Charles Carroll Financial Partners is an independent financial
planning and investment advisory firm serving clients
throughout the U.S. from our offices in Boston, Massachusetts
and Washington, D.C.
As an independent fee-only financial advisory we assist
clients in meeting their individual and business financial
goals. We are committed to providing clear and tailored
services to meet the specific needs of our clients.
As investment fiduciaries, we embrace being held to a higher
investment standard and acting in the best interests of our
Without the help of a knowledgeable advisory firm, many people
struggle to stay on top of their investments, achieve their
retirement goals, and mitigate risk.
Charles Carroll Financial Partners has the expertise to
simplify these matters and help maximize financial
opportunities. Our member CFP® accreditation is a further sign
of the firm's commitment to providing responsible, value-added
|Firm Start Year:||2008|
|Name of Custodial Firm:||Charles Schwab, Vanguard|
|States Licensed in:||MA, VA,|
|Number of Years with Current Firm:||2|
|Work Experience:||Our firm is built on 20 years of managing money for clients with our proprietary model that uses individual securities, individual bonds, and ETFs. Bill's experience in the money management arena has been fostered by positions at Merrill Lynch,Fisher Investments, and most recently Fidelity Investments. These positions have all been customer relationship based with emphasis in understanding and meeting the financial needs of his clients.|
|I work with the following types of clients:||Individual Investors , Businesses|
|Investment Types:||Stocks , Alternative Investments , Bonds|
|I can meet clients in the following ways:||Via email , Via phone , At your home , Video Conference , At my office , At your office|
Qualifications & Memberships
|Firm's Number of Clients:||50|
|Firm's Number of Planning Clients:||30|
|Firm's Number of Managed Clients:||50|
|Assets Managed by Firm:||$75,000,000+|
Compensation and Fees
|Fee Structure:||I am a fee-only financial professional|
|Minimum Portfolio Size for New Managed Accounts:||$200,000|
|Compensation Methods:||Hourly , Flat Fee|
|Minimum Fee Charged for Managed Accounts:||2500|
|Organization:||CFP Board of Standards Washington, D.C.|
|Position :||Commissioner Ethics and Disciplinary Commission|
|MBA - Finance||
Suffolk University - Boston, MA
Carroll W. Bill Hayes, MBA, CFP® I started my financial career at Merrill Lynch in 1989. In 1992, Bill left Merrill Lynch for Fidelity Investments. During my career at Fidelity Investments I held roles in various divisions of Fidelity. Those roles included positions in the Trust, 401(k), Brokerage, and Money Management divisions. I held management positions at Fidelity and in 2001 led a Private Access team based in Boston. In the Private Access role my responsibilities included managing a book of business in excess of $3 Billion and a client base that was international in scope.
In 2008 I established Charles Carroll Financial Partners (CCFP). The firm is an Independent fee-only Financial Planning and Investment Management firm. CCFP embraces its fiduciary responsibility to its clients.
I am a graduate of Marquette University, I hold an MBA from the Sawyer School of Management. I hold the designation, CERTIFIED FINANCIAL PLANNER, and I have presided as a Commissioner on the Disciplinary and Ethics Commission of the Certified Financial Planner Board of Standards.
Our firm relies on the capabilities of our employees to assist clients in meeting their financial, tax, estate, and trust needs. Our affiliation with a CPA firm, along with the background, experience, and education of the firm's Principal employees provides access to financial solutions that may not be available at other firms.
Financial Planning for Individuals
Our first meeting with a client based upon Financial Planning is free of charge. If the client chooses to move forward, our Financial Planning services are on a flat hourly fee basis. Financial Planning means many things to different people, our responsibility is to understand what you want to accomplish and whether it is feasible for the client to achieve their goals. Once goals are established we will provide a Financial Plan which will become a blueprint to follow in order to achieve those goals.
Financial Planning for Businesses
Small and medium-sized business owners want to maximize their ability to reduce taxation and increase retirement savings. We provide retirement plan consultations that introduce new methodologies to enhance the business owners after-tax net worth through qualified alternatives.