wiseradvisor

Rob Norman
Norman Wealth Advisory

Tel: 636-779-1636
15415 Clayton Rd
Ballwin, MO 63011

"We can help you BUILD, PROTECT, and TRANSFER your Wealth"

Norman Wealth Advisory | Financial Advisor in Ballwin ,MO

About Norman Wealth Advisory

At Norman Wealth Advisory our goal is to assist you in BUILDING, PROTECTING, and eventually TRANSFERRING your wealth. It took me 20 years to design what I believe to be one of the best "value propositions" in the industry. It's simple the client comes first, in everything thing I do, and every process I implement is for your financial benefit. I have a low fee holistic financial planning practice. I will be a forward thinker on your behalf. This will hopefully prevent you from having financial pitfalls in the future, that could derail your entire financial plan.


General Information

Firm Start Year:   1988
Insurance License#:   0228309
Name of Broker/Dealer:   Cutter and Company Brokerage
Name of Custodial Firm:   Wells Fargo Clearing Services
States Licensed in:   I have the capability to become licensed in ALL 50 states
Number of Years with Current Firm:   4
I work with the following types of clients:   Investment Clubs, Non-Profit Organizations, 401k plans, Businesses, Individual Investors
Advisory Services Provided:   Tax Advice and Services, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Portfolio Management, Estate Planning & Trusts, Financial Advice & Consulting, Annuities, Insurance Planning, Retirement Planning


Services

Investment Types:   Annuities, Mutual Funds, Options & Futures, Bonds, Stocks, Insurance, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)
I can meet clients in the following ways:   At your home, At my office, Via Phone, Via Email, At your office, Video Conference


Qualifications & Memberships

Insurance and Annuity Licenses:   Health, Disability, Accident, Annuity, Variable Life, Life, Variable Annuity, Long Term Care
Non-Financial Organization Memberships:   Marquette HS Baseball Booster Club


Firm Information

Firm's Number of Clients:   75
Firm's Number of Planning Clients:   50
Firm's Number of Managed Clients:   50
Assets Managed by Firm:   25,000,000
Advisor's Number of Clients:   75
Advisor's Number of Managed Clients:   50
Advisor's Number of Planning Clients:   75
Assets Managed by Advisor:   25,000,000


Compliance

Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based
Compensation Methods:   Commissions, Based on Assets
Fee % Based on Assets:   .25%-1.50%
Additional Details on Charges:   Annual fees are between .25% and 1.5% based on amount of assets I'm managing


Board Positions

Organization:  Marquette HS Baseball Booster Club  Marquette High School
Position :  Treasurer
Duration :  09/10/2019-Currently holding


Education

Bachelor Degree  - Finance  University of Missouri-Saint Louis - Saint Louis, Missouri
1986- 1990



Faqs

  • Do you have a customer satisfaction or refund policy? I'm in constant communication with my clients to make sure I'm fulfilling their needs, in addition each client will get a quarterly investment review.
  • Why should I choose you as my financial advisor? Series 65 allows me to act as an investment agent, plus continuing education on an annual basis.
  • What are your qualifications? What is your education background? Holistic
  • How do you charge for your services? Holistic financial planning including full insurance review and monitoring of all investment accounts including 401k, 403b, 457 and education accounts
  • How are you compensated? How will I pay for your services? 75
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Disclosures

www.cutterco.com


Disclaimer

Securities and Investment advisory services offered through Cutter and Company Brokerage, Inc. Member FINRA, SIPC Cutter and Company Brokerage Inc. 15415 Clayton Rd. Ballwin, Mo. 63011 636-537-8770 fax: 636-537-8779

Rob Norman

Rob Norman

Norman Wealth Advisory

Rob Norman

I started in the Industry in 1994. I have obtained Series 7, 24, 63, 65 and several Insurance licenses. Including: Long term care, Variable annuity, Accident, Health & Life, and Disability. I'm currently working on obtaining my Accredited Investment Fiduciary or AIF designation.



In helping you BUILD your Investments I use several factors:Regulatory oversight, Minimum Track Record, Stability of Organization, Assets in the Investment, Composition consistent with Asset class, Style Consistency, Expense Ratios/ Fees relative to peers, Risk-adjusted performance relative to peers.

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My Services

Financial Planning for Businesses

Have you ever thought about selling your business? Did you know there's an investment that you can take a large lump sum amount and dump into it? It will grow tax deferred, you have tax free access to the funds, and you can pass on to your heirs income tax free? You have to have time to plan for it, but for the young business owner this can be a great strategy.


Financial Planning for Individuals

I believe it's critical to advise my clients on all of their investment accounts, and insurance policies regardless of advisor/agent or where the assets are safe guarded. In the portfolio construction process, the asset allocation on all accounts should be working congruently together. This allows me to manage the risk the client is taking across all of their accounts. This process includes accounts that I'm unable to hold at my firm like 529's and 401k accounts.


Financial Advice & Consulting

Long Term Care: Did you know that you and your family can pick a number that you'd like to use to spend on Long Term care and that whatever is not spent your heirs will receive in the form of a death benefit when you pass? And that amount of money is guaranteed to your heirs?


Office Hours

wiseradvisor-balck-li-img Mon. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 8:30 AM - 5:00 PM

Communities Served

I have the capability to become licensed in ALL 50 states

Compensation Arrangements

C.O.D.

Awards & Recognitions

Top Wealth Managers of St. Louis
(2019, 2020)

Based on excellent customer service and overall satisfaction!

Social Networks

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