wiseradvisor


Lisa J Hamilton
Hamilton Financial Planning, LLC

Tel: 417-464-3247
238 S Jefferson, Suite B
Lebanon, MO 65536
Hamilton Financial Planning, LLC | Financial Advisor in Lebanon ,MO

For all your investment needs


About Lisa J Hamilton

My reason for becoming a financial professional is deeply personal. I repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. I am confident that with my understanding of personal finance, coupled with my training as a financial professional, I can help people better prepare for the future. After years in the business, I have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. I have been married for almost 40 years, have three adult children with careers of their own, and six grandchildren. I am committed to you while utilizing all of my resources to create a financial plan that is specific to your individual needs. I work independently and am not linked to any proprietary investments and am free to choose investments that are best suited for you. No one strategy fits everyone, which is why every client gets my undivided attention from planning, to execution, to follow-up. I take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.


About Hamilton Financial Planning, LLC

How We Work

My mission is to help my clients work toward financial independence through planning. I want to spend time with clients to determine their goals and objectives, time horizon, risk tolerance, and help them make suitable financial decisions for their future. My mission is for you to build a long-term relationship with me. I aim to accomplish this through education, training, integrity, and outstanding client service.

I understand the challenges families face today.

From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. My commitment is to utilize all of my resources to help you pursue your goals.

I believe in thinking out of the box and am not afraid to challenge conventional wisdom in my approach to investing and preserving wealth. All of my energy, commitment, and efforts are focused on you and your satisfaction.

See Disclosures

Talk to an Advisor and GET ANSWERS   
      

General Information

Firm Start Year:   2022
No. of Employees:   1
Insurance License#:   8355308
Name of Broker/Dealer:   LPL Financial
Name of Custodial Firm:   LPL Financial
States Licensed in:   MO, KY, MA, FL
Number of Years with Current Firm:   1
Work Experience:   I have held FINRA license Series 7 since August 2016 and FINRA license 66 since September 2016. Prior to licensing, I worked as an administrative assistant for a financial advisor leaning about investments and planning. Before working in investments, I worked in the finance office of a large college managing several accounts receivable. Additionally I helped create a financial literacy program for the 15,000 enrolled students.
Work with the following types of clients:   Non-Profit Organizations, Individual Investors, Businesses
Advisory Services Provided:   Financial Advice & Consulting, Investment Advice & Management, Insurance Products & Annuities, Portfolio Management, Retirement Planning, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Financial Planning

Services

Investment Types:   Mutual Funds, Insurance, Alternative Investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Annuities, Stocks, Bonds, Socially Responsible Investments (SRI)
Can meet clients in the following ways:   Our Office, Phone, Video Conference, Email, Your Office

Qualifications & Memberships

Insurance and Annuity Licenses:   Variable Life, Long Term Care, Variable Annuity, Life, Annuity, Disability

Compensation and Fees

Compensation Methods:   Based on Assets, Commissions
Hourly Rate:   $0.00
Additional Details on Charges:   I will make sure you understand any investments discussed and the fees associated. I will also explain the difference between investment advisory accounts and commissioned accounts helping you decide which is best for you. Many of my clients have a combination of both types of accounts.

Investment Advisory fees are determined by the amount of assets under management and the type of investment advisory account used. I have many options to choose from. Most of my investment advisory accounts start at an annual fee of 1.25% and my financial plans are free to my clients. I want everyone to have a financial plan because I believe it is the foundation on which investment decisions should be made.

I also have a wide variety of options in commissioned accounts. Each commissioned investment has it's own fee and they very from one investment to the next.
Minimum Fee Charged for Hourly Planning Accounts:   $0.00

Education

Bachelor's  - Finance and Banking   Central Methodist University  - Fayette, Missouri
08/15/2013-05/08/2015

Financial Services

Financial Planning for Businesses

I work with businesses to make sure they are making financially sound decisions regarding their business. I will review your insurance needs to make sure you have adequate coverage and discuss risk being taken if you are under insured. I also can manage SIMPLE and SEP IRAs as well as 401Ks. I have several options for establishing employer sponsored retirement plans. I diligently work with you to choose the best plan for your business. Our 401K options come with varying degrees of management. I help all employees open their retirement accounts and will provide guidance on their individual needs if they want.

Financial Planning for Individuals

I use a comprehensive financial planning software to create your unique plan. My belief is that financial planning is ongoing and the plan needs to be reviewed on a regular basis. Periodic reviews help identify changes that may need to be made as a result of something that has changed in your life such as job change, death of a loved one, birth or adoption of a child or change in you or a family member's health. Without periodic reviews, your plan becomes outdated and you may no longer be on track for reaching your retirement goals. My commitment to you is to make sure we have regular reviews and make any necessary adjustments that may be needed as a result of your review. Lastly, my financial plans are free to my clients.

Financial Advice & Consulting

My mission statement is to help my clients work toward financial independence through planning. I want to spend time with clients to determine their goals and objectives, time horizon, risk tolerance, and help them make suitable financial decisions for their future. My mission is to build a long-term relationship making sure I understand your goals and aspirations and take measures to help you meet those goals. I aim to accomplish this through education, training, integrity, and outstanding client service.

