Planning Capital Management | Financial Advisor in Haddonfield ,NJ

30 South Haddon Avenue
Haddonfield, NJ 08033
Phone: (908) 507-4941

Wealth Management and Planning Strategies without Boundaries


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About

Investment advise is what our new clients expect, but our existing clients consistently tell us it is our process and knowledge of their personal circumstances that is appreciated most.

In order to provide the most impactful advice, we believe in…

Seeing the Big Picture

The best financial decisions are made when all aspects of your financial matters are taken into consideration. Without a comprehensive view and understanding of your financial situation, it is difficult to make good decisions.

Teamwork

No single Advisor is an expert in all aspects of financial decision making. That is why we work with a broad team of professionals, each with their own expertise and experience helping clients navigate specific life events.

Having Someone to Call

Financial matters can happen fast and sometimes unexpectedly. When they do, you might want some help, advice or an unbiased second opinion. Regardless of the financial event, our clients call us first.

Service

We have a passion for helping our clients make confident and informed financial decisions.

30 Years of Experience



General Information
Firm Start Year:   2001
No.of Employees:   5-9
Insurance License#:   9584907
Name of Broker/Dealer:   Registered Investment Advisor (Fee Only Fiduciary)
Name of Custodial Firm:   Charles Schwab
States Licensed in:   NJ,PA and serve clients in many other states under de minimis rules
Number of Years with Current Firm:   17
Work Experience:   Mr Ahlbeck spent his entire professional career in the field of
financial services prior to founding JDA & Associates in January of
2003.

Mr Ahlbeck launched JDA & Associates after 15 years of
experience working in large diversified financial institutions. As a
Senior Vice President at Fleet Bank (formerly Summit Bank), Mr
Ahlbeck managed a 20 member staff of Account Executives
servicing affluent clients. Mr Ahlbeck gained diverse experience
and knowledge while managing his staff and building client
relationships.

While working for Wealth Strategies, Private Banking, Quick &
Reilly Brokerage, and Fleet Insurance Services (all units of Fleet
Boston Financial) Mr Ahlbeck was immersed in wealth
management and planning strategies for high net worth clients.

Mr Ahlbeck?s role as a manager has given him exposure to, and an
understanding of, some of the most complex financial planning
situations. Mr Ahlbeck left an institutional setting to establish a ?
boutique? firm focused on providing clients exceptional financial
products and services across institutional boundaries and without
any bias toward a single employer or institution. Although his
management experience has proven invaluable, Mr Ahlbeck
believes his greatest resource is his passion for providing client
solutions.

In 2006, JDA & Associates became affiliated with Planning Capital
Management. Jay has become an invaluable part of the team since
then, bringing his high level of expertise and experience to our
clients. Jay is a Chartered Financial Consultant (ChFC) and
Chartered Life Underwriter (CLU).
I work with the following types of clients:   Businesses , Individual Investors


Services
Investment Types:   Insurance , Stocks , Mutual Funds , Bonds , Alternative Investments , Commodities , Exchange Traded Funds (ETFs) , Annuities , Socially Responsible Investments (SRI)


Qualifications & Memberships
Insurance and Annuity Licenses:   Life , Health , Disability


Firm Information
Firm's Number of Clients:   375
Firm's Number of Planning Clients:   150
Firm's Number of Managed Clients:   329
Assets Managed by Firm:   $180,000,000
Advisor's Number of Clients:   22
Advisor's Number of Managed Clients:   22
Advisor's Number of Planning Clients:   22
Assets Managed by Advisor:   $50,000,000


Compliance
Registered Investment Advisor:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation & Fees
Fee Structure:   I am a Fee-Only financial professional
Minimum Portfolio Size for New Managed Accounts:   $500,000
Compensation Methods:   Flat Fee , Based on Assets
Fee % Based on Assets:   0.55 to 1%
Additional Details on Charges:   Please call for details. We always carefully explain our fees and put
them in a written agreement so it is clear to our clients exactly how
we are paid.
Minimum Fee Charged for Managed Accounts:   $4,000
Minimum Fee Charged for Hourly Planning Accounts:   $4,000


Education
Bachelor of Arts in Business Administration - Business Administration  Wittenberg University, Springfield, Ohio - Springfield, Ohio
6/1979- 6/1983



