Total Alignment Wealth Advisors is a private and independent fee-only wealth advisory firm. The firm was established in response to our founding clients' need for one truly independent family advisor. Their vision was that the family advisor should be prohibited from selling financial products and should simply provide wealth advisory services that were complementary to - but not competitive with - the services already provided by their traditional advisors.
Currently, Total Alignment offers three services:
(1) Total Alignment Family CFO -
Designed for high net worth families who are looking to consolidate and delegate all of their wealth planning needs through the use of a single-source expert who would oversee, evaluate and coordinate with other advisors on an ongoing basis.
(2) Total Alignment One-Time Financial Plans -
Designed for those who either anticipate a life event - such as marriage, divorce, death or retirement - or who simply prefer a one-time "check up" review.
(3) Total Alignment TOLI Audit -
Designed for trustees of trusts owning life insurance ("TOLI") who would like to minimize risk of a future lawsuit by having a review of the policies by an advisor with no financial stake as to whether policies are retained or replaced.
For more information, please visit our website.
|Firm Start Year:||2013|
|States Licensed in:||NY; NJ; DC; TX|
|I work with the following types of clients:||Individual Investors, Businesses|
|Foreign Languages Serviced:||English|
|I can meet clients in the following ways:||Via Email, Via Phone, At my office, At your home, At your office|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Disability, Life, Health|
|Financial Organization Memberships:||Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA), National Association of Estate Planners & Councils (NAEPC)|
|Non-Financial Organization Memberships:||Adjunct professor at NYU teaching the Financial Planning Capstone course.|
|Advisor's Number of Clients:||20|
|Advisor's Number of Managed Clients:||0|
|Advisor's Number of Planning Clients:||20|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||Fee Only|
|Minimum Portfolio Size for New Managed Accounts:||3000000|
|Compensation Methods:||Flat Fee, Subscriptions, Based on Assets|
|Organization:||Certified Financial Planner Board of Standards Washington, DC|
|Position :||Board Member|
|Duration :||January 2011-Currently holding|
|BA - Individualized Study in Music and Economics||
|JD - Law||
|MBA (in progress) - Accounting Taxation and Finance||
Robert Hayden is Total Alignments Managing Member and Chief Wealth Advisor. In this role, Mr. Hayden oversees the firms Trust-Owned Life Insurance Audits, Event-Driven Planning and non-investment aspects of the Total Alignment Family CFO offering. Mr. Hayden serves on the board of directors for the Certified Financial Planner Board of Standards, Inc. which is a standards-setting organization for financial planners and one of the largest financial planning organizations in the United States.
Mr. Hayden also serves as an adjunct professor at New York University, where he teaches its Financial Planning Capstone course. He has been quoted in The Wall Street Journal and has co-authored "Foreign Direct Investment, Trade and Chinas Competition Laws", which was published in the Denver Journal of International Law and Policy in the Spring 2009 edition. Mr. Hayden has also authored "Trustee Delegations and the Prudent Investor Act: Filling the Gaps", which was featured in the Rutgers Law Records Spring 2008 edition. In 2009, Mr. Hayden was a speaker with the American Bankers Association, where he spoke on the topic of Fiduciary Liability. Mr. Hayden has experience at a law firm, a wealth planning firm and the Family Office group of a bank.
Currently, Mr. Hayden is licensed to practice law in New York, New Jersey and the District of Columbia and is completing an MBA at New York Universitys Leonard N. Stern School of Business. He is a CERTIFIED FINANCIAL PLANNER practitioner.
David Vincent CFA, CAIA
|Sun.||1:00 PM - 5:00 PM|
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|
|Sat.||1:00 PM - 5:00 PM|
|Englewood Cliffs||Franklin Lakes|
|Hewlett||Ho Ho Kus|
|Mountain Lakes||New York|
Total Alignment Launches Fee-Only MFO
Details:Press release regarding Total Alignment's launch. ...more