) and has been designated a Personal Financial Specialist (PFS) by the American Institute of Certified Public Accountants. He has achieved the Accredited Estate Planner® (AEP®) designation from the National Association of Estate Planners & Councils (NAEPC) and is a Registered Financial Fee-Only Advisor with the National Association of Personal Financial Advisors (NAPFA). He received a Bachelor of Science degree in Business Administration concentrating in Accounting and Computer Science from Providence College, a Master of Science degree in Taxation (MST) from Bentley University and graduate studies in the Program for Financial Planners at Boston University. He was an active participant in The Strategic Coach program where he attended quarterly coaching sessions for personal and professional growth. |
| Work with the following types of clients: | Businesses, Individual Investors, Non-Profit Organizations |
| Advisory Services Provided: | Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Financial Planning |
Services |
| Investment Types: | Mutual Funds, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Your Home, Our Office, Phone, Email, Your Office, Our Offices, Video Conference |
Firm Information |
| Assets Managed by Firm: | 676,000,000 |
| Advisor's Number of Clients: | 534 |
| Advisor's Number of Managed Clients: | 534 |
| Advisor's Number of Planning Clients: | 534 |
| Assets Managed by Advisor: | $676,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $1,000,000 |
| Compensation Methods: | Based on Assets, Flat Fee |
| Additional Details on Charges: |
We are Fee-Only. Our fees are discussed upfront with each client. For each new client we charge our fees based on combination of a fixed fee (which varies on complexity and size of the engagement) plus 0.33% of assets under management. This fee also includes tax planning and preparation for you and your various entities. |
| Minimum Fee Charged for Managed Accounts: | $10,000 |
| Minimum Fee Charged for Hourly Planning Accounts: | N/A |
Board Positions |
| Organization : | Saint Patrick Parish, Stoneham, Massachusetts |
| Position : | Member and Co-Chair of the Parish Finance Council |
| Duration : | 05/01/1993-12/31/2018 |
| Organization : | Saint Patrick Elementary School, Stoneham, MA |
| Position : | Member School Finance Board |
| Duration : | 1/1/1994-12/31/2012 |
| Organization : | Financial Planning Association of Massachusetts, Massachusetts |
| Position : | President, Chairman & Treasurer |
| Duration : | 10/1/2000-12/31/2014 |
| Organization : | Massachusetts Society of CPAs, Boston, MA |
| Position : | Financial Planning Committee Chairperson |
| Duration : | 5/1/2005-4/30/2007 |
| Organization : | Merrimack Valley Estate Planning Council, Merrimack Valley, Massachusetts |
| Position : | President and Member of the Board |
| Duration : | 05/1/2013-05/1/2019 |
Education |
| MS in Taxation | Bentley College
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| BSBA | Providence College
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Financial Services |
| Portfolio Management
We focus on Financial Planning first and use an Asset allocation approach to achieve client goals. We utilize mutual funds and exchange-traded funds (EFTs) to accomplish proper diversification in the achievement of client goals. |
| Retirement Planning
Each client's situation is different, we use significant financial planning resources in developing the retirement plan goals with clients and assist them in implementing recommendations to achieve those goals. |
| Wealth Management
Wealth management is the focus of our firm. We use our expertise in several areas of personal and business planning to develop family goals with our clients. We assist those goals by implementing recommendations on their cash flow, investment, tax, charitable giving, insurance, and estate planning to achieve those goals. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures https://www.wiseradvisor.com/disclosure/1886643/wiseradvisor-sachetta-llc-detailed-disclosure.html |
Registered Investment Advisor:
Yes
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 6:00 PM |
| Tue. | 9:00 AM - 6:00 PM |
| Wed. | 9:00 AM - 6:00 PM |
| Thu. | 9:00 AM - 6:00 PM |
| Fri. | 9:00 AM - 2:00 PM |
| We serve clients across the United States. Our main office is in Lynnfield, Massachusetts. We provide virtual meetings as most clients now prefer. We also have meeting space available in Naples, Florida. |
| Check | Bank Transfer |
| Visa | MasterCard |
| American Express | |
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