FAQs

  • Do you have a customer satisfaction or refund policy? I have never had a refund requested and we strive for customer satisfaction. We do not have a written policy regarding refunds. From a practical standpoint a dissatisfied client can always take their business elsewhere. Our asset management fees are paid in advance on a quarterly basis and our financial planning fees are paid 50% in advance and 50% upon completion.
  • What are your qualifications? What is your education background? I am a Certified Financial Consultant (ChFC) and all of my financial plans are completed in collaboration with our Director of Financial Planning, Dan Brady, who is a Certified Financial Planner (CFP).
  • What is your approach to financial planning? We believe that everyone should complete a financial plan and we provide basic financial planning for all of our clients. A comprehensive financial plan is a large undertaking and we find most of our clients prefer to address their planning in a sequence as opposed to all at once. Most importantly, a financial plan evolves over time and is not something that is completed and set aside.
  • What services do you offer? Financial planning and asset management. Please see our service description for more details.
  • How many clients do you currently manage? I manage approximately 22 clients while we have over 300 in our practice. Managing a relatively small number of clients with relatively large balances allows me to give each client more of my time and more detailed attention.
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DISCLAIMER

We are in the process of updating the data above and our filings with the SEC. Our firm has grown significantly in 2016, with assets currently under management approaching $100,000,000.

Jay Ahlbeck, CLU®, ChFC®

Jay Ahlbeck, CLU®, ChFC®

ChFC®, CLU®

Biography


Mr Ahlbeck graduated from Wittenberg University, Springfield Ohio in 1983 where he was an honor student and where he earned a Bachelor of Arts in Business Administration and Political Science. Mr Ahlbeck spent his entire professional career in the field of financial services prior to founding JDA & Associates in January of 2003.

Mr Ahlbeck launched JDA & Associates after 15 years of experience working in large diversified financial institutions. As a Senior Vice President at Fleet Bank (formerly Summit Bank), Mr Ahlbeck managed a 20 member staff of Account Executives servicing affluent clients. Mr Ahlbeck gained diverse experience and knowledge while managing his staff and building client relationships.

While working for Wealth Strategies, Private Banking, Quick & Reilly Brokerage, and Fleet Insurance Services (all units of Fleet Boston Financial) Mr Ahlbeck was immersed in wealth management and planning strategies for high net worth clients.

Mr Ahlbeck’s role as a manager has given him exposure to, and an understanding of, some of the most complex financial planning situations. Mr Ahlbeck left an institutional setting to establish a “boutique” firm focused on providing clients exceptional financial products and services across institutional boundaries and without any bias toward a single employer or institution. Although his management experience has proven invaluable, Mr Ahlbeck believes his greatest resource is his passion for providing client solutions.

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My Services


Financial Advice & Consulting

Planning Capital Management (PCM) is an independent Registered Investment Advisor with total assets under advisory of approximately $180 million. This includes discretionary management, non-discretionary management, and third party oversight. The firm focuses on comprehensive financial planning, asset management, and third party advisory oversight. The client base consists of high net worth individuals and families, many of whom are executives, professionals, or small business owners. PCM considers the diverse location of their client base to be extremely advantageous, as geography is not a boundary. This has led to extensive experience with utilizing technology in serving and acquiring clients. PCM believes that the way the firm uses technology is a key differentiator. Client Services PCM has a “planning first” philosophy when it comes to financial decision- making. They believe it is imperative to understand the client’s big picture before making recommendations. This is achieved by developing a statement of net worth, asset allocation analysis, and cash flow analysis. Then, depending on the needs of the client, the team may expand on the level of financial planning. This includes portfolio stress testing, estate planning, tax planning, insurance planning, and retirement planning. PCM has the ability to provide clients with financial planning and oversight services without directly managing assets. The firm views risk tolerance and alignment of portfolio risk as the paramount concerns in portfolio management. Consistent asset allocation based on risk tolerance, liquidity needs, and time horizon is the principal goal.


