We are committed to offering you the highest level of professional wealth management and personal client service, applying more than 35 years of combined experience to guide you through every aspect of your financial life.
Most of our new clients come to us through introductions from current clients or tax and estate planning professionals we work with and we serve multiple generations of families.
Our mission is to manage your financial needs with integrity, intelligence and diligence Ė so youíll have more time to focus on the people and endeavors that matter most in your life.
Keep in mind investing always involves risk and you may incur a profit or loss. Past performance is not indicative of future results. No investment strategy can guarantee success.
Raymond James & Associates, Inc., Member NYSE
|Name of Broker/Dealer:||Raymond James|
|Name of Custodial Firm:||Mulder Investment Team of Raymond James|
|States Licensed in:||MI, IL, CO, MO, WA, PA, VA, TX, AL, FL, NC, GA, ID, UT, IN, KY, LA, CA, NY, WI, MD, OH|
|Number of Years with Current Firm:||11|
|I work with the following types of clients:||Non-Profit Organizations , Businesses , Individual Investors|
|Investment Types:||Insurance , Unit Investment Trusts , Annuities , Stocks , Mutual Funds , Bonds|
|Qualifications & Memberships|
|Insurance and Annuity Licenses:||Annuity , Health , Life , Long Term Care , Variable Annuity , Variable Life|
|Firm's Number of Clients:||400|
|Advisor's Number of Clients:||400|
|Assets Managed by Advisor:||$250,000,000|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
|Compensation & Fees|
|Fee Structure:||I am a Fee-Based financial professional|
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Commissions , Based on Assets|
|Fee % Based on Assets:||up to 2%|
|Additional Details on Charges:||
Fee-based pricing levels:
Accounts under $250k: 1% - 1.5%
Accounts $250k - $1 million: 1%
Accounts $1 million and up: 0.60% - 1%
|Organization:||Open Doors Kalamazoo Kalamazoo, MI|
|Position :||Board Member|
|Duration :||March 2016-Currently holding|
|Organization:||Bach Festival Society of Kalamazoo Kalamazoo, MI|
|Position :||Board Member|
|Duration :||September 2016-Currently holding|
|Organization:||Osher Lifelong Learning Institute - WMU Kalamazoo, MI|
|Position :||Board Member|
|Duration :||November 2016-Currently holding|
|Bachelor of Business Administration - Business Management||
Western Michigan University - Kalamazoo, MI
Stacy works to gain a full understanding of each client's needs in order to help facilitate sound retirement planning and financial independence. She enjoys helping clients envision their goals and then seeing how we can help achieve them. Stacy prides herself in providing the service and knowledge that gives our clients the highest level of comfort, trust and confidence in everything our team does for them.
Stacy has been part of the Mulder Investment Team since 1996. She started in the financial services industry at Prudential Securities, then moved to NatCity Investments, and in 2005, Stacy joined Raymond James where Stacy is a Financial Advisor and Wealth Management Specialist.
Stacy has her bachelorís degree in business administration from Western Michigan University and holds her series 7, 63, and 65 licenses as well as her health and life insurance licenses. Stacy has earned designations as a Wealth Management Specialist through Kaplan University, an Accredited Asset Management Specialist℠ (AAMSģ) from the College of Financial Planning, and in 2015 also became a Certified Divorce Financial Analystô through the Institute of Divorce Financial Analystsô.
Financial Advice & Consulting
We offer retirement and investment planning services to individuals and families, in addition to working with many small business owners and doctors. Our approach to financial planning is very holistic in nature. We start with using an interactive financial planning program to engage in a discussion about where you are now, what your dreams and goals are and how we can get you there. Our services include not only retirement planning, but legacy and estate planning, education planning, discussing life insurance options and even where you want to live in your later years of life, just to name a few. Retirement and investment planning isnít just a one and done chat, itís an ongoing conversation about your life and helping you enjoy your family, your friends, what you have worked so hard for all these years, your money.
Financial Planning for Individuals
In our meetings, I will guide you to think about areas of your financial life you may not have considered. We will formalize your goals, determine realistic goals and help you prioritize your financial opportunities by preparing a financial plan with you.
While in the savings phase of your life, I will assist you with your company retirement plan, and talk to you about supplementing your retirement savings. We will work together to complete an interactive retirement plan and also explore creative retirement options you may not have considered including the best way to claim your social security benefits. In retirement, I will continue to monitor your investments and review your existing IRAs and company 401(k) or 403(b) plans. We will explore options for increasing your income during retirement and I will help determine your IRA required minimum distribution.
In official recognition of superior Service 1st performance, commitment to service and client-first focus.