Richard Dragotta
LPL Financial

650 From Rd
5th Fl/South Lobby
Paramus, NJ 07652

We serve Main Street wih Independent Advice


About LPL Financial

Independent, Unbiased, Non Proprietary Financial Planning Consultation. Portfolio and Investment management. State Registered Investment Advisor. Securities Offered through Linsco Private Ledger Member NASD/SIPC ? Portfolio Review/asset allocation ? Fee based planning and investments ? Retirement planning/401k consultation ? Variable and fixed annuities - ? Municipal bonds - ? insurance and risk managment Securties offered through Linsco Private Ledger Member NASD/SIPC.


General Information

No.of Employees:   5-9
Name of Broker/Dealer:   LPL FINANCIAL
States Licensed in:   NJ NY FL CT PA
Number of Years with Current Firm:   6
I work with the following types of clients:   Individual Investors , Businesses


Services

Investment Types:   Annuities , Stocks , Mutual Funds , Bonds , Alternative Investments , Exchange Traded Funds (ETFs) , Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via email , At your office , At your home , At my office , Via phone


Qualifications & Memberships

Insurance and Annuity Licenses:   Life , Annuity , Long Term Care , Variable Annuity , Variable Life
Financial Organization Memberships:   Paladin Registry


Compliance

Registered Investment Advisor:   Yes
Registered Representative:   Yes
Investment Advisor Representative:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   I am a fee-based financial professional
Minimum Portfolio Size for New Managed Accounts:   100,000
Compensation Methods:   Flat Fee , Hourly , Based on Assets



Faqs

  • Do you have a customer satisfaction or refund policy? yes
  • What are your qualifications? What is your education background? 15 years practicing previously with Merill Lynch and PaineWebber, I am a Chartered Retirement Planning Counselor designated by College of Financial Planning , Registered Investment Advisor in NJ. Principal liscense. Extended Financial planning courses. BA in Economics/Accounting
  • What is your approach to financial planning? Independent Comprehensive planning includes net worth, cash flow, education analysis, retirement analysis, estate planning and insurance assesment WITHOUT PRODUCT/INVESTMENT RECOMENDATIONS. Cash flow analysis, asset allocation, inflation projections, action plan ALL FOR A FLAT FEE
  • What services do you offer? Full service investment advice . Financial planning, Independent portfolio evaluation, asset allocation modeling, portfolio creation, implementation and management
  • How many clients do you currently manage? over 200 relationships
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Richard Dragotta

Richard Dragotta

ChFC®, CRPC®, RFC

Office Hours

wiseradvisor-balck-li-img Mon. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 8:30 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 8:30 AM - 5:00 PM