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Paul Stawinski, CFF, CLU®
CLU Wealth Advisors

Tel: 917-969-8287
310 West 86 th Street
Phn
New York, NY 10024
CLU Wealth Advisors | Financial Advisor in New York ,NY

Considerations for Life's Uncertanties


About Paul Stawinski

I began my career as an advisor at Equitable. From there I was hired by AIG as an active advisor and VP of the Northeast. I was then given the opportunity to be the President of the AIG financial services company in Poland. Upon my return after my year abroad, I was made VP of the Sun American Broker-Dealer division of AIG nationally. I then was hired away by AXA/MONY to be a VP of the highest producing advisers in the company. About 7 years ago I decided to work full-time designing and implementing Financial Plans, and fulfilling the investment and insurance needs of my clients. It was the best decision of my career.

I believe I am uniquely qualified to be your financial advisor due to the broad background I have in the industry. I survived the adversity of losing my father very young and being an only child, I know how hard it is for a single mother to work and raise a child. My father left us with no Life Insurance or financial planning. As happens in life not everything goes as planned. I made a bad choice of a partner and ended up paying a fine for something I had no involvement in. It taught me to trust only myself and do what is right for my clients not for myself or others. I am now solely an independent Planner, I value my client relationships as a major part of my life. I live in Manhattan with my wife Melissa and my daughter Lea who is a practicing DVM, with our Dogs. My hobby is sailing, I am also a licensed USCG Captain.


About CLU Wealth Advisors

We are a full-service Financial Planning firm. We analyze your portfolio and review your Insurance products and your Estate documents. To create a total picture and identify areas that are in need of help.

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General Information

No.of Employees:   10-19
Insurance License#:   LA619804
Name of Broker/Dealer:   Lincoln Financial Advisors Corporation
Name of Custodial Firm:   Fidelity
States Licensed in:   NY,NJ,CT,Mass,Maine,Vermont,Penn,Indiana,Ohio,Georgia,Florida,Tenn,Texas Calf,Washinton
Number of Years with Current Firm:   10
Work Experience:   I have worked in the Financial Services industry as both VP of major Financial Institutions as well as an advisor.
Work with the following types of clients:   Businesses, Individual Investors, Non-Profit Organizations
Advisory Services Provided:   Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Portfolio Management, Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Retirement Planning

Services

Can meet clients in the following ways:   Our Office, Your Home, Video Conference, Via Phone, Your Office, Via Email

Qualifications & Memberships

Insurance and Annuity Licenses:   HMO, Variable Annuity, Long Term Care, Life, Health, Annuity, Variable Life, Disability, Accident

Firm Information

Firm's Number of Clients:   165
Firm's Number of Planning Clients:   59
Firm's Number of Managed Clients:   159
Assets Managed by Firm:   150,000,000,000
Advisor's Number of Clients:   160
Advisor's Number of Managed Clients:   145
Advisor's Number of Planning Clients:   65
Assets Managed by Advisor:   $55000000

Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   50000
Compensation Methods:   Based on Assets
Fee % Based on Assets:   yes
Additional Details on Charges:   Based on size and breath of the clients needs.
Minimum Fee Charged for Managed Accounts:   1%

Board Positions

Organization :   Sea Cliff Yacht Club, Sea Cliff New York
Position :   Fianance Chairman
Duration :   04/02/2013-03/02/2018

Education

BA  - Psycology and Business   Duquesne and Harvard  - Penn and Boston
1978-1986

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Financial Services

Financial Planning for Businesses

We have the ability to do a business valuation and have venture capital firms potentially buy your business. In addition, we review your Pension, deferred compensation, and key employee retention plans.

Financial Planning for Individuals

Complete Estate and Cash flow analysis. We do a financial plan using E-money, If needed we have many attorneys to write the necessary trusts and other documents.

Financial Advice & Consulting

Our advice is personal and will be different for each client. This is accomplished using sophisticated modeling and planning, tools.

Portfolio Management

Complete investment analysis. We use a risked based approach to designing and implementing your portfolio. Our team monitors the portfolio and makes changes to protect your principal

Retirement Planning

We design and manage all retirement plans. IRA, Keogh HR10, Defined Benefit Profit sharing, 4012k, and Money purchase plans. For both individuals and businesses.

401K Rollovers

We have multiple sources for 401k record keeping and administration. Our investment options are available for all the best managers.

Insurance Planning

Since we are independent, we offer a full range of products from all carriers available. Life Insurance Annuities Disability Long Term Care Health Insurance Medicare supplements

Annuities

Fixed Deferred Annuities Variable Annuities Indexed Annuities Single premium Annuities

Estate Planning & Trusts

Our Estate planning is done with our in-house attorneys and me, We can recommend the kind of Trust and other methods to reduce Estate taxes. If needed we can refer you to an attorney to draw up the documents.

Tax Advice and Services

We do not offer tax services. However, we can refer excellent CPAs to help you.

Education Funding and Planning

We use 529, UGMA,UTMA, and gifting to support the savings for schooling,

Investment Advice & Management

Our advice is personal and will be different for each client. This is accomplished using sophisticated modeling and planning tools.

Wealth Management

Complete Estate and Cash flow analysis. We do a financial plan using E-money, If needed we have many attorneys to write the necessary trusts and other documents.

Risk Management

We do a complete Risk analysis and use a Monti Carlo scenario to show the potential risk vs returns.

Money Management

Complete availability to all investment choices, including stocks, bonds, fixed income, alternative investments, ETF, Mutual Funds, and CDs.

Compliance

Registered Representative:

Yes


Investment Advisor Representative:

Yes


Acknowledged fiduciary:

Yes


Compliance Disclosures in Last 5 years:

I have a clean record


Criminal Disclosures in Last 5 years:

I have a clean record


Office Hours

Mon. 9:00 AM - 6:00 PM
Tue. 9:00 AM - 6:00 PM
Thu. 9:00 AM - 6:00 PM
Fri. 9:00 AM - 6:00 PM
Sat. 11:00 AM - 2:00 PM

Communities Served

US

Compensation Arrangements

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