Portfolio Management

I utilize all my resources to create an allocation tailored to your specific needs, goals, risk tolerance and time horizon. I do not create cookie cutter portfolios and I work hard to make sure your portfolio is specific to your needs and goals.

Retirement Planning

I work with you to create a financial plan that is unique to you. I help you determine your retirement goals and work to keep you on target for reaching those goals using a highly rated financial planning software. Together we establish a plan that helps define your retirement years and help you visualize what they will look like.

Insurance Planning

Many people are under insured. Insurance planning isn't only about life insurance but making sure you have the correct life insurance for your needs and risk tolerance. Depending on your financial situation, a long term care policy may be needed to help protect your assets from a Medicaid spenddown. There are many different types of policies and I will work to help you choose the coverage that best meets your needs and the type of care you would like to have if you experience a long term care event. Disability insurance is another area that many business owners neglect to consider. I will work with you to determine coverage you may need.

Annuities

Some annuities are very simple and easy to understand while others quite complex and more difficult to comprehend. I work with my clients to first determine if an annuity would be a good fit for them. If an annuity is a viable option, I work to find the annuity that best fits their needs. I work hard to make sure my clients understand how an annuity completes their portfolio and how it works. Annuities are included in my regular reviews because once you are invested in an annuity, it still requires ongoing management.

Estate Planning & Trusts

Transfer of assets to beneficiaries and charities can become complicated. I will work hard to create a plan that will transfer assets to your beneficiaries and charities in the most efficient way possible. I am happy to work with your attorney as needed.

Education Funding and Planning

I provide guidance on the best way to plan for education costs. I take time to explain different options available and provide guidance on choosing the correct investment strategy to meet these needs.

Investment Advice & Management

I have held FINRA Series 7 since August 2016 and FINRA 66 since September 2016. These licenses allow me to work with clients for investment advisory accounts as well as commissioned accounts. I use your individual financial plan to help establish a path of action for you. I do not charge my clients for their financial plans. I want to make sure everyone has a plan because believe it is the foundation that investment decisions should be made on.

Wealth Management

Review of all of your assets is vital to creating a complete and accurate picture of your financial situation. I will take a holistic approach making sure we address everything that is important to you including charities and family members. Additionally I will help you create a plan for the most efficient way to transfer your assets to your beneficiaries and favorite charities.

Risk Management

Everyone's risk tolerance is different. I perform a risk assessment to determine where you risk is and then create a portfolio that matches your specific risk. Additionally I make sure everyone understands what to expect given their risk and how their portfolio should grow over time and how it will perform during different market conditions.


FAQs

Why should I choose you as my financial advisor?

My reason for becoming a financial professional is deeply personal. I repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. I am confident that with my understanding of personal finance, coupled with my training as a financial professional, I can help people better prepare for the future. After years in the business, I have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. No one strategy fits everyone, which is why every client gets my undivided attention - from planning to execution to follow-up. I take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

How do you charge for your services?

I am paid for investment advisory fees by charging a fee for the service. This is a percentage of your account value. For commissioned products, I receive a portion of the commission charged. My financial planning process is free to all my clients. I want everyone to have a financial plan because I believe it is the foundation on which investment and planning choices should be based on.

What services do you provide? What are your specialties?

I educate my clients about financial concepts and products taking the mystery out of investing choices, insurance needs, estate planning and preserving wealth. I help you define your individual goals and help create a plan to pursue those goals. Financial Plans IRAs Brokerage Accounts Investment Advisory Accounts Fixed, Indexed, Variable and Buffered Annuities Structured Products Mutual Funds ETFs Separately Managed Accounts CDs REITs Bonds Life Insurance Long-Term-Care Insurance Disability Income Insurance 104K Planning 403B Planning College Planning Custodial Accounts Estate Planning

What is your experience? How many clients do you currently manage?

I started my career as an administrative assistant for a financial advisor learning various strategies. I became licensed in August 2016 and began working as a financial advisor working inside a bank. In February of 2022, I started my own financial planning business and partnered with LPL Financial, the largest brokerage in the United States as reported by Financial Planning magazine, June 1996-2021. This partnership gives me access to a very large investment selection which I believe better equips me to assist you with your financial planning and investment needs. Additionally, I am completely independent with no proprietary products allowing me to fully focus on what the best options are for you.

SEE MORE  

Disclosures

WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.

WiserAdvisor provides referrals to financial professionals of LPL Financial, LLC (LPL). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.


LPL ADV 2A

https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf

Additional Detailed Disclosures

https://www.lpl.com/content/dam/lpl-www/documents/disclosures/wiseradvisor/wiseradvisor-lpl-detailed-disclosures.pdf


Disclaimer

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA / SIPC. The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Compliance

Investment Advisor Representative:

Yes


Compliance Disclosures in Last 5 years:

I have a clean record


Criminal Disclosures in Last 5 years:

I have a clean record


Office Hours

Mon. 8:30 AM - 4:00 PM
Tue. 8:30 AM - 4:00 PM
Wed. 8:30 AM - 4:00 PM
Thu. 8:30 AM - 4:00 PM
Fri. 8:30 AM - 4:00 PM

Social Networks

tweeter facebook linkedin
brokercheck

Nearby Financial Advisors View All Financial Advisors In Missouri