Jonathan Gardey
Gardey Financial Advisors

Tel: (989) 791-3880
100 Harrow Lane
Saginaw, MI 48638

Secuiring Your Financial Future

Gardey Financial Advisors | Financial Advisor in Saginaw ,MI

About Gardey Financial Advisors

Gardey Financial Advisors, an investment management and
financial planning firm, founded in 1985 by Kim Gardey, has
grown into a team of 18 associates including five Certified
Financial Planner professionals and a Chartered Financial
Analyst. These professionals work to secure your financial
future.

Our Advisors have backgrounds that include over 300 years of
professional investment management and financial planning
experience. These professionals have additional experience in
everything from brokerage firms, corporate finance and bank
trust departments to higher education, insurance, and real
estate. This ensures that you will receive only sound
financial advice. We work closely with our client's attorneys,
tax preparers, and other professionals.

Gardey Financial Advisors services are provided on a fee basis
with compensation solely through fees paid directly to the
firm by clients. Commissions are not accepted from any
source. Professional advice is provided but no products
(i.e., stocks, mutual funds, insurance or annuities) are ever
sold. Gardey Financial Advisors believes there is a
significant conflict of interest if an advisor stands to gain
financially from the purchase of any product that he or she
recommends to a client. Gardey Financial Advisors is a
Fiduciary and the firm's compensation is structured to ensure
that all recommendations that are made are in the best
interest of the client.


General Information

Firm Start Year:   1985
No.of Employees:   10-19
Name of Custodial Firm:   Charles Schwab & Co., Inc.
States Licensed in:   MI
Number of Years with Current Firm:   25
I work with the following types of clients:   Non-Profit Organizations , Businesses , Charitable Trusts , Individual Investors

Services

Investment Types:   Exchange Traded Funds (ETFs) , Stocks , Mutual Funds , Bonds , Alternative Investments , Commodities , Annuities , Insurance
I can meet clients in the following ways:   At my office , Via phone , Via email


Qualifications & Memberships

Financial Organization Memberships:   Paladin Registry , Certified Financial Planner , Chartered Financial A


Firm Information

Assets Managed by Advisor:   $200,000,000


Compensation and Fees

Fee Structure:   I am a Fee-Only financial professional
Minimum Portfolio Size for New Managed Accounts:   $500000
Compensation Methods:   Based on Assets


Board Positions

Organization:  Northeastern Michigan Estate Planning Council
Position :  Past President

Education

MBA - Finance and in Money and Financial Markets - Finance  Columbia University - New York City, NY
1991- 1993



Faqs

  • What are your qualifications? What is your education background? Second Second National Bank of Saginaw where he was ultimately named a Senior Vice President and Senior Trust Officer; Established his own investment management firm in 1985. BA (with honors) in Econ from the University of Michigan; MA in Econ from the University of California where he was named a Distinguished Scholar. He is a Certified Financial Planner? professional. Manages 180 clients.
  • How many clients do you currently manage? Approximately 180
  • Will you be the only person working with me? No
  • How are you compensated? How will I pay for your services? We do not charge separately for Financial Planning advice. It is an integral part of our Wealth Management Service.
  • If you are going to manage my account, will you obtain my permission every time you buy or sell something? Our client's maintain control over their Asset Allocation Targets, which are the foundation of their investment portfolio. Due to this, individual investment changes are done on a Discretionary basis by the firm.
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Jonathan Gardey

Jonathan Gardey

CERTIFIED FINANCIAL PLANNER™ Certificant


" President and CEO of Gardey Financial Advisors
" Former officer in the United States Navy; was the Chief Engineer aboard a hydrofoil stationed in the Caribbean.
" Master of Business Administration degree in Finance and in Money and Financial Markets from Columbia University
" He is a Chartered Financial Analyst (CFA), and a Certified Financial Planner (CFP) professional.
" Jon is Past President of the Northeastern Michigan Estate Planning Council
" Serves on the Board of Directors of Covenant Healthcare System and on the Delta College Foundation Investment Advisory Committee.
" Is treasurer of his son's Boy Scout troop, enjoys racing sailboats and trains as a Taekwondo black belt.
" Lives in Freeland with his wife Cheri and their 2 sons. His two older daughters are attending SVSU and CMU.

My Services


Investment Management & Advice

We use a Three Step process to ensure your investments suit your needs. In Step 1 we get to know you and your financial situation. In Step 2 we build an investment portfolio that will suit your needs and in Step 3 we continue to monitor your investments and make changes as needed.


Wealth Management

For clients with portfolios of $500,000 or more we also provide comprehensive financial planning services including estate planning, insurance analysis, pre and post retirement planning, college funding for children and grandchildren and tax planning.

My Team


Jonathan M Gardey

Jonathan M Gardey


President

M. Gardey, CFA, CFP, President, Director of Research, and Chairman of the firm?s Investment Committee, is a graduate of the University of Wisconsin. He also earned a Master of Business Administration degree in Finance and in Money & Financial Markets from Columbia University, New York City. He is a Chartered Financial Analyst charterholder and a Certified Financial Planner? professional. Jon previously served as an officer in the U.S. Navy.

Robert M Whiting

Robert M Whiting


Vice President

Robert M. Whiting, Vice President and Financial Advisor, is a member of the Investment Committee and holds a Bachelor of Business Administration degree from Northwood Institute. Bob has spent over 30 years in trust administration and investment planning. In 1973, he joined Second National Bank of Saginaw (now Citizens Bank) serving as Vice President and Trust Officer where he held senior management positions in the fields of business development, personal trust administration, and retirement pla ...more

Thomas R Chisholm

Thomas R Chisholm


Financial Advisor

Thomas R. Chisholm, CFP, Financial Advisor and member of the Investment Committee, is a graduate of Saginaw Valley State University, summa cum laude, where he earned his Bachelor of Business Administration degree. Tom is a Certified Financial Planner? professional, has worked in the investment field for over 24 years, and has taught courses in Finance at Saginaw Valley State University and has experience in real estate.

Melissa Seamon

Melissa Seamon


Financial Advisor

Melissa A. Seamon, CFP, is a Financial Advisor for Gardey Financial Advisors. Melissa is a graduate, cum laude, from Saginaw Valley State University with a Bachelor of Business administration degree and is a Certified Financial Planner? professional. She has been with the firm since 2001 and is a member of the Northeastern Michigan Estate Planning Council.

Lisa Whelton

Lisa Whelton


Vice President

Lisa J. Whelton, CFP, is Vice President, Administration and Financial Advisor for Gardey Financial Advisors. Lisa graduated from Saginaw Valley State University with a Bachelor of Business administration degree and is a Certified Financial Planner? professional. Lisa has worked in the financial services industry for over 12 years and has experience in various areas. She is a member of the Northeastern Estate Planning Council and has been with the firm since 2006.

Communities Served

Auburn Bay City
Birch Run Brant
Breckenridge Bridgeport
Burt Carrollton
Chesaning Clio
Essexville Fairgrove
Flushing Frankenmuth
Freeland Hemlock
Henderson Kawkawlin
Linwood Merrill
Midland Montrose
Munger New Lothrop
Oakley Reese
Saginaw Saint Charles
Vassar Wheeler

Office Hours

wiseradvisor-balck-li-img Mon. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 8:30 AM - 5:00 PM

Compensation Arrangements

Check