Justin Anderson
Cambridge Advisors

Tel: (402) 697-1166

17330 Wright Street
Suite 205
Omaha, NE 68130

Serious about your future

About Cambridge Advisors

17 Years of Experience

CRD# 104851
Firm CRD# 104851
Insurance License# None
SEC File# SEC File#
Series: 63

Cambridge Advisors is an independent, fee-only investment management firm. Our team of highly- educated investment professionals is dedicated to helping clients build and preserve their wealth. We specialize in managing custom-tailored investment portfolios for clients with $500,000 or more of investable assets.

Our advice is not influenced by commissions, revenue-sharing arrangements, products or affiliations, making it free from conflicts of interest. You can be sure investment decisions are based on one primary goal -- meeting your financial objectives.

At Cambridge Advisors, we understand that developing financial resources is the key to achieving many of your dreams. For some, the goal is a secure a comfortable retirement. For others, it is building a college fund for their children. Perhaps your dream is to accumulate the wealth you need to begin a new business venture. Whatever your goal may be, we will help you develop a plan to reach your goal and work the plan to make your dream a reality.

From our offices in Omaha, Nebraska, Cambridge Advisors serves clients throughout the state of Nebraska, as well as across the country. Please feel free to contact us to begin the Discovery Process to help you determine if a relationship with Cambridge Advisors is right for you.

General Information

Firm Start Year:		1990
No.of Employees:		5-9
Name of Custodial Firm:		Charles Schwab

States Licensed in:

Number of Years with Current Firm:

Work Experience:

Started and ran an Edward Jones brokerage office for 6 years before moving into a portfolio management and client advisory role with Cambridge Advisors.

I work with the following types of clients:

Individual Investors, Businesses, Non-Profit Organizations

Services

Investment Types:

Mutual Funds, Stocks, Bonds, Exchange Traded Funds (ETFs), REIT's

I can meet clients in the following ways:

Via phone, At your office, At my office, Via email

Qualifications & Memberships

Financial Organization Memberships:

Paladin Registry, Chartered Financial Analyst Society

Non-Financial Organization Memberships:

Founding Member of threetimbers church Founding Member of The Bennington Community Foundation Past Board Member of the Western Douglas County Chamber of Commerce

Firm Information

Firm's Number of Clients:

250

Firm's Number of Managed Clients:

250

Assets Managed by Firm:

420000000

Advisor's Number of Clients:

Advisor's Number of Managed Clients:

Advisor's Number of Planning Clients:

Assets Managed by Advisor:

30000000

Compliance

Registered Investment Advisor:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation and Fees

Fee Structure:

Fee Only

Minimum Portfolio Size for New Managed Accounts:

$500,000

Compensation Methods:

Based on Assets, Flat Fee

Fee % Based on Assets:

1.00%

Flat Fee Rate:

$2,500

Additional Details on Charges:

Accounts managed by Cambridge are assessed 1% annual fee paid .25% per quarter. If Cambridge is not the investment manager, for a flat fee of $2,500 we will provide a comprehensive financial plan and account setup.

Minimum Fee Charged for Flat Fee Accounts:

$2,500

Board Positions

Organization:

Western Douglas County Chamber of Commerce (WDCCC) Elkhorn, Nebraska

Position :

Executive Board Member

Duration :

March 2007-March 2014

Organization:

Covenant Presbyterian Church Omaha, Nebraska

Position :

Finance Elder

Duration :

January 2009-July 2014

Organization:

Bennington Community Foundation (BCF) Bennington, Nebraska

Position :

Founding Board Member

Duration :

July 2004-June 2013

Organization:

Christian Business Men Continuum (CBMC) Omaha, Nebraska

Position :

Moderator

Duration :

March 2005-March 2013

Education

MBA w/ Specialization in Finance and Agribusiness - Finance and Agribusiness

University of Nebraska at Lincoln - Lincoln, Nebraska
August 1997-August 1999

Faqs

Do you have a customer satisfaction or refund policy? Cambridge Advisors has a client centered approach that is focused on providing high quality services with a high level of personal attention. As a result, our customer satisfaction is very high as evidenced by our client retention rate above 95%. A client may terminate the relationship at the end of any quarter with a 30 day written notice.
What are your qualifications? What is your education background? Our professionals are dedicated to higher learning and have earned highly-sought-after professional designations and advanced degrees in Finance. Our professionals work as a team, sharing their knowledge. Cambridge Advisors Investment Council members have over 90 years of combined experience helping clients reach their financial goals.
What is your approach to financial planning? We believe that a good investment plan is based on a solid financial plan. We work closely with our clients to help them define their goals and then we develop a plan to help them achieve their goals.
What services do you offer? Cambridge Advisors is dedicated to helping clients build and preserve their wealth. We specialize in managing custom-tailored investment portfolios, through a comprehensive management process which looks at each clients unique situation and develops a customized solution to help the client achieve their specific financial goals.
How many clients do you currently manage? Our portfolio managers limit the number of clients they work with to about 75 relationships so that they can devote the time needed to your account and be available to you.

