wiseradvisor

Robert Balow, MBA
Retirement & Legacy Solutions

Tel: 505-296-6002
6100 Uptown Blvd NE
Suite 610
Albuquerque, NM 87110

The Team of Balow and Roybal

Retirement & Legacy Solutions | Financial Advisor in Albuquerque ,NM

About Retirement & Legacy Solutions

VISION: To inspire our clients in such a manner that we become their primary financial service choice and their "trusted advisor. MISSION: We help our clients see the possibilities and then inspire them to apply new and better ways to get what they want through thoughtful financial planning, diligent exploration of alternatives, unbiased advice and quality service.


General Information

Firm Start Year:   1997
No.of Employees:   5-9
Insurance License#:   19882
States Licensed in:   NM, CA, TX , AZ
Number of Years with Current Firm:   7
I work with the following types of clients:   Non-Profit Organizations, Individual Investors, Businesses


Services

Investment Types:   Bonds, Stocks, Annuities, Exchange Traded Funds (ETFs), Insurance, Mortgages & Real Estate, Mutual Funds, Alternative Investments, Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via Email, At my office, Video Conference, Via Phone


Qualifications & Memberships

Insurance and Annuity Licenses:   Variable Annuity, Life, Health, Annuity, Disability, Long Term Care, Variable Life


Firm Information

Advisor's Number of Clients:   400
Advisor's Number of Managed Clients:   100
Advisor's Number of Planning Clients:   100
Assets Managed by Advisor:   +$50 million


Compliance

Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based
Compensation Methods:   Commissions, Based on Assets, Hourly
Fee % Based on Assets:   2.5% to .2
Hourly Rate:   $225.00
Additional Details on Charges:   All of the above charges are based on account size. For small accounts under $50,000, I charge a commission not a fee.
Minimum Fee Charged for Managed Accounts:   $250.00
Minimum Fee Charged for Hourly Planning Accounts:   $175.00


Robert Balow

Robert Balow

MBA

Bob is a Investment Advisor Representative and a licensed life, health, disability and long-term care insurance agent. Bob is a Registered Representative and Investment Adviser Representative with Cetera Advisor Networks LLC and has built a successful planning business over the past 17 years. Bob entered the financial services industry in 1990 after 20 successful years in corporate finance, accounting and human resources. He has built a clientele comprised mainly of individuals and small business owners. In his practice, emphasis is placed on providing the education and information clients need to potentially make intelligent financial planning decisions. He examines the clients financial situation and recommends strategies based on their stated goals and objectives. Strategies include investment portfolio management, retirement planning, estate planning, tax planning, inheritance planning, risk analysis and special requests. Building a trusting relationship with his clients is a key factor in Bobs successful practice. A resident of Albuquerque since 1991, Bob is actively involved in the community. He conducts financial planning as well as long-term care seminars and is a frequent speaker for various groups in the community. After graduating from San Jose State University with a BS degree in accounting, Bob earned his MBA from the University of Phoenix. He is a member in good standing of the Financial Planning Association (FPA). He is active in the Greater Albuquerque Chamber of Commerce, Shared Vision, New Mexico Association for Continuity of Care and Sandia Presbyterian Church

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My Services

Financial Planning for Individuals

I offer Financial Plans to my fee based clients at a reduced rate and to others at a rate of $175.00 per hour. This includes a report that shows weather retirement is within your reach now or how much longer you'll have to work and how much additional you will have to save on a monthly basis to reach your retirement goal. We don't simply help you establish your goals, we see to it that risk is properly defined and discussed with you. we listen because we know that it is important for you to be heard and in doing so we can help you understand the many options available to you.


Financial Advice & Consulting

I work closely with my clients to assess your financial goals and discuss how I can help you reach those goals. Then we implement a disciplined investment strategy to reach those goals and monitor the progress. I provide quarterly performance reports and year-end report for tax filing. I offer an open door policy and meet with my clients on a quarterly basis if necessary but annually is required. I recognize that some people want to go fast to meet their goals so they might want to do it themselves. if you want to go far and steady we should work together!


Portfolio Management

Everyone is different, therefore construction of a person portfolio is different then someone else's portfolio. We construct each persons portfolio to meet their needs and goals. We ask a lot of questions. or many clients, aligning their investment with their values is important to the portfolio construction.


Office Hours

wiseradvisor-balck-li-img Mon. 9:30 AM - 6:00 PM
wiseradvisor-balck-li-img Tue. 9:30 AM - 6:00 PM
wiseradvisor-balck-li-img Wed. 9:30 AM - 6:00 PM
wiseradvisor-balck-li-img Thu. 9:30 AM - 6:00 PM
wiseradvisor-balck-li-img Fri. 9:30 AM - 6:00 PM

Communities Served

Albuquerque Bernalillo
Bosque Farms Cedar Crest
Corrales Edgewood
Los Lunas Rio Rancho
Sandia Park Tijeras