Financial Planning for Individuals

Planning Capital Management (PCM) is an independent Registered Investment Advisor with total assets under advisory of approximately $180 million. This includes discretionary management, non-discretionary management, and third party oversight. The firm focuses on comprehensive financial planning, asset management, and third party advisory oversight. The client base consists of high net worth individuals and families, many of whom are executives, professionals, or small business owners. PCM considers the diverse location of their client base to be extremely advantageous, as geography is not a boundary. This has led to extensive experience with utilizing technology in serving and acquiring clients. PCM believes that the way the firm uses technology is a key differentiator. Client Services PCM has a “planning first” philosophy when it comes to financial decision- making. They believe it is imperative to understand the client’s big picture before making recommendations. This is achieved by developing a statement of net worth, asset allocation analysis, and cash flow analysis. Then, depending on the needs of the client, the team may expand on the level of financial planning. This includes portfolio stress testing, estate planning, tax planning, insurance planning, and retirement planning. PCM has the ability to provide clients with financial planning and oversight services without directly managing assets. The firm views risk tolerance and alignment of portfolio risk as the paramount concerns in portfolio management. Consistent asset allocation based on risk tolerance, liquidity needs, and time horizon is the principal goal.


Financial Planning for Businesses

Planning Capital Management (PCM) is an independent Registered Investment Advisor with total assets under advisory of approximately $180 million. This includes discretionary management, non-discretionary management, and third party oversight. The firm focuses on comprehensive financial planning, asset management, and third party advisory oversight. The client base consists of high net worth individuals and families, many of whom are executives, professionals, or small business owners. PCM considers the diverse location of their client base to be extremely advantageous, as geography is not a boundary. This has led to extensive experience with utilizing technology in serving and acquiring clients. PCM believes that the way the firm uses technology is a key differentiator. Client Services PCM has a “planning first” philosophy when it comes to financial decision- making. They believe it is imperative to understand the client’s big picture before making recommendations. This is achieved by developing a statement of net worth, asset allocation analysis, and cash flow analysis. Then, depending on the needs of the client, the team may expand on the level of financial planning. This includes portfolio stress testing, estate planning, tax planning, insurance planning, and retirement planning. PCM has the ability to provide clients with financial planning and oversight services without directly managing assets. The firm views risk tolerance and alignment of portfolio risk as the paramount concerns in portfolio management. Consistent asset allocation based on risk tolerance, liquidity needs, and time horizon is the principal goal.


My Team


Communities Served

Abington Ambler
Ardmore Aston
Atco Bala Cynwyd
Bensalem Berlin
Berwyn Beverly
Birmingham Blackwood
Blue Bell Bordentown
Bridgeport Bristol
Brookhaven Broomall
Bryn Athyn Bryn Mawr
Burlington Camden
Cheltenham Cherry Hill
Chester Clarksboro
Claymont Clayton
Clementon Clifton Heights
Columbus Conshohocken
Croydon Crum Lynne
Darby Devon
Drexel Hill Elkins Park
Elmer Essington
Fairless Hills Feasterville Trevose
Florence Flourtown
Folcroft Folsom
Fort Washington Franklinville
Gibbsboro Gibbstown
Gladwyne Glassboro
Glen Mills Glendora
Glenolden Glenside
Gloucester City Grenloch
Gwynedd Gwynedd Valley
Hainesport Hammonton
Harrisonville Hatboro
Haverford Holmes
Horsham Huntingdon Valley
Jamison Jenkintown
Jobstown Juliustown
King Of Prussia Lafayette Hill
Langhorne Lansdowne
Levittown Lumberton
Malaga Mantua
Maple Shade Marcus Hook
Marlton Medford
Media Merchantville
Merion Station Mickleton
Monroeville Moorestown
Morrisville Morton
Mount Holly Mount Laurel
Mount Royal Mullica Hill
Narberth National Park
New Lisbon Newfield
Newtonville Newtown Square
Norristown North Wales
Norwood Oreland
Palmyra Paulsboro
Pedricktown Pemberton
Pennsauken Philadelphia
Pitman Plymouth Meeting
Prospect Park Rancocas
Richboro Richwood
Ridley Park Riverside
Riverton Roebling
Runnemede Sewell
Sharon Hill Sicklerville
Somerdale Southampton
Springfield Stratford
Swarthmore Swedesboro
Thorofare Upper Darby
Villanova Vincentown
Voorhees Wallingford
Warminster Warrington
Waterford Works Wayne
Wenonah West Berlin
Westville Williamstown
Willingboro Willow Grove
Winslow Woodbury
Woodbury Heights Woodlyn
Woodstown Wyncote
Wynnewood Northern New Jersey

Office Hours

Mon. 9:00 AM - 5:00 PM
Tue. 9:00 AM - 5:00 PM
Wed. 9:00 AM - 5:00 PM
Thu. 9:00 AM - 5:00 PM
Fri. 9:00 AM - 5:00 PM

Compensation Arrangements

Check Bank Transfer

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