FAQs

Do you have a customer satisfaction or refund policy? Cambridge Advisors has a client centered approach that is focused on providing high quality services with a high level of personal attention. As a result, our customer satisfaction is very high as evidenced by our client retention rate above 95%. A client may terminate the relationship at the end of any quarter with a 30 day written notice.
What are your qualifications? What is your education background? Our professionals are dedicated to higher learning and have earned highly-sought-after professional designations and advanced degrees in Finance. Our professionals work as a team, sharing their knowledge. Cambridge Advisors Investment Council members have over 90 years of combined experience helping clients reach their financial goals.
What is your approach to financial planning? We believe that a good investment plan is based on a solid financial plan. We work closely with our clients to help them define their goals and then we develop a plan to help them achieve their goals.
What services do you offer? Cambridge Advisors is dedicated to helping clients build and preserve their wealth. We specialize in managing custom-tailored investment portfolios, through a comprehensive management process which looks at each clients unique situation and develops a customized solution to help the client achieve their specific financial goals.
How many clients do you currently manage? Our portfolio managers limit the number of clients they work with to about 75 relationships so that they can devote the time needed to your account and be available to you.
Will you be the only person working with me? Although our professionals work as a team in making investment decisions each client has a portfolio manager dedicated to them as their primary contact. The portfolio managers work directly with each client; there is not an intermediary account rep or relationship manager. Therefore, clients talk directly with the person doing research and making the investment decisions in their portfolio.
How are you compensated? How will I pay for your services? Cambridge Advisors is a fee-only firm and we believe in complete disclosure regarding fees. A fee-only arrangement (no commissions or revenue sharing programs, no company branded products) is best for clients because our advice is entirely objective and free from any conflicts of interest. For investment management clients, the fee is deducted automatically from the account.
If you are going to manage my account, will you obtain my permission every time you buy or sell something? Cambridge Advisors has discretion over the accounts we manage. During meetings with clients, we discuss a general investment plan for the accounts we manage. We implement the plan over time. We make purchases and sells based on .when it is appropriate for each security rather than when we meet or talk with a client.
Do you offer any guaranteed results? We do not offer guaranteed results.
How much risk should I be willing to take? Everyone's risk comfort level is unique. Our job is to clearly explain to you the trade-offs between risk and reward and build a financial plan that will allow you to achieve your goals with the added benefit of allowing you to sleep soundly at night.
Have you ever been charged with any breaches? No.
What services do you provide? What are your specialties? Cambridge Advisors is dedicated to helping clients build and preserve their wealth. We specialize in managing custom-tailored investment portfolios, through a comprehensive management process which looks at each clients unique situation and develops a customized solution to help the client achieve their specific financial goals.
What is your experience? How many clients do you currently manage? Our professionals are dedicated to higher learning and have earned highly-sought-after professional designations and advanced degrees in Finance. Combined, we have over 90 years of experience helping clients reach their financial goals. We limit the number of client relationships to around 75 per advisor so that they can devote the time needed to your account and be available to you.
What financial institution(s) do you represent? Cambridge Advisors is an independent registered investment advisor. We are not affiliated with any institutions or products. This autonomy gives us objectivity and flexibility to do what is right for the client.
How do you charge for your services? Cambridge Advisors is a fee-only firm and we believe in complete disclosure regarding fees. A fee-only arrangement (no commissions or revenue sharing programs, no company branded products) is best for clients because our advice is entirely objective and free from any conflicts of interest. For investment management clients, the fee is deducted automatically from the account.
Why should I choose you as my financial advisor? When you become a Cambridge Advisors client, 1)you will always have clarity about your financial picture and the path you are on to reach your goals; 2)you will know that your investments are always appropriate for you and your situation; 3)you will feel confident, focused and in control of your financial future; and 4)you will know that your portfolio is receiving the attention it deserves.
What are your management fees? Cambridge Advisors is a fee-only firm and we believe in complete disclosure regarding fees. A fee-only arrangement is best for clients because our advice is entirely objective and free from any conflicts of interest. Our normal investment management fee is 1% of the assets under management. We have several provider platforms available to choose from which have a separate fee structure.
