We help Main Street families get the protection they need at a price they can afford, invest for the future and get out of debt. We teach
families fundamental financial principles that aren't taught in school and we give them an opportunity to build a business and transform
Primerica (NYSE: PRI) is the largest independent financial services organization in North America, serving middle-income households in the U.S., Canada and the territories of Puerto Rico and Guam. Its International Headquarters is located in Duluth, GA. Our distribution model uniquely positions us to reach underserved middle-income consumers in a cost-effective manner and has proven itself in both favorable and challenging economic environments. Pioneering the concept of "Buy Term (Life Insurance) and Invest the Difference." This core philosophy illustrated the idea that its mostly middle-income client base could purchase sufficient protection with term life insurance and also systematically save for the future in a separate investment vehicle such as mutual fund Individual Retirement Accounts (IRAs).
|Firm Start Year:||1977|
|States Licensed in:||NY, MI, PA|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Annuity, Life, Variable Annuity|
In 1977, we were founded on a simple idea: Just do what's right. That concept remains at the heart of everything we do for Main Street families every day. We teach people how money works, because we believe a solid financial knowledge foundation is the key to making healthy money choices. We pioneered the "Buy Term and Invest the Difference" philosophy - a crusade which revolutionized the life insurance industry and the investment business. And from the beginning, we have only offered term life insurance as part of our commitment to only market products that are right for the consumer, a philosophy we still apply to our solutions today. HOW MONEY WORKS When it comes to finances, how much do you know? If you're like most people, you probably know little about personal finance. Perhaps you think long-term security is impossible on your income. But, the truth is, no matter what your income level, you can achieve financial security. You just have to take the time to learn a few simple principles.
Financial Advice & Consulting
While other financial services companies typically focus on the wealthy, we serve Main Street families in neighborhoods all across North America. We take an educational approach and offer financial tools to help our clients reach their goals. The complimentary Financial Needs Analysis asks all the right questions to identify exactly where a family is on the path to their goals, and then suggests Primerica solutions that both fit their needs and budget, and help them stay on track for those dreams.
There's no doubt that investing in mutual funds involves risk. But a PFS Investments representative can help you to understand those risks, and guide you to mutual funds that match your investment objectives and risk tolerance. PFS Investments' Mutual Fund Providers: AB American Century Investments American Funds Invesco Fidelity Advisor Funds Franklin Templeton Investments Legg Mason MFS Investment Management OppenheimerFunds Amundi Pioneer Putnam Investments
Primerica's independent licensed representatives educate their clients about how to better prepare for a more secure financial future by assessing their needs and providing appropriate solutions through term life insurance, mutual funds, annuities and other financial products. Primerica insured approximately 5 million lives and had over 2 million client investment accounts at December 31, 2018. Primerica, through its insurance company subsidiaries, was the #2 issuer of Term Life insurance coverage in North America in 2017.
|Mon.||9:00 AM - 8:00 PM|
|Tue.||9:00 AM - 6:00 PM|
|Wed.||9:00 AM - 8:00 PM|
|Thu.||9:00 AM - 8:00 PM|
|Fri.||9:00 AM - 5:00 PM|
|Sat.||9:00 AM - 8:00 PM|