Malleo Financial Services | Financial Advisor in Garfield ,NJ

409 Harrison Ave
Garfield, NJ 07026

About

As a Financial Advisor in Global Wealth Management, Michael is dedicated to providing individuals, families, and business owners with the finest individually tailored approach to financial and investment strategies possible. He distinguishes his practice from others through an unyielding commitment to exceptional guidance and service.

PROCESS

Understanding that no two clients are alike, Michael starts by discussing each client's goals, hopes and expectations. Equipped with this knowledge, he can help clients set targeted objectives that are flexible enough to adapt to their changing needs.

By utilizing a team of dedicated specialists, Michael is able to assist his clients in addressing areas such as:

? Planning for retirement and/or college funding
? Developing financial strategies
? Focusing on estate planning issues in conjunction with a client?s CPAs and attorneys
? Investments
? Credit and lending
? Cash management, financing, and succession planning for businesses

Having such a vast array of capabilities is important because it allows Michael to stand by the concept of Total Merrill. In doing so, he is able to focus on the issues that matter most to his clients.

12 Years of Experience



General Information
Firm Start Year:   1914
Name of Broker/Dealer:   Merrill Lynch
States Licensed in:   NJ. NY, VA
Number of Years with Current Firm:   1
I work with the following types of clients:   Businesses , Individual Investors


Services
Investment Types:   Mutual Funds , Alternative Investments , Exchange Traded Funds (ETFs) , Bonds , Options & Futures , Insurance , Annuities , Stocks , Socially Responsible Investments (SRI)
I can meet clients in the following ways:   At your office , At your home , At my office


Qualifications & Memberships
Insurance and Annuity Licenses:   Health , Variable Life , Long Term Care , Variable Annuity , Life , Annuity
Non-Financial Organization Memberships:   LeTip of Little Falls, New Jersey Young Professionals (NJYP).


Compliance
Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation & Fees
Fee Structure:   I am a fee-based financial professional
Minimum Portfolio Size for New Managed Accounts:   $500,000
Compensation Methods:   Based on Assets , Flat Fee , Commissions



FAQs

  • Do you offer any guaranteed results? No.
  • How much risk should I be willing to take? That answer depends on your time horizon, age, goals, and a variety of other factors. I have to meet with you and conduct a fact-finding meeting to give you any type of recommendation.
  • Have you ever been charged with any breaches? No.
  • Do you provide a free initial consultation? Yes.
  • How long does the process of setting up an Education Plan usually take? 30 minutes or so. Depends on how many questions you have.
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Michael A. Malleo

Michael A. Malleo

Certified Special Needs Advisor

Communities Served

NJ

Office Hours

Mon. 8:30 AM - 7:00 PM
Tue. 9:30 AM - 7:00 PM
Wed. 8:30 AM - 7:00 PM
Thu. 8:30 AM - 7:00 PM
Fri. 8:30 AM - 7:00 PM

Compensation Arrangements

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