What kind of plans do you specialize in? Cambridge Advisors can work with all types of retirement plans. We focus on the investment side of the plan and partner with firms who specialize in plan administration to provide a custom solution. Most of our plans are 401k Safe Harbor Plans with or without a profit sharing feature.
Do you have a minimum requirement for number of employees or total investment value? The plan assets should be at least $1 million or the annual contributions should be projected to be at least $200,000. The plan should have 50 employees or less for assets up to $5 million. Plans of at least $5 million can have up to 100 employees. If your plan falls above these asset and employee guidelines, final determination will be made on a case by case basis.
What type of plans do you offer? Cambridge Advisors can work with all types of retirement plans. We focus on the investment side of the plan and partner with firms who specialize in plan administration to provide a custom solution.
Do you offer any additional services? Cambridge Advisors partners with several 401k plan administration providers. We assist the trustees with their fiduciary duties. Cambridge Advisors will recommend the appropriate funds to select as investment options and will review the funds on a regular basis to make sure they are still appropriate. Be sure to ask about other services we provide in this area.
What are your qualifications? Our professionals are dedicated to higher learning and have earned highly-sought-after professional designations and advanced degrees in Finance. Our professionals work as a team, sharing their knowledge. Cambridge Advisors Investment Council members have over 90 years of combined experience helping clients reach their financial goals.
What is your approach to 401 K plan rollovers? 401k rollovers are included in our investment management services. We specialize in managing custom-tailored investment portfolios. Our comprehensive management process looks at each clients unique situation and develops a customized solution assisting clients in meeting their financial goals. We do offer the financial planning services on a stand-alone basis which includes retirement planning.
How long does the process of rolling over a 401K plan usually take? A 401k account can be rolled over into an IRA easily and quickly. First, we set up an IRA account to receive the transfer. The account can be initiated online and we can have an account number immediately. Then, we complete your 401k distribution through the plan administrator or the provider. How long the process takes is dependent on your current 401k provider.
What financial institutions do you represent? Cambridge Advisors is an independent registered investment advisor. We are not affiliated with any institutions or products. This autonomy gives us objectivity and flexibility to do what is right for the client.
How many years of experience do you have? Our professionals work as a team, sharing their knowledge, diverse experience and expertise to benefit all clients of the firm. Combined, we have over 90 years of experience helping clients reach their financial goals.
What are your fees for this service? There is no cost associated with rolling your 401k to an IRA. If Cambridge Advisors manages your retirement assets, our investment management fee is based on a percentage of those assets. The normal fee is 1% of the assets under management. For clients who do not meet our investment management minimum, we offer financial planning services on a stand-alone basis for a stated fee of $2,500.
How many 401K rollover clients do you currently manage? We have helped many clients rollover their 401k accounts into IRAs. We currently manage about 350 IRA accounts including rollover IRAs, traditional IRAs, and Roth IRAs.
Why should I roll over my 401K plan to your firm? When you become a Cambridge Advisors client, 1)you will always have clarity about your financial picture and the path you are on to reach your goals; 2)you will know that your investments are always appropriate for you and your situation; 3)you will feel confident, focused and in control of your financial future; and 4)you will know that your portfolio is receiving the attention it deserves.

Justin Anderson

AAMS®, MBA Specialization in Finance

Justin has been providing financial advice to clients since 2002. At Cambridge Advisors, he specializes in financial planning, investment management and research, and retirement plan solutions for businesses. Prior to joining Cambridge Advisors, he was an Investment Representative with Edward Jones. Justin is a graduate of the University of Nebraska at Lincoln. He received his Bachelor of Arts degree in Physics and his Masters of Business Administration (MBA) with a specialization in Finance and Agribusiness and he holds the Accredited Asset Manager Specialist (AAMS) designation from the College of Financial Planning. Justin is a founding board member of the Bennington Community Foundation. He is a past moderator of his Christian Business Men?s Continuum (CBMC), and is also a past board member of the Western Douglas County Chamber of Commerce (WDCCC). In addition, he is the finance elder for his church. Justin has also been influencial in leading Dave Ramsey's Financial Peace University at sights in the Omaha area.