Mulder Investment Team of Raymond James | Financial Advisor in Portage ,MI

7995 Moorsbridge Rd
Portage, MI 49024
Phone: (269) 775-3163

About

We are committed to offering you the highest level of professional wealth management and personal client service, applying more than 35 years of combined experience to guide you through every aspect of your financial life.

Most of our new clients come to us through introductions from current clients or tax and estate planning professionals we work with and we serve multiple generations of families.

Our mission is to manage your financial needs with integrity, intelligence and diligence Ė so youíll have more time to focus on the people and endeavors that matter most in your life.

Keep in mind investing always involves risk and you may incur a profit or loss. Past performance is not indicative of future results. No investment strategy can guarantee success.

Raymond James & Associates, Inc., Member NYSE

20 Years of Experience



General Information
Insurance License#:   11018064
Name of Broker/Dealer:   Raymond James
Name of Custodial Firm:   Mulder Investment Team of Raymond James
States Licensed in:   MI, IL, CO, MO, WA, PA, VA, TX, AL, FL, NC, GA, ID, UT, IN, KY, LA, CA, NY, WI, MD, OH
Number of Years with Current Firm:   11
I work with the following types of clients:   Non-Profit Organizations , Businesses , Individual Investors


Services
Investment Types:   Insurance , Unit Investment Trusts , Annuities , Stocks , Mutual Funds , Bonds


Qualifications & Memberships
Insurance and Annuity Licenses:   Annuity , Health , Life , Long Term Care , Variable Annuity , Variable Life


Firm Information
Firm's Number of Clients:   400
Advisor's Number of Clients:   400
Assets Managed by Advisor:   $250,000,000


Compliance
Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation & Fees
Fee Structure:   I am a Fee-Based financial professional
Minimum Portfolio Size for New Managed Accounts:   $250,000
Compensation Methods:   Commissions , Based on Assets
Fee % Based on Assets:   up to 2%
Additional Details on Charges:   Fee-based pricing levels:
Accounts under $250k: 1% - 1.5%
Accounts $250k - $1 million: 1%
Accounts $1 million and up: 0.60% - 1%


Board Positions
Organization:  Open Doors Kalamazoo  Kalamazoo, MI
Position :  Board Member
Duration :  March 2016-Currently holding

Organization:  Bach Festival Society of Kalamazoo  Kalamazoo, MI
Position :  Board Member
Duration :  September 2016-Currently holding

Organization:  Osher Lifelong Learning Institute - WMU  Kalamazoo, MI
Position :  Board Member
Duration :  November 2016-Currently holding


Education
Bachelor of Business Administration - Business Management  Western Michigan University - Kalamazoo, MI
-



FAQs

  • Do you have a customer satisfaction or refund policy? If you are not satisfied with the service and advice you are receiving from us, you are able to transfer your investments to another financial advisor and/or firm at any time. Any fees paid for services rendered up to that point are not refundable.
  • What are your qualifications? What is your education background? I have over 20 years of experience with a degree in business management. I hold industry licenses and designations including: Series 7, 63, 65, 66, Life and Health Insurance license, Wealth Management Specialist and Accredited Asset Management Specialist
  • What is your approach to financial planning? Financial planning isnít just about preserving what you have or saving for retirement. Instead, my approach to financial planning is holistic beginning with a conversation to discover what your goals and dreams are and then working together on how to get you there.
  • What services do you offer? Retirement Planning, Investment Planning, College Planning, 401k options, asset allocation and management, estate planning. I am also a Certified Divorce Financial Analyst
  • How many clients do you currently manage? We currently work with 400 households
see more
Stacy Caudill

Stacy Caudill

Wealth Management Specialist, CDFA, AAMS®

Biography


Stacy works to gain a full understanding of each client's needs in order to help facilitate sound retirement planning and financial independence. She enjoys helping clients envision their goals and then seeing how we can help achieve them. Stacy prides herself in providing the service and knowledge that gives our clients the highest level of comfort, trust and confidence in everything our team does for them.

Stacy has been part of the Mulder Investment Team since 1996. She started in the financial services industry at Prudential Securities, then moved to NatCity Investments, and in 2005, Stacy joined Raymond James where Stacy is a Financial Advisor and Wealth Management Specialist.

Stacy has her bachelorís degree in business administration from Western Michigan University and holds her series 7, 63, and 65 licenses as well as her health and life insurance licenses. Stacy has earned designations as a Wealth Management Specialist through Kaplan University, an Accredited Asset Management Specialist℠ (AAMSģ) from the College of Financial Planning, and in 2015 also became a Certified Divorce Financial Analystô through the Institute of Divorce Financial Analystsô.

see more

My Services


Financial Advice & Consulting

We offer retirement and investment planning services to individuals and families, in addition to working with many small business owners and doctors. Our approach to financial planning is very holistic in nature. We start with using an interactive financial planning program to engage in a discussion about where you are now, what your dreams and goals are and how we can get you there. Our services include not only retirement planning, but legacy and estate planning, education planning, discussing life insurance options and even where you want to live in your later years of life, just to name a few. Retirement and investment planning isnít just a one and done chat, itís an ongoing conversation about your life and helping you enjoy your family, your friends, what you have worked so hard for all these years, your money.


Financial Planning for Individuals

In our meetings, I will guide you to think about areas of your financial life you may not have considered. We will formalize your goals, determine realistic goals and help you prioritize your financial opportunities by preparing a financial plan with you.


Retirement Planning

While in the savings phase of your life, I will assist you with your company retirement plan, and talk to you about supplementing your retirement savings. We will work together to complete an interactive retirement plan and also explore creative retirement options you may not have considered including the best way to claim your social security benefits. In retirement, I will continue to monitor your investments and review your existing IRAs and company 401(k) or 403(b) plans. We will explore options for increasing your income during retirement and I will help determine your IRA required minimum distribution.


My Team


Clifford Mulder
Clifford Mulder

Managing Director

As a wealth management specialist, Cliff helps his clients by customizing financial plans designed to achieve the goals they have for each important stage of their lives, including retirement. He has spent over 20 years as a professional in the financial services industry here in Kalamazoo, beginning his career in 1993 as a financial advisor with Prudential Securities. He then spent six years as senior vice president, investments at Nat City Investments before joining Raymond James in 2005. Cliff holds Series 7, 65, life and health insurance licenses and earned a bachelorís degree in economics from Kalamazoo College and a masterís in public administration and finance from the University of Georgia. Cliff has been recognized throughout h ...more


Communities Served

Athens Augusta
Battle Creek Bloomingdale
Decatur Delton
Fulton Galesburg
Gobles Hickory Corners
Kalamazoo Lawrence
Lawton Marcellus
Martin Mattawan
Mendon Otsego
Paw Paw Plainwell
Richland Schoolcraft
Scotts Three Rivers
Vicksburg

Awards & Recognitions


Raymond James Service 1st Recognition Award
(04/09/2010)

In official recognition of superior Service 1st performance, commitment to service and client-first focus.

Social Networks


tweeter facebook linkedin google plus