We help people prepare for and thrive during retirement, by addressing critical factors such as retirement income generation, tax-sensitive portfolio management, insurance reviews (we do not sell insurance), and estate planning. We help our clients meet retirement and life goals by delivering transparent and independent asset management, tightly integrated with comprehensive financial planning, at an attractive value.
Keith Corbett
CFP
Keith's experience as a Financial Advisor includes prior roles with two of the largest investment firms in the US, where he held thousands of financial planning meetings and was responsible for guiding over $700 million in client assets. Keith's broad experience in the industry has given him a thorough understanding of the various products and services that are made available to investors through Broker-Dealers, RIAs and Insurance Companies. Keith applies this experience to build and maintain personalized financial plans for individuals and families, always acting in the best interest of clients.
Brian Sokolowski
CFA
Brian's broad and deep investment management experience includes research across sectors, styles, asset classes and geographies; portfolio management; and client relationship management. At his prior firm, Brian was responsible for investment strategy, leading the equity research effort and team, and managing two of the firm's equity strategies including the flagship investment offering, with assets in excess of $1 billion. In addition, Brian has extensive experience helping individual and institutional clients meet their investment and financial goals through asset allocation and financial planning strategies.
Brian's prior work experience includes Cambridge Trust Company and Fidelity Investments. Brian received a BA in History from Fairfield University and an MBA from Babson College. Brian is a member of the Boston Security Analysts Society and a CFA charter holder. He lives outside of Boston with his wife and four children, and enjoys outdoor activities, coaching his kids' sports teams and reading history books.
General Information |
| Firm Start Year: | 2018 | |
| No. of Employees: | 2-4 | |
| Name of Broker/Dealer: | N/A |
| Name of Custodial Firm: | TD Ameritrade Institutional |
| States Licensed in: | MA, with the ability to serve clients throughout the United States |
| Number of Years with Current Firm: | 1 |
| Work with the following types of clients: | Businesses, Individual Investors, Non-Profit Organizations, Investment Clubs |
| Advisory Services Provided: | Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Portfolio Management |
Services |
| Investment Types: | Alternative Investments, Exchange Traded Funds (ETFs), Options & Futures, Bonds, Stocks, Mutual Funds, Commodities, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Your Home, Your Office, Phone, Our Office, Video Conference |
Firm Information |
| Firm's Number of Clients: | 80 |
| Firm's Number of Planning Clients: | 70 |
| Firm's Number of Managed Clients: | 80 |
| Assets Managed by Firm: | $90,000,000 |
| Advisor's Number of Clients: | 80 |
| Advisor's Number of Managed Clients: | 80 |
| Advisor's Number of Planning Clients: | 70 |
| Assets Managed by Advisor: | $90,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $250,000 |
| Compensation Methods: | Hourly, Based on Assets, Flat Fee |
| Fee % Based on Assets: | 1% |
| Hourly Rate: | $350 |
| Additional Details on Charges: | We do not earn commissions or referral bonuses. We are an Independent RIA and do not sell financial products. |
| Minimum Fee Charged for Managed Accounts: | $2500 |
| Minimum Fee Charged for Hourly Planning Accounts: | $700/annually |
Financial Services |
| Financial Planning for Individuals
Our approach to financial planning is to leverage robust web-based technology to securely aggregate your full financial picture. We then work with you to create a personalized financial planning roadmap |
| Portfolio Management
We build custom portfolios to fit the specific needs and preferences of our clients. Our starting point in portfolio construction is to address the goals of each portfolio, and adapt our approach to meet these objectives. Our clients have direct access to their portfolio manager to ensure a personalized investment experience. |
| 401K Rollovers
Assist clients with understanding their options, weighing the pros and cons of each as it relates to their personal situation and preferences. |
| Insurance Planning
We provide insurance and risk analysis, but do not sell insurance products. |
| Annuities
We provide annuity reviews for clients who own or are considering purchasing an annuity product. |
| Tax Advice and Services
We provide tax management and planning services but do not provide tax preparation. We help our clients improve tax efficiency through tax-loss harvesting, capital gains management, gifting & estate planning strategies as well as Savings and Distributions strategies. |
| Education Funding and Planning
We provide advice on account types such as 529 college savings or UTMA/UGMA. |
| Wealth Management
Bluebird Wealth's Comprehensive Fee-Only service will include customized portfolio management, tax planning, estate & gift planning, retirement planning and the ability to work with other trusted advisors. We understand the importance of a cohesive approach and encourage collaboration with your insurance agent, attorney or CPA. When we combine ongoing portfolio management with proactive financial planning, we are able to uncover more opportunities to improve your financial picture. |
| Money Management
Discretionary money management services are done in house by a CFA holder who you may speak with directly. We use Separately Managed Accounts to allow for more precise customization. |
FAQs |
Do you have a customer satisfaction or refund policy?Our clients pay at the end of each quarter after the work has be complete. |
What are your qualifications? What is your education background?I have a Bachelors degree in business with a focus in finance from the University of New Hampshire. I was in an investment club managing part of the UNH endowment during the financial crisis, as a financial sector analyst. I completed the CFP Certificate program at Boston University and I have been a CFP since 2015. I have previously held a series 7, 63, 66 securities license, as well as life and health insurance licenses. I no longer carry these because I do not sell any financial products. |
How are you compensated? How will I pay for your services?We are a Fee-Only RIA, with two fee structures. 1) Assets Under Management - Fee is paid by the client to Bluebird Wealth at the end of each quarter based on the value of the total assets being managed. Most clients elect to have the fees deducted directly from their accounts, processed by our Custodian, TD Ameritrade. 2) Hourly Planning - Fee is paid by the client to Bluebird Wealth at the end of each quarter. Fees are paid by check or bank transfer. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?No, if you are delegating any portfolio management you will have the opportunity to speak with your personal portfolio manager. The portfolio manager will be involved in the investment strategy meeting to help determine the overall asset allocation. You will be able to communicate any of your personal preferences or mandates that you would like applied to the accounts. Examples include Dividend focused, Growth focused, ESG, Sector Specific. |
How many clients do you currently manage?We oversee around 100 Separately Managed Accounts for 50 Households with $90,000,000 in assets under management. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Registered Investment Advisor:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
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