Over the years we have come to realize that as the scope of financial services grows, so does the need for professionals to provide these services. That is why we approach your financial planning needs with a team of specialists. It is the key to our success and yours.
We are a group of professionals in a variety of financial planning disciplines combining our knowledge and experience, using sophisticated support systems to determine the appropriate financial strategy for your individual needs. We are dedicated to helping you identify your goals, develop a financial plan based on sound advice and knowledge, implement your plan, and update your plan on a regular basis.
At Sagemark Consulting you will find the best of both worlds; the resources of a large company and the personal attention to establish a plan to help you toward achieving your financial goals.
|Firm Start Year:||1993|
|Name of Broker/Dealer:||Lincoln Financial Advisors|
|States Licensed in:||NY CT FL MA|
|Number of Years with Current Firm:||12|
|Qualifications & Memberships|
|Insurance and Annuity Licenses:||Variable Life , Long Term Care , Accident , Annuity , Health , Life , HMO , Variable Annuity , Disability|
|Financial Organization Memberships:||Society of Financial Services Professionals|
|Investment Advisor Representative:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
|Bachelor of Science||
Central Connecticut State
|Chartered Financial Consultant||
The American College - Bryn Mawr Pennsylvania
Richard Malen is a Registered Representative of Lincoln Financial Advisors Corp.
Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker dealer (Member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. If you do not want to receive further faxes/calls from me, please call me at 631-227-0637 or write to me at Sagemark Consulting, 105 Maxess Road, Suite 106, Melville, NY 11747.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumcumstances.
Do not leave trading instructions on this email Please call the LFA trade desk at 1-800-237-3815.
Richard Malen has been a Financial Planner with Sagemark Consulting since 2005 and has over 25 years of experience in the financial services industry.He assists individuals and business owners in making informed decisions in regard to their monetary growth and the protection of their assets, enabling them to effectively accumulate greater wealth. He is proficient in group benefits, pension design and business succession planning for businesses and business owners. For individuals, he helps people plan for wealth accumulation and retirement planning in both the accumulation phase as well as in the post retirement distribution phase. He is well versed in issues surrounding estate planning and, working with the Sagemark Consulting team, is able to handle estates of any size. Since Rich is an independent broker for both insurance and investment products he is able to get the best products suited for each individuals needs. Rich has said that "Always remember, it's not important how much money you make, it's how much you keep that's important."