Jonathan Gardey
Gardey Financial Advisors
Saginaw, MI 48638
Secuiring Your Financial Future
About Gardey Financial Advisors
Gardey Financial Advisors, an investment management and
financial planning firm, founded in 1985 by Kim Gardey, has
grown into a team of 18 associates including five Certified
Financial Planner professionals and a Chartered Financial
Analyst. These professionals work to secure your financial
future.
Our Advisors have backgrounds that include over 300 years of
professional investment management and financial planning
experience. These professionals have additional experience in
everything from brokerage firms, corporate finance and bank
trust departments to higher education, insurance, and real
estate. This ensures that you will receive only sound
financial advice. We work closely with our client's attorneys,
tax preparers, and other professionals.
Gardey Financial Advisors services are provided on a fee basis
with compensation solely through fees paid directly to the
firm by clients. Commissions are not accepted from any
source. Professional advice is provided but no products
(i.e., stocks, mutual funds, insurance or annuities) are ever
sold. Gardey Financial Advisors believes there is a
significant conflict of interest if an advisor stands to gain
financially from the purchase of any product that he or she
recommends to a client. Gardey Financial Advisors is a
Fiduciary and the firm's compensation is structured to ensure
that all recommendations that are made are in the best
interest of the client.
General Information |
| Firm Start Year: | 1985 | |
| No.of Employees: | 10-19 | |
| Name of Custodial Firm: | Charles Schwab & Co., Inc. |
| States Licensed in: | MI |
| Number of Years with Current Firm: | 25 |
| I work with the following types of clients: | Non-Profit Organizations , Businesses , Charitable Trusts , Individual Investors |
Services |
| Investment Types: | Exchange Traded Funds (ETFs) , Stocks , Mutual Funds , Bonds , Alternative Investments , Commodities , Annuities , Insurance |
| I can meet clients in the following ways: | At my office , Via phone , Via email |
Qualifications & Memberships |
| Financial Organization Memberships: | Paladin Registry , Certified Financial Planner , Chartered Financial A |
Firm Information |
| Assets Managed by Advisor: | $200,000,000 |
Compensation and Fees |
| Fee Structure: | I am a Fee-Only financial professional |
| Minimum Portfolio Size for New Managed Accounts: | $500000 |
| Compensation Methods: | Based on Assets |
Board Positions
| Organization: | Northeastern Michigan Estate Planning Council |
| Position : | Past President |
Education
| MBA - Finance and in Money and Financial Markets - Finance |
Columbia University - New York City, NY
1991- 1993 |
Faqs
- What are your qualifications? What is your education background? Second Second National Bank of Saginaw where he was ultimately named a Senior Vice President and Senior Trust Officer; Established his own investment management firm in 1985. BA (with honors) in Econ from the University of Michigan; MA in Econ from the University of California where he was named a Distinguished Scholar. He is a Certified Financial Planner? professional. Manages 180 clients.
- How many clients do you currently manage? Approximately 180
- Will you be the only person working with me? No
- How are you compensated? How will I pay for your services? We do not charge separately for Financial Planning advice. It is an integral part of our Wealth Management Service.
- If you are going to manage my account, will you obtain my permission every time you buy or sell something? Our client's maintain control over their Asset Allocation Targets, which are the foundation of their investment portfolio. Due to this, individual investment changes are done on a Discretionary basis by the firm.
Jonathan Gardey
CERTIFIED FINANCIAL PLANNER™ Certificant
" President and CEO of Gardey Financial Advisors
" Former officer in the United States Navy; was the Chief Engineer aboard a hydrofoil stationed in the Caribbean.
" Master of Business Administration degree in Finance and in Money and Financial Markets from Columbia University
" He is a Chartered Financial Analyst (CFA®), and a Certified Financial Planner (CFP®) professional.
" Jon is Past President of the Northeastern Michigan Estate Planning Council
" Serves on the Board of Directors of Covenant Healthcare System and on the Delta College Foundation Investment Advisory Committee.
" Is treasurer of his son's Boy Scout troop, enjoys racing sailboats and trains as a Taekwondo black belt.
" Lives in Freeland with his wife Cheri and their 2 sons. His two older daughters are attending SVSU and CMU.
My Services
Investment Management & Advice |
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We use a Three Step process to ensure your investments suit your needs. In Step 1 we get to know you and your financial situation. In Step 2 we build an investment portfolio that will suit your needs and in Step 3 we continue to monitor your investments and make changes as needed. |
Wealth Management |
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For clients with portfolios of $500,000 or more we also provide comprehensive financial planning services including estate planning, insurance analysis, pre and post retirement planning, college funding for children and grandchildren and tax planning. |
My Team
Jonathan M Gardey
President
Robert M Whiting
Vice President
Thomas R Chisholm
Financial Advisor
Melissa Seamon
Financial Advisor
Lisa Whelton
Vice President
Communities Served
| Auburn | Bay City |
| Birch Run | Brant |
| Breckenridge | Bridgeport |
| Burt | Carrollton |
| Chesaning | Clio |
| Essexville | Fairgrove |
| Flushing | Frankenmuth |
| Freeland | Hemlock |
| Henderson | Kawkawlin |
| Linwood | Merrill |
| Midland | Montrose |
| Munger | New Lothrop |
| Oakley | Reese |
| Saginaw | Saint Charles |
| Vassar | Wheeler |
Office Hours
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Mon. | 8:30 AM - 5:00 PM |
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Tue. | 8:30 AM - 5:00 PM |
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Wed. | 8:30 AM - 5:00 PM |
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Thu. | 8:30 AM - 5:00 PM |
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Fri. | 8:30 AM - 5:00 PM |
Compensation Arrangements
| Check |