I began my career as an advisor at Equitable. From there I was hired by AIG as an active advisor and VP of the Northeast. I was then given the opportunity to be the President of the AIG financial services company in Poland. Upon my return after my year abroad, I was made VP of the Sun American Broker-Dealer division of AIG nationally. I then was hired away by AXA/MONY to be a VP of the highest producing advisers in the company. About 7 years ago I decided to work full-time designing and implementing Financial Plans, and fulfilling the investment and insurance needs of my clients. It was the best decision of my career.
I believe I am uniquely qualified to be your financial advisor due to the broad background I have in the industry. I survived the adversity of losing my father very young and being an only child, I know how hard it is for a single mother to work and raise a child. My father left us with no Life Insurance or financial planning.
As happens in life not everything goes as planned. I made a bad choice of a partner and ended up paying a fine for something I had no involvement in.
It taught me to trust only myself and do what is right for my clients not for myself or others. I am now solely an independent Planner, I value my client relationships as a major part of my life.
I live in Manhattan with my wife Melissa and my daughter Lea who is a practicing DVM, with our Dogs.
My hobby is sailing, I am also a licensed USCG Captain.
We are a full-service Financial Planning firm. We analyze your portfolio and review your Insurance products and your Estate documents. To create a total picture and identify areas that are in need of help.
General Information |
| No.of Employees: | 10-19 | |
| Insurance License#: | LA619804 |
| Name of Broker/Dealer: | Lincoln Financial Advisors Corporation |
| Name of Custodial Firm: | Fidelity |
| States Licensed in: | NY,NJ,CT,Mass,Maine,Vermont,Penn,Indiana,Ohio,Georgia,Florida,Tenn,Texas Calf,Washinton |
| Number of Years with Current Firm: | 10 |
| Work Experience: | I have worked in the Financial Services industry as both VP of major Financial Institutions as well as an advisor. |
| Work with the following types of clients: | Businesses, Individual Investors, Non-Profit Organizations |
| Advisory Services Provided: | Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Portfolio Management, Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Retirement Planning |
Services |
| Can meet clients in the following ways: | Our Office, Your Home, Video Conference, Via Phone, Your Office, Via Email |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | HMO, Variable Annuity, Long Term Care, Life, Health, Annuity, Variable Life, Disability, Accident |
Firm Information |
| Firm's Number of Clients: | 165 |
| Firm's Number of Planning Clients: | 59 |
| Firm's Number of Managed Clients: | 159 |
| Assets Managed by Firm: | 150,000,000,000 |
| Advisor's Number of Clients: | 160 |
| Advisor's Number of Managed Clients: | 145 |
| Advisor's Number of Planning Clients: | 65 |
| Assets Managed by Advisor: | $55000000 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | 50000 |
| Compensation Methods: | Based on Assets |
| Fee % Based on Assets: | yes |
| Additional Details on Charges: | Based on size and breath of the clients needs. |
| Minimum Fee Charged for Managed Accounts: | 1% |
Board Positions |
| Organization : | Sea Cliff Yacht Club, Sea Cliff New York |
| Position : | Fianance Chairman |
| Duration : | 04/02/2013-03/02/2018 |
Education |
| BA - Psycology and Business | Duquesne and Harvard
- Penn and Boston 1978-1986 |
Financial Services |
| Financial Planning for Businesses
We have the ability to do a business valuation and have venture capital firms potentially buy your business. In addition, we review your Pension, deferred compensation, and key employee retention plans. |
| Financial Planning for Individuals
Complete Estate and Cash flow analysis. We do a financial plan using E-money, If needed we have many attorneys to write the necessary trusts and other documents. |
| Financial Advice & Consulting
Our advice is personal and will be different for each client. This is accomplished using sophisticated modeling and planning, tools. |
| Portfolio Management
Complete investment analysis. We use a risked based approach to designing and implementing your portfolio. Our team monitors the portfolio and makes changes to protect your principal |
| Retirement Planning
We design and manage all retirement plans. IRA, Keogh HR10, Defined Benefit Profit sharing, 4012k, and Money purchase plans. For both individuals and businesses. |
| 401K Rollovers
We have multiple sources for 401k record keeping and administration. Our investment options are available for all the best managers. |
| Insurance Planning
Since we are independent, we offer a full range of products from all carriers available. Life Insurance Annuities Disability Long Term Care Health Insurance Medicare supplements |
| Annuities
Fixed Deferred Annuities Variable Annuities Indexed Annuities Single premium Annuities |
| Estate Planning & Trusts
Our Estate planning is done with our in-house attorneys and me, We can recommend the kind of Trust and other methods to reduce Estate taxes. If needed we can refer you to an attorney to draw up the documents. |
| Tax Advice and Services
We do not offer tax services. However, we can refer excellent CPAs to help you. |
| Education Funding and Planning
We use 529, UGMA,UTMA, and gifting to support the savings for schooling, |
| Investment Advice & Management
Our advice is personal and will be different for each client. This is accomplished using sophisticated modeling and planning tools. |
| Wealth Management
Complete Estate and Cash flow analysis. We do a financial plan using E-money, If needed we have many attorneys to write the necessary trusts and other documents. |
| Risk Management
We do a complete Risk analysis and use a Monti Carlo scenario to show the potential risk vs returns. |
| Money Management
Complete availability to all investment choices, including stocks, bonds, fixed income, alternative investments, ETF, Mutual Funds, and CDs. |
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 6:00 PM |
| Tue. | 9:00 AM - 6:00 PM |
| Thu. | 9:00 AM - 6:00 PM |
| Fri. | 9:00 AM - 6:00 PM |
| Sat. | 11:00 AM - 2:00 PM |
| US |
| Check | Money Order |
| Bank Transfer | PayPal |
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