Anyone can call themselves a financial planner. But any financial planning advice received from stockbrokers or insurance agents should be considered carefully. Do these agents have the best interest of your retirement savings at heart, or are they solely seeking commission?
Not to mention, they may be experts in their field but that doesnt qualify these individuals to offer financial planning advice, especially when it comes to complex issues like your retirement planning.
We are not swayed by commissions or sales incentives. Instead, we measure our success by the quality of life our clients experience throughout retirement. We achieve this by always putting the clients needs and goals first.
When we took our fiduciary oath, we vowed to always act in good faith and with candor. This means well be proactive in disclosing any conflicts of interests that could impact our client, and we will not accept referral fees or compensation from outside entities based on product sales.
Our decades of experience and commitment to the industry has led us to obtain several important industry designations. These include CERTIFIED FINANCIAL PLANNER" (CFP®), Certified Public Accountant (CPA), Personal Financial Specialist (PFS) and Enrolled Agent (EA).
General Information |
| Firm Start Year: | 2005 | |
| No.of Employees: | 2-4 | |
| Name of Custodial Firm: | Charles Schwab |
| States Licensed in: | Registered with the SEC |
| Number of Years with Current Firm: | 15 |
| I work with the following types of clients: | Individual Investors, Businesses |
Services |
| Investment Types: | Stocks, Exchange Traded Funds (ETFs), Bonds, Mutual Funds |
| I can meet clients in the following ways: | Via Email, At my office, Video Conference, Via Phone |
Firm Information |
| Firm's Number of Clients: | 300 |
| Firm's Number of Managed Clients: | 90 |
| Assets Managed by Firm: | $140,000,000 |
| Advisor's Number of Managed Clients: | 90 |
| Advisor's Number of Planning Clients: | 200 |
| Assets Managed by Advisor: | $140,000,000 |
Compliance |
| Registered Investment Advisor: | Yes |
| I am an acknowledged fiduciary: | Yes |
| Compliance Disclosures in Last 5 years: | I have a clean record |
| Criminal Disclosures in Last 5 years: | I have a clean record |
Compensation and Fees |
| Fee Structure: | Fee Only |
| Minimum Portfolio Size for New Managed Accounts: | $500,000 |
| Compensation Methods: | Based on Assets, Flat Fee, Hourly |
| Fee % Based on Assets: | 1% to 0.25 |
| Hourly Rate: | $300 |
| Minimum Fee Charged for Hourly Planning Accounts: | $300 per hour |
| BBA - Finance |
Hofstra University - Hempstead, NY
09/01/1987-05/15/1991 |
| MBA - Accounting |
St. Johns University - Jamaica, NY
09/01/1992-05/15/1995 |
I am a Registered Investment Advisor (RIA) and the founder of United Financial Planning Group. I provide financial planning, tax preparation, and wealth management services on a fee-only advisory basis. I bring over two decades of financial advisory experience to my practice. My professional career began in 1991 as a CPA for Price Waterhouse. There, I was assigned to the firms Technology Industry Group where I gained extensive knowledge working with start-up businesses helping take several companies public. I also worked as the Corporate Controller of a leading public company on Long Island. During this time, I gained experience in corporate finance, SEC reporting, taxation and investing.
My practice began focused primarily on tax planning and small business consulting. By working closely with my clients investment advisors, I was also able to gain extensive investment knowledge which led me to realize the conflicts of interest prevalent in the financial services industry. It was due to this revelation that I began to incorporate fee-only financial planning and wealth advisory into my practice. In my opinion, this shift in focus created the perfect synergy between tax and personal financial planning. Throughout my decades in the industry, I've accumulated several designations including: Certified Public Accountant (CPA)
CERTIFIED FINANCIAL PLANNER" (CFP®)
Personal Financial Specialist (PFS) In addition to earning these designations, I am also an active member of the Financial Planning Association (FPA), the American Institute of Certified Public Accountants (AICPA), the New York State Society of Certified Public Accountants (NYSSCPA), the National Association of Personal Financial Advisors (NAPFA) and the Garrett Planning Network. Prior to entering the financial industry, I earned my BBA in Finance from Hofstra University and MBA in Accounting from St. John's University. In addition, I hold a Certificate of Financial Planning from Fordham University. I currently reside in Smithtown, NY with my wife and two children. I enjoy playing an active role in the community by devoting time to charitable organizations including Big Brothers Big Sisters of Long Island and St. Jude's Children's Hospital. In my free time, I enjoy triathlon, tennis, and family activities.
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Mon. | 9:00 AM - 6:00 PM |
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Tue. | 9:00 AM - 6:00 PM |
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Wed. | 9:00 AM - 6:00 PM |
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Thu. | 9:00 AM - 6:00 PM |
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Fri. | 9:00 AM - 6:00 PM |
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