wiseradvisor

Anthony Watson, CFA®, CFP®
Thrive Retirement Specialists

Tel: 313-879-2019
3319 Greenfield #148
Dearborn, MI 48120

Live Life When It Matters Most

Thrive Retirement Specialists | Financial Advisor in Dearborn ,MI

About Thrive Retirement Specialists

Thrive Retirement Specialists is a retirement planning specialist dedicated to delivering a more thoughtful and strategic approach to retirement planning for those nearing or in retirement. We offer a single, flat-fee service entitled Thrive Retire that goes far beyond what has traditionally been known as retirement planning. ThriveRetire is an engaging ongoing 8-step retirement planning process and investment management service that seeks to identify all risks, assets, tools, and tactics to develop an optimal retirement plan designed to support your ideal retirement lifestyle and goals to the fullest extent possible. With every interaction, we seek to inform and serve, so our clients can safely trust their ThriveRetire plan and process, leaving each client with the confidence and peace of mind to live a vibrant and full life through retirement.


General Information

Firm Start Year:   2020
Gender:   Male
Name of Custodial Firm:   T.D. Ameritrade
Number of Years with Current Firm:   1
Work Experience:   Before founding Thrive Retirement Specialists, Tony spent eight years serving as the Chief Investment Officer of a firm where he provided advice and investment management services to over 600 individuals representing at the time over $1.5 billion of investments. Before this, Tony served as Vice President at J.P. Morgan Private Bank, where he advised high- and ultra-high net worth individuals on all matters of wealth, including investments, portfolio construction, portfolio management, and retirement planning.
Advisory Services Provided:   Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Risk Management, Financial Planning for Individuals, Investment Advice & Management, Tax Advice and Services


Services

Investment Types:   Exchange Traded Funds (ETFs), Bonds, Mutual Funds, Stocks
I can meet clients in the following ways:   Video Conference, At your home, At your office, Via Phone, Via Email


Compliance

Registered Investment Advisor:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee Only
Minimum Portfolio Size for New Managed Accounts:   $500,000
Additional Details on Charges:   A single, transparent flat-quarterly fee of $2,250 per quarter debited directly from your investment account for our ThriveRetire" service, including ongoing retirement planning and investment management. No commissioned products to sell, no referral fees to gain, no percentage of assets under management, and never any complicated sliding scales.
Minimum Fee Charged for Managed Accounts:   $2,250 per quarter


Education

MBA - Finance and Investments  University of Michigan - Ross School of Business - Ann Arbor, MI
04/01/2003-04/01/2006

BBA - Finance  Walsh College - Troy, MI
09/01/1993-04/01/1997


Anthony Watson

Anthony Watson

CFA®, CFP®

I founded Thrive Retirement Specialists to deliver a more thoughtful and strategic approach to retirement planning. The wealth management industry is full of conflict of interest and inexperienced advisers that often leave people in sub-optimal retirement situations by failing to account for all the risks retirees face and all retirement assets, tools, and tactics that may be available.

I believe people deserve better, and the expertise I have been privileged to develop over the past 25 years puts me in a unique position to deliver a better retirement planning experience. I created Thrive Retirement Specialists to offer a single, flat-fee service entitled Thrive Retire that goes far beyond what has traditionally been known as retirement planning. ThriveRetire is an ongoing 8-step retirement planning process and investment management service that seeks to to drive value through four main pillars: 1). Optimized decision making and asset usage, 2). Rules-based (or Dynamic) withdrawal strategies, 3). Tax-efficient withdrawal coordination and asset management, and 4). Low-cost index investing. With every interaction, we seek to inform and serve, so our clients can safely trust their ThriveRetire" plan and process, leaving each client with the confidence and peace of mind to live a vibrant and full life through retirement.

I live in Dearborn, Michigan, with my wife Dawn and daughters Emma and Anna.

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My Services

Financial Planning for Individuals

Thrive Retirement Specialists is a retirement planning specialist dedicated to delivering a more thoughtful and strategic approach to retirement planning for those nearing or in retirement. We offer a single, flat-fee service entitled ThriveRetire that goes far beyond what has traditionally been known as retirement planning. is ThriveRetire an ongoing retirement planning and investment management service. Thrive Retirement Specialists is best suited to individuals nearing or in retirement with an investment portfolio of at least $500,000. Being a fee-only fiduciary (i.e., Registered Investment Advisor) charging a single flat-fee for ongoing retirement planning and investment management puts us in a unique position within the industry to deliver a more thoughtful and strategic approach to retirement planning. ThriveRetire is for those who want to make the most of their retirement situation so they can soak up every bit of what brings them joy and meaning.


Portfolio Management

Ongoing portfolio management on your behalf would be part of your flat-fee ThriveRetire retirement planning and investment management service. We do not charge extra for this service, nor do we charge as a percentage of the assets being managed as most others do. For Investment-based assets to be an effective source of retirement income, the investments must be structured and managed properly. Much value can be gained or lost at this step. Thrive Retirement Specialists follows a passive investment philosophy that believes in investing based on probability over possibility and in building maximally diversified portfolios using low-cost index funds. Using only nine index funds, each representing one of the nine asset classes we believe a retiree should hold, we build portfolios for clients giving them exposure to over 36,000 individual securities across all investable 44 countries, and the portfolio's weighted average expense ratio is only 0.10% or less. We then monitor each portfolio daily for opportunities to rebalance based on need rather than some calendar-based timetable to ensure the integrity of the chosen portfolio's characteristics at all times.


Retirement Planning

It may surprise you to learn there is no universal, generally accepted way of conducting retirement planning. The quality of the retirement planning process, deliverables, and experience can vary significantly from one financial adviser to another. Retirement planning and investment management are all we do, and our unique structure allows us to go far beyond the inadequate practices of many others. Our single, flat-fee service, entitled Thrive Retire, is an engaging ongoing 8-step retirement planning process and investment management service that seeks to identify all risks, assets, tools, and tactics to develop an optimal retirement plan designed to support your ideal retirement lifestyle and goals to the fullest extent possible. With every interaction, we seek to inform and serve, so our clients can safely trust their ThriveRetire plan and process, leaving each client with the confidence and peace of mind to live a vibrant and full life through retirement.


Office Hours

wiseradvisor-balck-li-img Mon. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 8:30 AM - 5:00 PM

Communities Served

With virtual office headquarters in metro-Detroit we serve clients locally and across the country.

Social Networks

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