CTB Financial Services was established in 2000, building on the brand and accomplishments of a 40 year old, traditional CPA firm. We focus on bringing an independent perspective, deep technical knowledge, compassion, education and a comprehensive approach to successful families and individuals.
Founded, owned and operated jointly by Chuck Brown and Jonathan Liang, CTB Financial Services operates as a Registered Investment Advisor. Only independent advisors have an ethical and legal duty to put their clients first. As such, we have a fundamental obligation to act and provide advice that is only ever in your best interests.
We are independent and objective. No one pays us but our clients, so we owe no loyalty to anyone but you.
Consider working with a financial advisor who always acts in your best interests by adhering to a fiduciary standard. You want someone by your side, someone who is committed to you and your success, someone capable and independent, with only one loyalty.
|Firm Start Year:||2000|
|States Licensed in:||MN, TX, WI|
|Number of Years with Current Firm:||21|
|Work Experience:||CTB Financial Services currently employs 8 professional staff, which together offers clients nearly 100 years of financial services and advice experience. Click HERE to meet the CTB Financial Team.|
|I work with the following types of clients:||Individual Investors, Businesses|
|Foreign Languages Serviced:||English, German|
|Advisory Services Provided:||Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Wealth Management, Retirement Planning, Financial Advice & Consulting, Estate Planning & Trusts|
|Investment Types:||Annuities, Mutual Funds, Bonds, Stocks, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||Our Offices, Video Conference, Via Phone|
|Firm's Number of Clients:||250|
|Assets Managed by Firm:||-|
|Advisor's Number of Clients:||250|
|Advisor's Number of Managed Clients:||250|
|Advisor's Number of Planning Clients:||250|
|Assets Managed by Advisor:||$210,000,000|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||Fee Only|
|Minimum Portfolio Size for New Managed Accounts:||$500,000|
|Duration :||07/01/2007-Currently holding|
|Masters Degree - International Business||
Indiana University - Bloomington, IN
|Bachelors Degree - Philosophy and German Literature (double major)||
Hope College - Holland, MI
There's a big difference between having someone just manage your money and having someone help you figure out the whole of your financial puzzle. What gets us out of bed in the morning is you and having a relationship with you. We are not interested in having a relationship with your brokerage account statement or your income tax return.
Everyone is different, and deserves individual attention. Helping you find your best solution to all of your financial challenges is a good way to sum up what we do for people & real people just like you.
Financial Planning for Businesses
CTB Financials staff is fortunate to have spent more than 40 years working with small business owners just like you. Owning/a/small/business presents/many/challenges, as well as many opportunities./Since/we can do your personal and business tax returns, we/offer/sophisticated strategies for getting the most out of your business, your retirement plan, and your tax return.
Financial Planning for Individuals
Everyone is/different and/deserves individual attention. Helping you find your best solution to/all of/your financial challenges is a good way to sum up what we do for people. Real people just like you.
Financial Advice & Consulting
We will work together with you to draw out your personal definition of financial success and translate this into prioritized goals in/all/the most important areas of your life.
Jonathan Liang Certified Financial Planner®
O. Charles (Chuck) Brown Certified Financial Planner®, CPA